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<br /> TOOETNt?R IV�TH all ihc Improvcnzcm5 �m+v or licraincr crcctccl nn�hc proper�y,:u�il aU cascmcnis, uppuPtcmincrti. nnd "`''`''�=�°
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<br />-..- �rnwres now on c�rcaftcr n p�rt i�f thc pruperiy. AU replaccntcnt, nnd �iJditions sliall al�n I�c covcrc�l by lhls 5ccurlty � � .__
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<br /> „ Irisininunt.AU uf'thc f��reguing is r�:fcrrcd tu in�hiti S�curily In�trumcnt as thc "Props;rty." ��. ti�3;�.•
<br />�. " " E3URlt01'JER COVENANTS that t3o�rawcr is lawfully ticiscd af thc cstutc hcrchy wnvcycd und has thc right tn gr�nt imd ===�-- =-
<br /> • . , cum•cy thc Property ancf that thc Propcny i�ueicncumhcrcd, cxrept for cncumbranccs uf rccurd. porruucr�s�:u•rmiti uncl �vill M-�:-°--;t
<br /> T defend generalty the title to�he Propeny ng�in+t �dl claims and de�tiands.sui�ject tn•rny encumbrances i�i rcconi. �.--_----
<br />��� . THI�SECURITY INSTRUMEMT comhines unifurm rovenants for national use and non-unifon9i covenanis with limitcd _____
<br /> variations by jurisdiction to constitutc a uniform ,ccuri�y in,trumcnt covcring rcal pro�crty. 9��==��-
<br /> ��:��=- —
<br /> - '„ UNI�Ol2M COVENAN'TS.Burmwcr and I..cndcr a�venant:ind agrcc.IS fOIIOWS: �-�� �
<br /> l. Payment of Princip�l nnd Intcr4St; I'repayincnt and I.ute Q:harg�. Bnrro��'cr shall promptly pay �vh�n duc tt�c �':'�_�--
<br /> principal af:ind interes[on the debt evidenccrl hy the Note and�my prepayment and Inte cha��es due under the Nate. �'-`-'"�-�
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<br /> 2. F'mids for Taxes and Insurancc. Subject tu a�plic.iblc I:nv ��r to a wr�ttcn waivcr by l.endcr. Ui�rm�vcr�hedl p:ry lu �,�;;;.
<br /> . . Lendcr on thc dny monthly payments:�rc duc undcr thc fefotc, unt61 thc Nnte is paid in fuU,a�um("Funds'1 for.(a►yearty taxcs __-.
<br /> and asscssments which may attain priority over this Sccurity Instrumcnt as a licn on the Pn�pcny:la)yearly lc;iseS�old paymrnts -----
<br /> or round rents on the Pro en�, if an ; (c)yearl haurrd ur ro en insurancc remiums;(d1 yearl tlond insuranre trn»ums, .�'n.r`�aos�6
<br /> 6 P > Y Y P p Y P �' P .
<br /> if any; (e)y�carly mortgage insurance premiurt�,if any: and ifl uny sums payable by Borro�ver to l,endcr, in aceonlancc with '<�`==-
<br /> � � �� the provisions af pa�agraph 8, in lieu of thr.paymcnt of mangagc insurance prcmiums.Thesc itcros are called "Escrow Items." �
<br /> " „ Lender may. at any time, collect .�nd hald funJs in a�� amount nut to excccd thc maximum amount a Icndcr for u fedcrally `_
<br /> related mortgage loan may require for Borrotiser's escrow account under the feder.il Real Estute Setdement Procedures Act of Q._--
<br /> '• " 1914 as amendcd from timc to time. 12 U.S.C. Sec[ion 2601 e!.eey. ("RESPA"1, unless anothcr 4nv that applies to thc Funds �._
<br /> sets a lcsscr amount. If so. Lender may, at any time. rollect and hold Funds in an amount not to exceed the Iesser amount. �` ��
<br /> ' I�ender may estimatc the amount of Funds due on thc basix of currcnt data and reasonablz c,timates of cxpcnditures of future �'�
<br /> Escrow Items or otherwise in accordancc�vich applica6lc la�v. �;
<br /> The Funds shall bc held in an institution �vhose deposits are insureJ by a fedcral agency, i��.tinvmentalit}�. or entity �.-;'��v�
<br /> (including Lender,if L.ender is such an institete��r.f or in any Federal Home Luan Bank.L.ender shall apply the Funds to pay the �",_
<br /> Escrow Items. L.ender may not charge Borrou•er for holding and applyinL the Fund+, annually analy-r.ing the escrow arcount.or - _
<br /> verifying the Escrow Items, unless Lender pays Burr�wer interest on the Funds and applicable law pemtits Lender to make such
<br /> a charge. Ho«�ever, Lender may require Borrmver to pay a une-time charge for an independent rcal estate tax mponing scrvire
<br /> - used hv Lcnder in connectinn with this loan_ unless applicable law provides othcnvise. Unlcss an agreement ic made or '='�:�-"
<br /> _ �-.
