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>tl i ��-�� . �. 4?�. • t. . . . , r --L. � _4 _t r,. ,� � <br /> ..• • ��`,`Z'`7 , .' _,.� •� � . ,. _,c � F `.. ( �� ` .\� . � (` •t."• _ � < ..�.C�';� f .� -_ <br /> < � �� C <br /> ._ — f.� , , '���'�' _Y �4 ' '.�p _� . , n`.�_- �`c. . _ ` . . V`... . � "t � ,� . (���i` . c� ` -t .� _— <br /> ,t.. � . , . . ' ,�' 4 .i. �`o. . . . . , . • . � c . _ <br /> • 4; <br /> � ��R� - tG: , t ' • y 's` '! • ` � ` , - , � f _ _ �' , �, .., . J. -(�� t} • ` <br /> . .. - _��j F. � _ � " ri `f�`^` , . . ,•� F. ,t`,1� ��e <br /> ; . � � � � �*������7 - � ��.Z }� <br /> `. ` ,.•� TOGETNER W1TH all the impmvemQnts now or hereafter erected on the ptoperty.and e11 easemen�s.aPFurten�noes,and `� ", <br /> � - 4 ',;,e r <br /> � fiuures now or flcreaRer a part of the pmperty. All replarements and additians shall�also be coveced by tdis Secarity • ,�,�. <br /> ' � Instrumen�AU of the foregoing is refemed to ia this Sacurity instnunet�t as the°ProP�Y•" � • ,::`:•���- <br /> , . �'; :'- `:-�.,�w <br /> � ' SORROWBR COVENAI3TS that�orrower is lawfully seised of the estate hereby cam+eyed and has t1►e right to gran�t and ,1 _ <br /> y x.':: `�.„ _ convey the Pmperty and that the Property is unenc�mber�d.except for encumbrances of ceooid. I3onower wairants an8 wi{t � � °" <br /> � �u�. •_�,,.� defend generally tlie title w the Propertya�nst all claims and demands.subject to any encumbrances of record. �,5 � ., -� _ <br /> °� � THIS SECURITY INSTRUMENf�ombines uniform covenanu far aational use and non-uniform�covenams with timitaf j..��,- �a- . <br /> , �. , �__-.��ASi,_ .1C.,--=- <br /> ' � .t �� variatians by jurisdiction to cunsritute a uniform security instmment covering real ProPertl+• �"v`,�"-`= <br /> - UMFORM GOVENAI3'I'S.Borrower and Lender covenant and agree as follows: , � __--=-===__ <br /> . ,, .. i.Paym�t of Prhtdpa!aad i�teresi; P+�'+ePaYment and Late.Charges. Bor�ower s6a11�mffiptlY Pay when due ehe --- - -- - <br /> ' � �., principal of and interest oa the debt evidenced by the Note and any pr�payme�t and late charges due under the Note. ___��_. <br /> ` ' E.Eunds for Taxes and ins�n�ance. Subject to appliCable Iaw or to a written waiver by Lender.Borrower stlal!pay to � <br /> , . �. • •- Lender ou the day montJily paymeitts are due under the Nate.antil tt�Note is paid in full.a sum("Funds")for.(a)yearly taxes <br /> " . arid assessments which may aitain prcority over this Securiry Instrument as a lien on the Property;(b)Yearly teasetso[d paym.nts =— <br /> � .. • . or ground r�ms an the Property,if any:(c�YearlY ha�ard or pruperty insurance preminms:(d)YearlY t�aod insurence premiums. <br /> : . . if any;(e)Yearly mortgage insurance prr.miums.if any:and(�any sums payable by Borrower to I�nder,in accord�ce with <br /> ' . • . . , the provisions of FaragraPh S,in lieu of the payment of mortgag�insura�re Premiums.These ite�s are calIed"Fscmw Items.° <br /> ' �' '� . . (.ender may,at acti� cime.calIect and hold Funds in an amount not to e�oeed we.maximum amount a tender for a federally <br />. _ : ,. �,. . � related mortgage laan may req'sit�e for Borrower s escrow aa;oiu►�ander the federal Real Fstate Settlement Prooeduzes Act of — <br /> ' 1974 as amended from time to e�e, 12 U.S.G Section 2602 et seq.("RESPA°),unless another law thaE.applies to the Funds _ <br /> �. ��>,-=-----�-��- - �ets a lesser amount. If so,l�w�r may,at any time, cofleSt and hold.Fand�in an a¢u�urt not to exce�d the lesse��maanni. <br /> _ - - - -- -.-�--.....- -�-- -- <br /> '. � � I.�nder may estimate the amount of Funds due on the basis of c�rrent data and reasoqaole esnmates of expanditures of -�--� � <br /> �• Escrow Items or otherwise in accordance with applicabte law. <br /> � '' The Funds shall be held in an institution whose deposits are insured by a federal agency, insuvmentality. or ertity <br /> � � • {inciuding E.endes,if Lender is such an institution)or in a�Federal Home Loan Bank.l:ender shall apply the Funds ta pay ihe <br /> , � • Escrow Items.Lender may not charge Bovrower for holdia`ad applying the Funds,�nuatiy analyzing ihe escrow acaount.or .. <br /> ' � . • , �erifying the Escrow Items.unless Le�er pays�orrower E�=�:�est on the Funds and applirable!aw pemtits Lender to make such <br /> . � . _ a charge.Howe�ea.Lender may require Borrower to