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<br /> „ � TOflF?7'HflE:1Vl'fH nll tNc improvem�nts no�i o�•hcr�aRu•crcctcd on�ho prup�riy, und all ca��cntcnts,n��purtcu;uiccs,c�ztd ,•••,.�.
<br /> ' fixlures nnw an c�rcaftcr u part of thc property. /iU rcplascmc:nts nnd addiUuns shall nlsu i�c cc�vicecd by Il�ly °icrurity
<br /> '-��� E3:ry-: � Instrum�nt. All of the farcgoing is refencd tu in this Security Instrumcnt us tlic"Wropeny." .�
<br /> ";:;�1��'�1��;.=-`_==��� BU�tROW�F�COV�MANTS that�orrav�cr is la�vfully seiscd of the cstntc hcreby cnnveycd und h,is thc rigiq tu grnu a�nd
<br /> convcy thc Propeny and th,u Uie Property es unencumbcrecl, except for cncumbranccs cit'ircord. [larro�vcr�v��rronts ncid tivill -
<br /> __ _ defend benerully tlic title to the Propeny against utl clainu and demauds,sabJect to cmy encumbrance9�if recard.
<br />- -.•���-�-_•��� 7'HIS 5ECURITY INSTRUMHNT�'ornbines uniform covenants for national use and non-uniform cc�venimts�vith limitc.d
<br /> -_.._-_:_.:,;�r,� variuliuny Uy juiisdictiuu tu ronstituie a unitorm secuciry instntment cavering real properiy. -- "
<br /> UNIFORM COVENANTS.Borrov�er�nd L.ender ccrvcnant nnd agree as follo�vs:
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<br /> 1. Pnyvnent of Princlpnl aa�d Inter�t; Prepayment nnd Late Charges. Borro�ver;hnll pramptly pay �vhen due thr.
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<br /> principal of and interest on the debt cr•idenced by thc Natc and any prepayment and lute churgcs due under t}�e Nate.
<br /> :;,���,Y���,:�;;; ` 2. l�unds for Taxes and Insurnnce. Subject to applicable law or to a written waiver by L.ender, Borrowcr shall pay to
<br /> '��w='��,:,�;_' � Lcndcr on thc day montt:ly payments uc due under the Note,ur�til the Notc is paid in full, A SUIII("Funds") for:(n)ycady taxes
<br /> _r,;��y����;:; ; and assessments which may�ttuin priority over this 5ecurity Instrument as u lien on thc Nroperty; (b)ycarly le��schold payments =
<br /> _ �;;a;.�s.u��r,t�kt � or grotuid rents on the Property, if any; (c)yearly h.�zard or property insurance prcmiums; (d)yc�lrly flood iusuranc�prcmiums,
<br /> v=`��'�+�'°�;:="�'j'�_ I if any; (c)yearly mortgage insurance preir.iunu, if any;and(� any sums payablc by Borrower to Lender, in accordance with �
<br /> ''-�'���• -f ��'� the�rovisions of paragraph 8, in lieu of the payment of mortgAge insurance premiums.These items are called "Escrow Items."
<br />'� '�' "� �'������'�� � L.ender may, at any tiAnc, collect and hold Funds in an amount not to cxcccd thc maximum amount a lender for A fcderally �^
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<br /> '�`�-'���' ' related mort�age loan rnay require far Borrower's escrow account under the federal Real Estate Settlement Procedures Act of
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<br /> .�,�s�,+,,r��a.,;. � i974 1s amendcd from time to time, 12 U.S.C. Scction 2601 et seq. ("RESPA"), unlcss another la�v thm:ipplics tv the Funds
<br /> -��,e.„;,,;;, :;y..r sets a less�r amount. 3�'so. Lender mny, at any time, collect and hold Funds in an amount not to exceecl tlie lesser a�ount. ��i•�
<br /> ----�`��+��•�~''-' I Lcndcr ma estimate the amnunt of Funds due on the basis of current data and reasonable estimates of expenditures of futurc -
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<br /> � .� Escrow Items or otherwise in accordtu�ce with applicable la�v. ,��,;�
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<br /> ��_a.Y;,:�;`,,;. The Funds shall be held in an institution whose deposits ure insured by a fecicra! agency, instrumentnlity, or entity
<br /> �"'"'�="''���� (includin�I.,cnder, if Lender is su�h an instit�tion)ar in any Federal Home Loan Bank. L,cndcr shall apply the Funds tu pay the
<br /> ,;;,�•,.-.�z;�:.,�,� Escrow Items. Lender may not charge Borrower for holding and applying the Funds,unnually analyzing the escrow account,or
<br />_ • verifying thc Escrow Rems, unless L,cnder pays Borcower intcrest on the Funds and upplicable law permits Lcnder to mal:e such
<br />_�• �" "�`'. "• n charge. However,Lcnder may requirc Borrowcr to pny a one-time chargc for an indcpendent rcal estate tax reporting service �~��
<br /> .:r:r;..:.;�:�•_.'; �• used by L.ender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or ����
<br /> - • -'•� ` applicable law requires interest to be paiJ, Lc:nder shull not bc required to pay Borrower any interest or earnings on the Funds. ;,'�"�a
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<br /> •� � Borro�ver and Lendcr may agrce in writing, however, that interest shnll be paid on the Funds. L.ender shaU eivc co Anrrnw�r -
<br /> ,-� :.:;� �. witliout charge,an annual uccounting of thc Funds, showing credits and debits to thc Funds and thc purpose for which each
<br /> .,.;,� :, `•��; , debit ro the Funds was mada The Funds are pledged as additional securiiy for all sums secureci by this Security Instrument.
