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<br />After Recording Return To:
<br />HAMILTON MORTGAGE COMPANY
<br />2700 NORTH CENTRAL AVENUE, SUITE 1500
<br />PHOENIX, ARIZONA 85004
<br />Loan Number: 00004 -23066
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1001993- 0000423066 -3
<br />a
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated DECEMBER 16, 2004 together
<br />with all Riders to this document.
<br />(B) "Borrower" is DAVID A. DALTON AND TERESA D. DALTON, HUSBAND AND
<br />WIFE AS JOINT TENANTS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D) "Trustee" is , FIRST AMERICAN TITLE INSURANCE COMPANY
<br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 16, 2 0 04
<br />The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 0 0 / 10 0
<br />Dollars (U.S. $ 104, 0 0 0 . 0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />JANUARY 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(1) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
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<br />Balloon Rider
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<br />Planned Unit Development Rider
<br />® Other(s) [specify]
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<br />1 -4 Family Rider
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<br />PREPAYMENT RIDER TO
<br />SECURITY INST
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<br />MIN: 1001993- 0000423066 -3
<br />a
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated DECEMBER 16, 2004 together
<br />with all Riders to this document.
<br />(B) "Borrower" is DAVID A. DALTON AND TERESA D. DALTON, HUSBAND AND
<br />WIFE AS JOINT TENANTS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D) "Trustee" is , FIRST AMERICAN TITLE INSURANCE COMPANY
<br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 16, 2 0 04
<br />The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 0 0 / 10 0
<br />Dollars (U.S. $ 104, 0 0 0 . 0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />JANUARY 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(1) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />PREPAYMENT RIDER TO
<br />SECURITY INST
<br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagk4PF axQiz 800- 649 -1362
<br />Form 3028 1/01 Page 1 of 10 www.docma.qic.com
<br />Ne3028..d.l.. 0
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