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<br /> „�`k. ,�f�:: � , TOG��Ft WtTH all the impiavemQnzts now er Ceiwafter e�ected on the pro�srt��,ead aIi easements.app�utenaaats, � swr�5�`,� �_
<br /> `�{ .;, � ��,; and fixtm�es now csr ner�r a part of the property. All ceplacements aad additions shall a4so be cavere�6y this Seauiry • -�,�'�*.�` ,-
<br /> °- ``'�' Iastiumea�A ll a f t l i e foiegoing is r e f e a e d to 6n d u s S e c u rity I n s�en i ag t he'P r a p e r t y."
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<br /> "A' " .BORRO�iIEit COVENANTS dsat Barrovster is lawfttlly sei�ed of the eslate heieby conveyed aad I�as the rigtit w pant . ��'�` � `� -
<br /> ��` aad cqave the aad thai the �s uaenc�he�.exoept for encumb:anoes of�eoosa Barrawer w�rants aat! �._;.�'raa�.F;=>
<br /> , . a y PraPertY PcopertY' cu an
<br /> ;.? ' , � , ariU defettd genertttty the titte tm the Propxmj agaiast all olaims aad demands.subiect to any�brances of tecard �,`::�.:��''-,.-_,_--�_-�•�``
<br /> ". �,,� THIS SECURYfY INSTRLTNIE[�3T o�mbiaes imifmm covenan.s foz�onai use aad aoa-nnifumi cove�nts with , ,�, ����' ;
<br /> - -,- - ;t . .limited v�iadons by jmis��ion m wnstitaLe s aaigoim seam�ity ias�at cove�ing�xat pco8erty. :
<br /> . erty • -
<br /> • UNI�ORM COVEIVANPS. BonoRer aad Lea►d�cavenant amd agree as follow� . `•�����'.�'_-
<br /> � .. ' 1. @ a y meat oi Pdnct p i t l and Inierpst;P�epaYmeuY snd I.ate Cha�. Borrawer sball piamptly pay when d�the `' ,�'`"` -'-
<br /> ._�._ prinsipal of and iatec�st un the debt evidenced by the Note an�anY P�P�ent aad late charges due uader the Nate. ��.--
<br />;.-.�,.-' ��. ,' ' 2. Fhacts for�xes and Iasar�� S¢bject to applicable Iaw or to a writLea waiverby Lender,Boirower shall pay to -----_
<br />-,�.:�`... "� . Lendet on the daY moatWY Paym�ats aze dae uader the Nat�anti�the Note is paid ict fiill,a snm("F�cis°)for..(a?y�y _-=—__
<br /> r,�;; : . � taxes and a�sessments which caay aztain gaority over this Secarity Instm�uent as a 1£en on tl�c Pmperty;(b)yearlY Iease�uW •
<br /> ` . .. ,. Y , gayments or gmuad rents aa the Fmperty,if an9:(�)Y�Y hazffid or piogerty insaraace premiams; (c�Year1Y floodl � _
<br />�`�'�� � - -
<br /> ��-:---..� � ins�ttance preatiums,if any:(e)Year1Y mortga�e msc�aace Premiunas.if an�►: amd(�anY s�s PaYable by Borrowe�r to _ —
<br /> _�-` ° LQader.�accordaace arith die provisiaas of paiagraph 8.in Heu of the paymeIIt of martgage inamanrr_�, T6ese
<br /> `-s �_�. items are CaIIed"Escmw Items." I.ender may.��y ti�.oollect,aad flotd F§tuds in�ammmt not to exoeed the maxiffim ----
<br /> , �o�t a Ieader for a fedemUy related mortgage loan may ceyuise for Bomowds eserocv acco�t�der t@e federal Real
<br /> � • •- , Estane Seulement Pmcad�s Act of 1974 as amended from dme to�12 U.S.C.§2C�1 eY seg.�"R�SpA'7,anless another
<br /> �'', • ` law thaz applies to the�uads sets a lesser amount If so I.eader may,at auy.rim�collect and flold Fimds in an amaunt aot to �.
<br /> �� ' . � : � exoeed the lesser amovn� Lendes may esumarE ihe ama�t of Fvnds due on the basis of c�sent data aad�easoaa�bie -
<br /> f ' ' estimates of exp�adim:es of fnwre Fscmw 3tems or othervvise in accurdance a+ith applicablc taw. -
<br /> ,...:�,.-'.: •- ; ,�
<br /> T, .----r--�-,: � . . -- -. .'iiie I�mds sliall be hetd ia aa institution whose•deposits are insared by a federai ageucy,ms�ncalitY,���Y
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<br />. . '.. . .A.�.. . .. . . . _ _
<br /> �� .. . . ('mcluiting Lender,i�Leuder is such�an msd�tnt�on)ar in any E�ederal Hoame7.oan Bank.�Iea�ei sSaD apply the Faads to pay
<br /> <. . •. �. � the Escrow Items. Lender may not chatge Bonuarer far haldmg aad aPP�S the£aads,aannally aaaiyzing the escrow � ,
<br /> • , account,or verifying tbe Fscmw Items,anless Lettder pays Borrower inierest on the Aands and agplica6le.iaw peaenits
<br /> � , Leadea w make such a charge. However,Leader may reqai�Boszuwer to pay a one-time clrarge for aa independe��a}
<br /> , �._:_.''� estate tax reporting service used by Leader in connearon arith tfiis loan.naIess applicable law provides otheaauise. UNess an —
<br /> • : agreement is atade or appticabie laav requiies+rterest to be paid i:endei shail aot be�ta pay Saaower any iarerest or ����..
