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<br /> � 7'OCETHBR 13lITH aU titc improvemcnts now or�tcm,aftcr crcctcd an thc prc�perty,and all easclilClltS. uppurtenvua;,a��d =_____ _,
<br /> _�f• �� � . , - fixtures now nr hercaRcr a part of Ate property. nil re�alz ::tincnts and ndditions s1iaU also be covercd by thes Scrurity �2����=�=--
<br />-:� Insu'um�nt. All of tl�c foreguing is roferrcd to in thls Securiry instrum�nt as the"Praperty." ��_�_
<br /> ; DnRRQWGR(_OV�NANTS that Dortower is lawfully seised of the estate hercby conveyed and lias tl�e riglit ta grant n�id ;,,,�;�-�--
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<br />_����� '•r"?'°�'� c�onvey the Praperty nnd that the Propeny is unencumbered,except for encumbrances of rcc�rd. Borrawer wurrants and will
<br /> n � defen:i�;enernlly 1he title ln the Pr�perty afiainst ull claints nnd deinands,subject to any encumbrances of record. �:..-._.-___ _
<br />'�5'� TMIS SECURITY INSTRUMENT combines unifotm covenants for national use and non-uniform covenants with Ii�uiteJ L -
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<br /> � •- vnriaUons by jurisdiction to constitutc a imiform security instrument covering r�.�l property. ---
<br /> , ,� UNIFORM COVENANTS.Borrawcr and I.cnder cove�nnt and a�ree as follows: —
<br />��• � 1. Pt�yment nf Principt�l and Intcrest; Prepayrncnfc und Late Churges. Bono�vcr sha�l proniptly pay �vhen due the
<br /> ' � principal o�and intcc•est on thc debt evidcnccd by tlie Notc and any prepaymcnt and latc charges due undcr thc NoYe.
<br /> " 2. Funds €ar'TnKes nud Insurnnce. Subject to applicabte law or to a written waiver by l,ender. Borrower shal! puy to _ ___ _
<br />_�,,i., � � Lcndcr on thc duy inonthly payments arc duc undcr th;, Notc,until the Notc is paid in full,a sum ("Funds") for: (a)ycady taxc,-s _v --
<br /> and assessments which ntay attain priority over this Security Instrument as a lien on the PropeRV; (b)yrarly leasehold payments �
<br />� • or grouad rents on tttc Property,if any; (c)yearly hazard or praperty insuruice premiums;(d)yearly flood insurance prrmiums, -
<br />. if any; (e) yearl�•mortgage insurance premiums, if any;and(n any sums payable by Borrower to Lender, in accord;uice with _
<br />_ ; � the provisions of paragraph 8, in lieu of d�e payment af mortgage insumnce premiums.These ieems are callul"Escratv items." •�
<br />' ' t.ender may, at any time, collcct and hold Funds in an amount uot to excced thc mtiximum arnount a lender for a fc;derally _
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<br />: � relate:d mortgage lo.=n may require for Borrotiver's escro+v account under thc federul Real Estate Setdement Procedures Act af _ _
<br /> � 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"), unless another law that applies to thc Funds �____
<br /> sets a lesser amoun[.If so, C.ender may, at any time, collect and hold Funds in an amount nat u�exceed the lesser amount, ___
<br /> _ f Lender may ectimate the amount of Funds duc on thc basis of cmrent data and re;isonublc cstirnatcs of cxpcnditures of futurc �___,;;:�,;;�__
<br /> . Eserow Items or athenvise in accordance with applieable law. --------
<br /> <:� The Funds shall be held in nn institution whosc deposits are insured by a fedcral agcncy, instrumentaliry, or entity �:•�v----
<br /> (including Lcnder,i f Lender is such nn institution)or in any Fedenl Home Loun Bank. Lender shall upply thc Funds to p1y thc ��'_�_
<br /> ' Escrow Items. Lendermay not chargc Borrower fur liolding and applying the Funds,annually analyzing the escra�v acrount, or :K,•_.v�_
<br /> . " vcrifying the Escrovv liems, unless Lender pays Borrower intcrest on thc Funds and lpplicnble law permits Lender to makc such -
<br /> a charge.However. Lender may require Borrower to pay a one-time charge for an independent real estatc tax repor►.ing service k�
