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<br />�•� ' ' ° - • . periods thnt L,ender requires. The insur.lnee ea�rier providing ihe insurwice shall be cho:;en by Uon�ower subject tu Lender's , ^
<br />=� ` • npprov.il which sltali not be emreasonaUly witlilield. If Sorrower fnils to maimuin coverage descrihed ubove,Lender miry, ;u �,,.�
<br /> '_'�°.:'., : . � , Lender'.s aptian,abtain covcrage to protect l..ender'.s rights in the Propeny in uccordance with paragraph 7. •
<br /> �." '+�' t7[Ci[�.
<br />�,� :• All insuranee policies and renewals shall be nceeptable ro I.ender and shall include n tit:�ndard mortgnge cinusr.. Lender ,�;.�..
<br /> w�T_' �•;:..r:
<br /> . �„�,?„s;,�,�t, � shall hnvc thc rigt�t to hold thc policics und rencwals. If I.cndcr rcquires,Rorrowcr shall promptty givc to Lcndcr.dl rcccipts
<br />�'�°"' � , af paid premiums and renewal notices. In the event of loss, Bonower shall give prompt notice ro the insurunce carrier 7nd
<br /> Lcndcr. I..rnder iiiay inul�:c proof of lusti if not madc promptly by H�rrower. �-�-�-
<br />.v:�':.'x•��.:�-: ,,.. r�.-
<br />- � '.•��.•,_:��" Unless Lcndcr and Borrowcr otherwise agree in writing.insurancc procecds shnll be applicd to restoration or repuir of
<br />���+� ` the Propeny damnged, if the restoration or repair is economicaUy fcasible and Lcndcr's ticcurity is nnt lesscncd. If thc ___-
<br /> - restorution or repair is nat cconomicolly feasible or Lender's security would be Icssened, the insurance proceeds shall be ��,r,.��=�
<br />�•x • applied to the sums secured by th[s Security Instniment, whether or not then due, with any excess puid ta Borrawer. If �.._
<br /> •• Borrawcr abandons thc Property,or docs iiot answer within 30 days u naticc frc�m Lendcr that thc insurancc carrier hus �M1
<br />- - • � offered to settle n claim, then Lender m:�y collect the insura�ice proceeds. Lender may use the proceeds to repai�or restore ---
<br /> ' the}'roperty or to pay surns securcd by ti�is Security(nstrumcnt,whether or not then due. The l0-day period will hegin when �-�
<br /> '3' �' the notice is given.
<br /> � Unless Lender and Barrower othenvise agree in writing, uny application of proceeds to principal shall not extend or
<br /> .. postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or chnnge thc mnount of the payments. If __
<br />'�' � under para�raph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting o�,
<br /> ,�., , from damage to the Property prior to the acquisition shall pass to Lendcr to the cxtent of thc sums securcd by this Security
<br />°•• ' � [nstrument immediatcly prior to[he acquisition. --°
<br /> �?�' • . 6. Occupancy, Preservation, Maintennnce nnd Pr�tection of the Property; Dorrower's Loan Appltcntion;
<br /> -^� Leuseholds. sorrower shall occupy,cstablish,and use the Praperry as[iorrower's principal residcncc wi�liin sixly duys tifeer �
<br /> =� . ,. „ the execution of this Security Instrument and shall continue to occupy the Property as Boaower's principal residence for at —
<br /> ; least one year after the date af occupancy, unless Lender otherwise A�'CCl'S in writing, which consent shall not be - __
<br /> � unreasonably withheld,or unless extenunnng circumstances exist which i►re beyond Borrawer's c�ntrol. Borrower shall not �`•.'.;�:
<br />�`. ' destroy,damage or impair the Property, allow the Property ro detcriorate,or commit wnste on the Property. Borrower tihall '""__
<br /> be in defnult if�ny forfeiture action or proceeding,whether civil i�r criminnl, is begun that in Lender ti good faith jud�ment �;:
<br /> " . could result in forfeiture of the ['roperty or otherwisc mntcrially impair thc lien created by this Security Instrument or ����
<br /> Lendcr's security interest. Borrower may cure such a default 3nd reinstate,as provided in paragraph 18,Hy causing the uction a.�...