<br /> � . , eamings on the Funds. Borrower aad Lender may agree in amting,however,that intemst shall t�e paid on t$e Fimds. Lender __--- - -
<br />- . . shall give to Boaower,without charge.an aanual acca�tmg of ttie Fl�,nds.showing credits�an�debits to ttee l�mds and the
<br /> . � piupose for wlrich each debit ro the Fuads was made. 'ihe I�mds are plecig.ed as addidonal securiry far aU sums secated bY ' --
<br /> � r �. ', thisSec�IIityInsu�en�. _ -
<br /> , . �.. "y. If the Fimds held by L,eader exceed the amo�mts permitted to be held by apP:icable law, Lender shall accoam tu ��=_
<br /> , � � . . Barrower far the excess Aunds in accard.ance witb the requiremenu of applicable law. If the aAne�mt of We Fimds heId by --
<br /> ;' ', Lender at aAy time is aot saSicieat tn�Say the Escmw Items when due,Lender may so notzfy�aemwer in writing,aad,in ;�-
<br /> • such case Borrower shall pay to Ler.�r the amo�mt necessary to make up the deEaency_ Heaower shall maks up the -
<br /> ,;;,.:` ' . deficiency in IIo more thzQ twetve monthly payments,at l.ender's sole discre�oa • �
<br /> � . Upon payment in fatl of all s�ns secnred by this Security Insuumen�Lender shall promptty cefiuid to Boirower any -
<br /> ' . � � F3�nds held 6y Lender. If.under P�S�Ph 21.Lxnder shall acquire ar seU the Property,Lender,priar to the acqtrisirian ar �
<br /> • • .� .�,:.,, sale of the P�opesty.shail apply any Funds held by Lender at the time of acquisition or sale�a credit against the sums '��-
<br /> • � . . ,� secuted by this Secwity insuumen� :
<br />_ ' '��:�r.� 3. Applieation of Paymeals. Unless applicable law provides othem+is� aU payments received by Lender under "
<br /> ' ` pa:agraphs 1 and 2 shall be applied:first,to any prepayment chazges due under We Note;secon4 to amounts payable ander � —
<br /> � ' ' paragraph 2;thirA,to intetest due;fourth,to principal due:and las�to aay late charges due ander tbe Note. .�z �-,s
<br /> a
<br /> Y 4 .�v_;�.,
<br />-�: • :'--� �••*'� • 4. C�sges;Lien�_ Borrower shall pay all taxes, assessments.ct�arges,fines and imposi6ons aitnbutable to the �=__�
<br />_ _:..-.'� '-.`•" propeny whieb may sttain priority o�r dris Sec�ity Iasn�ent,�d teasehotd paymeats ar gconnd rents.if any. Borrowes m --
<br /> . ; . . :::.. ... en ----
<br /> _- ._ • : shall pay these obtigations in the man�s provided'm patagaph 2,or�not paid'm that maaaer.Btirrower shall pay them on ,;�=
<br /> a . time dihctly to the petson rnved paye�t Baaower s6a11 promptiy fiunish to I..ender all notices of amounts to be paid uader = -_-
<br /> '�� � � �g P��D h. I f Ho m a a�e r m a k e s t h e s e p a y m e n t s d i r e a l y.B o r ro w e r s h a l l p r o m p r�y f u m i s h t o L e n d e r c e c e i p u e v i d e n c i n g � ` �-=��—
<br /> �� , � the PaYments. • , '.; _"�,_- —
<br /> - •; Bomower shall promptly disc��e any IIen which has prioriry over this Security Instrument unless Borrower.(a)agiees ,���•.a ;� '_"`
<br /> _- ' in wiidng to the payment of the obli,ptiun seciued by ihe lien in a maz�ner aooeptab2e to I.ender:(b)cantesto in good faith the � � '• "�'•�:-=�
<br /> -�µ t , �• . lien by,or defeads against enforcemc-ut cf the lien in,legal proceedings which in tfie Lende�s o�i�on operate w prevent the � �_��:r
<br /> , ,�.....
<br /> - , � enfa�ement of the lien:or(c)sec��.um the holder af the lien an agmeme�t satisfactory to bender sabordinatiag the lien � � � ���4; ,•
<br />:-�;;.. ,. ' to tLis Securiry t� +m rL If Y.ender determines thaz any part of the Properry is subject to a lien wlrich may a�tain priority � � . �
<br /> ==,r�. • over this Security Iasunm�G Lender may give Boao�rer a nofice identifying the Gen. Borrower shall satisfy the Gen or take _ . �� _�
<br /> -"'' ' ' ane or more of the acde^s set fonh abave�witbin 10 days of the giving of notice. • ` . _
<br />_ �_'�';;. �:•�_�'..:.•� 5. Qia�rd or Peopeety Iasar�ts� Bonrower sha11 keep the improvements now exisdng or hemafter erected on,the � ' '
<br /> .� '•g'". Pcoperty�astued against loss by fir�(L�zards incladed within the term"extended cwerage"a.n�f�.^�y other hazard,s,including •
<br /> �:�.:
<br /> ;��,` � ,--•.�:,, � ftoods or flooding.for whicb Ler��equires insurance. This insivance shall 6e maintaineA in the amounts and far the _ . . -
<br /> :;�_ �;�' >1�..: , • .
<br /> ��.� � -.;�.:' � , Fmm3078 9190 (page?aJ6pag�s) � � '
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