<br /> , applicable la�v requires interest to bc paid, Lendcr�hall nat bc rcquircd ro pay �orrower any intere�t or wmings on t6�e Funds. �:��;�
<br /> • • , . Borro�vcr and Lender may lsrcr in u�ritin�.ho���ever,�hat interest,hall be paid un the Funds. L.ender shaU give to Horco�ver, f-"`�'�°
<br /> without char�e, an annusl accoimting of the Fundy, sho,��ing credits and debits to thr Funds and the purpose for�vhich�:ach °;T�
<br /> ° debit to the Funds�vas made.The Funds are pledged as additional �ecurity�for all wms�ecur��d b��this Security Instrument. '� ---
<br /> , � If the Funds held by L.ender exceed the amount�pennitted to be held by aaplicabte la�v,L.endrr shall arcount to Borrrnv�r �' =_-_
<br /> for the exeess Funds in accordancc with the n;yuirements of applirable la�s. If the amount of the Funds held by Lender at any �
<br /> time is not sufficient to pay the Escrow Items�vhcn due. Lender may so notify� Borrowcr in�vriting,and,in such ca�c Borroa•cr .-���
<br /> • ,. shall pay to Lcnder the amount neces�ary to m:ilce up the deficicncy. Burrawer shall make up the deficiency in no rnore than .� .�.—�_
<br /> t�ti�clvc monthly paymcnts, at Lcndcr's tiole discrction. ' � ;; �
<br /> Upon payment in full of all sums�rcnrrd b�• chi� Sccurity Instrument. L�:nder �hall promptl�• rcfund to Barro�ver am� r-
<br /> " Funds held by Lender. If. under par.�gr.►ph 1l, lAnder�hall acyuirc or�ell the Pmperty, l.rnder.prior to the acyuisition or s,de '�{
<br /> of the Property. shall apply any Funds held by Lender at thc time nf acyuiaitiun or�31e as a creJit against thc�ums�ccured bp ' , ��
<br /> ° this Sccurity Instrument. � .;,��
<br /> 3.Applicatlon of Pa�•r�ents. Unletis applicablr law pro��ides othen�•iu,all paymenh rece��•ed by Lendcr under paragraphs ~
<br /> � �l and 2 shall be applied: tir�t, to any prcpa�ment charges duc under the Nute: aecond. to amount.payable unde�paragraph 2:
<br /> third, to interest due: faurth,tu principal due:anJ I:►tit,tc�any latc charge�due under the Note.
<br /> 4.Charges; L[ens. Burra�ti�cr �hall pay a!I taxes, asse�sment�, chargc�, tincs and impu�itiun>aurihutablr�o the Propert}� •
<br />- � which may .tttain priority over �his Sccurity In�irumcnt. :ind I�a�chold p3ymcnt, ur grnund rent�, if any. Bortca��cr shall pay
<br /> -:�` �;,•;. , these obligations in the manner providcd in p�r�grapii 2, ur if nut pai�l in lhat manner, f3urro«cr�hall pay tlirm on time dirertly � �.`
<br /> � � '�F to the person o�ved papment. Borro���er>hall prumptly furnitih to LcnJcr all notire+��I'amount, to h�paiJ undrr this para�raph.
<br /> _- .i [f Borrowcr makes these payments.iirccdy, Bc�rro���cr.hall promptl�• furni�h tu Lcnder rccciplti e�idcnring the parments. �
<br /> . Borrou�cr shall promptly discharge an} lien���hirh ha>,pti��rit�•u�rr thi,Scrurity lnytntm�nt unle..Borr�����cr. ia)agrce,in :
<br /> ; � ' �vriting to thc paym;.nt of thc obhgaticm xtrur��b� thc licn in a�naimcr acccptablr t�� Lrndcr. �bl runtc.t�in Eo�h1 laith thc lirn
<br /> ,. � b}•, �ir defend� against enforccmcnt of thc licn in. Icgal prua�rcimgs ��•hirh in tl�e Lcndrr'� upmii�n uperatc m pre�•cnt thr
<br /> '' enforccmcnt �f thc lien:or�c)ucurc� fmm ihc holdcr�.f�hr licn an acr�rmcnt .autit'actur�• iu Lendcr�uhi�rdinating the licn to 1 '
<br /> � this Sccuriq� In.tnimcnt. If L.cndcr dctcm�inc� that any part nf thc Praprrt}' i. wbjrrt to a licn��hirh ma� attain priuritJ u�•cr
<br /> this Secttritp Intitrumcnt. I.ender ma}� gnc Burro+�rr a nuti�e identifs ing thc lirn. B��rm��cr�hall >au.t�•th� hen ur takc�me or �
<br /> rnorc of the actions�ct fi�nh abu�•c�►ithin IOd:►y���f the�:i�ine af noLre. ,
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<br /> Form 3928 9190 �
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