<br /> . �. � uscd by Lender in connection with tliis loan, unless anplicable la�v provides othenvise. Unlcss an agrecment is madc or e,.''�
<br /> ...• . :
<br /> � u°^��.,���� :w::' :"""'T°` '.^.S�T��!!^�J^_^a'rl T rn�lrr chall nnt he rcauired tn nav eorrowcr anv intcrest or carnings on the Punds. !.'•t�z's�°
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<br /> ' Borrower and Lender may ugrce in writing,howevcr, that interest shall be paid on thc Funds. L.ender shall give to Bonower, - _�
<br /> without charge, an annual accounting of the Funds,sho�ving credits and debiGS to the Funds�nd the purpose for which cuch ;�_�-_
<br /> � debit to the Funds was made.The Funds are pledged as additional sc:curity for all sums securecl by this Security Instrument. '"t,•-_—
<br /> . [f the Funds held by L.ender exceed the amounts permitted to be hcld by applicable law, Lender shall accuunt to Borrower =_
<br /> for the excess Funds in accordnnce�vith the requirements of applicable law. If the amount nf the Funds held by Lender at any
<br /> �� time is not sufficie�tt to pay the Escrow Items when due,Lender may so notify Borrower in writing,and,in such case Borrower :;`.�--i
<br /> . shall pay to Lender the nmount neccssary to make up the deficiency. Borrower shall makc up the deficiency in no more than •-��
<br /> nvelve monthly payments,at L.endcr's sole discretion. •' x�'!�
<br /> ' � Upon payrnent in full of all sums secured by this Securiry Instrument, L.cnder shall promptly refund to Borrower any ••c, -�..:
<br /> - • Funds held by C.cnder.If, under par�graph 21, C.ender shall acquire or sell the Propcny,Lender, prior to thc acquisition or saSe -.-._
<br /> � of thc Property, shall apply any Funds hcld by Lcndcr at thc time of acquisition or salc as a credit against thc sums securcd by .f n:�
<br /> .� ; � " this Security Instrurnent. ' '" � •
<br /> 3.Appltcntion af PAymcnts.Unless applicable law providcs othcrwisc,all payments reccivcd by l.cnder under paragraphs -��,f��:
<br /> 1 and 2 shall be applied: first, to any prepaymcnt charges due undcr thc Notc: sccond,to amounts payablc under par�graph 2;
<br /> third,to interest due;fourth,to principal due: and last, to any late charges duc undcr the Note.
<br /> 4.Charges;Ltens. Borrower shall pay all taxes, assessrnents, charges, fines and impositions attributable to the Property
<br /> � which may attain priority over this Securiry insaument,and lcacchold payments or ground rents, if any. Borrower shall pay
<br /> ,y these oblisations in the manncr providcd in paragraph:t,ur if not paid in that manner, Borrowcr shaU ��ay thcm on rime dirccNy '
<br /> _� ,. to the person owed payment. Borrowcr shull promptly fumish to Lendcr all notices of amounts to be paid wider this paragraph. .�
<br /> �� If Burrower makcs thcse payments directly.Borcowcr tihall promptly furnish to Lcnder rcccipts evidcncing the puyments. .
<br /> t�.� „ Borro�ver shal 1 promptly dischargc any licn which has prioriry ovcr this Sccurity lnsuumr.nt unlcss Bc�rro�vcr: (.0 agrccs in •
<br /> - ,vriting to the psyment of the oblibation secured by ihe lien in a manner acccptable to Lcndcr:(b)conte�ts in good t'aith thc licn
<br /> _ ' � by, or defends against enforccment of thc lirn in, Icgal procccdings which in thc Lendcr's ��pinion operatc to prcvcnt thc .
<br /> ' enforcement of the lien;or(c)secures from the holder of the lien an agrcement tiatisfactc�ry to Lender subordinating the lien to
<br /> this Security Instrurnent. (f Lcnder dctermincs tliat any part of the Property is subj�ct to a licn �vhich may attain priority uver � . .
<br /> i „ this Securiry Instnirnent. Lcndcr may give Borro�vcr a notice identifying thc licn. Borrower shall satisfy thc licn ur takc�me or f
<br /> more of thc actions sct forth abovs within 10 dsys�f thc giving of nuticc. i
<br /> Form 3028 9/90
<br />� � PoOo 7.al G I
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