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200412144 <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />7, Acceleration{ Remedies. [See instructions for state specific language] <br />[The following language is mandatory in all cases.] If the Lender's interest in this Security Instrument is <br />held by the Secretary and the Secretary requires immediate payment in full under the Paragraph 7 of the <br />Subordinate Note, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage <br />Foreclosure Act of 1994 ( "Act ") (12 U.S.C. 3751 et M,) by requesting a foreclosure commissioner designated <br />under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding <br />sentence shall deprive the Secretary of any rights otherwise available to a Lender under this paragraph or <br />applicable law. <br />[Add any state - specific paragraphs in accordance with attached instructions and the current edition of HUD <br />Handbook 4165. 1, Chapter 4.] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />6l j14 / /l' (SEAL) <br />Richard R Williams <br />Stacie A Williams <br />Document prepared by: <br />Return to: <br />Matt Huerta <br />Matt Huerta <br />Commercial Federal Bank <br />Commercial Federal Bank <br />10845 Harney Street <br />10845 Hartley Sheet <br />Omaha NE 68154 <br />Omaha NE 68154 <br />ISnme Bel.w This Line for Actncwkdgmenq <br />STATE OF NV-/f' chanty as: 4a11 <br />On this \ day of N64c —) r , 2004, before me personally appeared <br />Richard R Williams and Stacie A Williams, person(s) to me known to be the person(s) described in and who <br />executed the foregoing instrument, and acknowledged that HE/SHE executed the same as HIS/HER free act and <br />deed. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the County <br />and State aforesaid, the day and year first above written. <br />My Term Expires: ` t <br />E %PIKES <br />Notary Public <br />TERRI U <br />y¢ltI'°` " +. fp�],ISSION <br />__ <br />':?pie:•` -- <br />Page 3 of 3 <br />