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200412257 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />C'_ _ -- (Seal) <br />MARTY C SCHMIDT - Borrower <br />eal) <br />KARI A SCHMIDT - Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />M-6(NE) (oom Page 14 of 15 Form 3028 1/01 <br />