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m <br />_ Zr r„ m O <br />T Y N <br />r N CV+ (+ N N <br />cn � CD <br />(D N it e-F <br />After Recording Return To: z <br />CHERRY CREEK MORTGAGE CO., INC. <br />7600 EAST ORCHARD ROAD, #250N <br />GREENWOOD VILLAGE, COLORADO 80111 200412251 <br />\ <br />[Space Above This Line For Recording Data] -�% <br />Loan Number 06 h t\ <br />MIN# 100030200166 001Gfi007060 \Jl \\ <br />DEED OF TRUST �> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 9, 11, 16, and 18. Certain rules regarding the usage of words used in this document are also <br />provided in Section 27. <br />(A) "Security Instranrent" means this document, which is dated DECEMBER 20, 2004, together with <br />all Riders to this document. <br />(B) "Borrower" is GINA TOBERER. Borrower is the trusmr under this Security Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized <br />and existing under the laws of COLORADO. Lender's address is 7600 EAST ORCHARD ROAD, <br />#250N, GREENWOOD VILLAGE, COLORADO 80111. <br />(D) "Trustee" is TICOR TTILE INSURANCE CO 113 W 2ND ST. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MFRS is organized and existing under the laws of Delaware, and has <br />an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Burrower and dated DECEMBER 20, 2004. The Note <br />states that Borrower owes Lender EIGHTEEN THOUSAND SIX HUNDRED EIGHTY AND 00 /100ths <br />Dollars (U.S.$181680.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than JANUARY 1, 2020. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />aorrmar lNtials 6\ <br />GMD Nebraska Junior Lien DOT - HC Form 33703.3 05/17/02 (page I of 13 Pages) <br />® 2002 Guardian Mortgage Documents, Inc. <br />