pay a one-time c��^��for an independent real estate tax reporting sen+ice _ - <br /> � ; • used by Lender in connection with this loan. anless applicable law �vvides utherwise. Unless an agraement is made or — <br />� � �� • applicable law requires interest c3 be paid.I.ender shall not be tequired to pay Borro�ves atry interest or eamings on the�Fimds. . <br /> ,• • � Borrower and Lender may agr�:�writing, however.that interest shaIl be paid on�e�unds. i.ender shall give to Borcower. r <br /> ' . , without charge, an annual accs.::ting of the�unds, showing credits and de6iu ro tY:�:unds and the purpose for which each � <br /> • r� s ri for all sums secured b t}ris Security Insmimen� ��`"" <br />- - debit to the Funds was made.The Funds ar�r_edged as add�aonal ecu ry Y __ <br /> _,. . _ .`.... __ . If the Funds held by Lender exceed the a�ounu permitted to be held by applicable law.Lender shall account to Borrower �__- <br /> ' ' � for the excess Funds in accor3zice with the requiremenu ef applicable law. If the amount of the Funds hetct by Lender at aay ;:�_ <br /> •� time ss not sufficient to pay the Escro�v Item,s when due,�der may so notify Bormwer in writing.and,in sucfi case Borrower = <br /> , shall pay to Lender the amour.t necessary to make up tF:�eficiency. Borrower shall make up the deficiency in no more than <br /> • ' , tweive monthly FayTnen�c,at L.endei s sole E:scretion. r `' <br /> • ._ Upon payment in full af all sums se�ed by this Security lns[rument, Lender shall promptly refund to Borrower any �;� 4�_ <br /> Funds held by Lender.If,unQer paragraph 21.I.ender shall acquire or se!1 the PrapertE.Lencler,prior to the acquisition or sale 7;�-- <br /> � , � � � of the PropeRy.shall apply an}�i=cads held by L.ender at th�time of acquisition or sa:�as a credit a�ainst the sums secured by ��__— <br /> . 3�flf�::'- _ <br /> this Security Instrument. ��`�_�� <br /> . " 3.Appiicatlon oY Payments.Untess a{splicable law provides othenvise,all pa}m:ents received by Lender under paragraphs 4���_- - <br /> �' ' � 1 and 2 shall be applicd: first.ta any Prepayment charges due under the:�ote: second.td amounu�ayable under paragraph 2: :'�.'�8��= <br /> : ;-,.`, .�_�in�, <br /> ; . � � third,to interest due:founfi,to principal duc:and la�t,to::r►y late charges due un der t t�e Na te. "�, .��'" � .��;� <br /> . � . � ' . � � 4.Charges:Lteng.Borrowcr shall pay all taxes, :L.<,.�ssments,charges. fines ar�.i:npositiars attributable to the Property ,:-:. ,��- <br /> �' which may attain priarity over this Security Instrument. sr•.d leasehold payments ar=round rents.if any. Barrawer shall pay ' ''�"•� <br /> .�'��i;:� ' <br /> .s. ' � these obligations in the manner provided in paragraph 2,or if not paid in that manner.Sonower st�ali pay them on time directly ,��. � i. <br />-.` ' to thc person owcd payment.Borrower�hal!promptly fumish to Lc��der all notioes of amauru ta�e paid under this paragraph. ~� <br /> If Borrower makes these p:�yments directly.Borrawer shall promptly fumish to Lcnder receipts ev:dencing the payments. -'��..�• <br /> f�` ' - Barrawer shaH prompily discharge any lien which has priarity over this Security Tnstrument unless Borrower:(a)agrees in • , �� <br /> � , � . writing to the payment of the obligation secured by the icen in a manner aeceptable ta Lender, (b)wntests in good faith the lien . F <br /> � � � " by, or defends against enforcement of the lien in, legal pmceedings which in the i.ender s opinion operate to prevent the <br /> � enforcement of the lien:or(cy secures from the holder of the lien an agreement satisfactory ta Lender cubordinating the lien to . _ <br /> =� '��' � . . . this Security instrument. if Lender determines that any part af the Property is subject to a lien which may attain priority over <br /> � . this Security instrumcnt.Lender may give Borrower a notice identifying the lien.Borrower shall�atitify the lien or take one or <br /> � � more of the actions set forth above within 10 days of the giving af notice. . <br /> .. � Form 3028 9l90 � <br /> . 4 '. - : � Pago 2 ot 6 ' . . �- <br /> • . � . � <br /> _ ' - � <br /> - , . ' .. ._ .,.-..�_..__.....{ � . .. <br /> � ! . � . � � . .�."�.� _ . . —' . .. _ - _ � . . , . . � : � � , .. <br />_. - .i' " . � . . .. . ' .�, .. ..� . . � . �, . . 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