<br /> ' or proceeding to be dismissed with a ruling thut,in Lcndcr'.s good faith detertninution,precludes forfeiture of the Borrower's
<br /> interest in the Property or other material impaiiment of thc lien created by this Security Instrument or Lender'.s security ����'
<br /> ° interest. 8orrower shall also be in dcfault if Borrowcr, during thc loan application process, gnvc muterially false u� �_-
<br /> inaccurate informatian or statements[o Lender(.or fiiiled to provide Lender with any muteriul information)in connection with �,._
<br /> _. -- ;.c ;�a; :..id�r.c�d �; t.".� ^!e!:, i^ct��.t�nR h�.�r nor limited ro. renresentations concernin� Borrowerk occupancy of the a'u:-
<br /> • Property:is a principul residence. If this Securiry Instrumcnt is on a leusehold. Borrower shall comply with all�he provision� —�--
<br /> , of the Icase. If Borrower acquires fec tidc to the Property,thc lcaschold and the fec tide shall not mcrgc unless Lender ugrees it,
<br /> ��..
<br /> to the mcrgcr in writing. �'��_
<br /> 7. Protection of I.ender's Rtghts i� the Property. If Borrower fails ta perfomi thc covenxnts and agrcements '
<br /> � � con!ained in this Security Instrument, or there iz a Iegal procccding thut may tiigniticandy affect Lender's rights in the
<br />- � ..' Property(such as a proceeding in bankruptcy,probate,for condemnation or forfeiture or to enforce lawti or regulations),then ��,;
<br /> Lender may do und pay for whatevcr is neccstiary to protect the value of the Property nnd Lender's rights in the Property. .
<br /> � � Lendcr's uctions may include puying any sums,ecured hy a lien which has priority over this Security Instrument,appearing �
<br />- in court,paying rcasonable attomeys'fees und entering on the Propeny to make repairs. Although Lender may take ucti�n ,.
<br /> , � . � ' undcr this paragraph 7,Lcndcr docs not hnvc to do so. '"�"
<br /> Any vnounts disbuned by Lcnder under this paragraph 7 shall become additional debt of Borrowcr�ecurcd by this
<br />� � Security Instrument. Un less Borrowcr.tnd Lcndcr ugrce ro othcr tcrms of payment,these amounts shall bcar intcrest from the _
<br />" � ' date of disbursemcnt at the Noce ratc und shall be payable, with ir.terest,upon noticc from Lender ta Borrower requcstin�
<br /> . paymcnt.
<br /> , 8. Mortgage Inse�runee. If Lender required mortgage insurance as x condition of muking the loan secured by this
<br /> , Security insUUment, Borrower s'hcill pay the premiums reyuired to maintain the mortgage insurance in effect. If, for ziny
<br /> renson, the mortguge insurance coverage reyuimd by l.ender lapses or ceaseti to be in effect. Borroaer shall pay the
<br /> premiums iequired to obtain coverage subtitantially eyuivalent w the mortgage insurance previously in effect, ut a cost
<br /> _ substantially cquivalent to the cost to Bonower of the mortguge insurance previously in effect,from .tn ciltemute mortguge
<br /> _• insurer approved by Lender. If substantially eyuivalent mort�age imurance rovercige is not availlble. Bon•ower shall pay to
<br />'�t_ �� Lender each month a sum equal to one-twclfth of thc ycarly mortgage insurance premium bcing paid by f3o�rowcr whcn thc
<br /> � insurnnce coverage lapsed or ccased to be in ef'fect. Lcndcr will accept,use and retain these puyments us a los,reserve in I ieu ; �
<br /> a� of mortguge insurance. Loss reservc payments may no longer be rcquired,at the option of Lendcr, if mortguge insurance F
<br />�� covera�e(in the amount and for the penod that Lender re:�uires)provided by an insurer approved by Lendcr again becames
<br /> - available and is obcaincd.Borrowcr shall pay thc premiums rcyuired to muintain mortgagc insur.mcc in cff'ect,or to providc a
<br /> �� loss mserve,until the reyuimment for mortgagc insur.tnce ends in accordunce with any writtcn agreement between Eorrowcr
<br />- and Lendcr or upplicablc law.
<br /> . ' 9. Inspection. Lender or its agent may make rcasonable entrics upon and inspections of the Prnperty. Lcnder sh�ill
<br /> � give Borrower notice at tlie time of or prior to an inspection specifying reasonable cause for the in�pection. �
<br />- � • L0. Condemnation. The proceeds of any��ward or cl�im for damages,direct or conseyuential,in connection with any
<br /> • . �; Singlc Family-•Fanntc Mae/Fl�eddlc Mnc UNIFOItM INSTRUMI?NT••Uuiturtn Covcnants 9/90 ipu,cr.{��jn p,r�;c�l �
<br /> /� /��� frc�t I�ter.eusln�aa Fonne.Inc.� (
<br /> } , ^ � To ONm Cull:I-000:�7P9393 C7 VAA 81fi�701•I I:11 t
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