<br /> � ;, ,� ; if the Funds held by C,ender exceed the amounts permitted to be held by applicable law,Lendcr shall account to Borrower " �
<br /> -4` •��>��• � � for the excess Funds in uccordance with the requirements of applicable luw. If the amount of the Funds held by L,ender at any
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<br />;�.:;�;i��r`�� ' time is not sufficient to a the Escrow Items when due,Lender may so notify Borrower in writing, and, in such case Borrower
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<br /> `� %�f-r"f«'r'�p'� . shall pay to Lcndcr the amount necessary to make up the deficicncy. Borrowcr shull make up the deficiency in no more than
<br /> "'�'��� r�;�� twelve monthly payments,at Lender's sole discretion. •
<br /> w �:�u;��Y• .� Upon payment in full of all sums secured by this Security Instrument, Lender shall prompdy refund to Borrower any
<br /> '�` _ -•-- Funds held by Lcnder. If,under paragraph 21,Lender shall acquire or Scll the Propccty,L,cndcr,prior to thc acquisition or sale ��
<br /> _ _�`�"`''"���}'- of the Property,shall apply uny Punds held by Lendcr at the time of acquisition or salc as u credit against the sums secured by
<br /> r,��'- ;_ti;;, this Sccurity Instrumcnt.
<br /> ��''�,-9��*'' ' 3.A hcAtion oP Ps► ments.Unlcss a hc�blc law rovides otherwise,aU .� ments reccived b C.ender undcr par.igraphs
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<br />--_w•,.:.y���..,..; 1 and 2 shall bc applicd: first,to any prcpayrnent chargcs duc under che Notc; sccond, to amounts payable under paragraph 2;
<br /> _-:;=;;�a;:i�M�.n third,to intcrest due;founh, to principnl duc; and last, to any late charges due undcr the Notc.
<br /> �:.� . 4.Chnrges; Liens. Borrower shall pay all taxes, usscssments, charges, tines and impcnitions attributable[o thc Propeny
<br /> ���:� :,. : which may attain pricrity over this 5ecurity Instrumcnt,and leaschold payments ur ground re:�ts, if any. Borrowcr sha11 pay
<br /> , thcsc ubligations in the manner provided in paragraph 2, or if not paid in that manncr, Borrowcr shall pay them on time direcdy
<br /> i: �" to the pcnon owcd paymcnt. Borro�vcr shaU promptly furnish to I,ender all notices of amounts to be paid undcr this paragrapl�.
<br /> :I.•::r' - If Burcower mukes these paynunts directly,Borrower shsll promptly f'urnish tu Lender mceipts evidencing the payments.
<br /> �~��: � � Horro�ver shall promptly.discharge any lien which has priority ovcr this Sccurity Instruf,ient unless Borcower: (a)agrccs in
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<br />_ - , _ writing to the payment of the obligation sccured by the lien in a mauner ucceptable to L.ender;(b)contcsts in good faith the lien
<br />- �' by. or defends against enforcement of the lien in, Icgal prcxeedings which in the Lender's opinion c�perate w prevene the
<br /> _'�.=,"° , enforcement of thc licn; or(c)secures from thc holdcr of thc lien an agreement satisfactory to Lcndcr subordi�iating thc lien to
<br />_ .._ this Security Instrumcnt. If L.ender detcrmines that any part of thc Propcny is subjcct to a licn which m�y attuin priority ovcr
<br />°° _ � this Sccurity Instrurncnt, Lcndcr may givc Borrowcr a noticc identi(ying thc licn. Borrowcr shal l satisfy thc licn or takc onc ar
<br /> __ , " morc of tlte actians sct fonh abovc within 10 days of thc giving of noticc.
<br /> ' Form 3028 9I90
<br />-_ Pago 2 ut 6
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