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/t <br />rre <br />;a n <br />M <br />c n i <br />n o <br />M > u� <br />7nC 2 CA <br />UR <br />V <br />Q <br />Return To: <br />EQUITABLE FEDERAL SAVINGS BANK OF GRAND ISLAND <br />113 -115 N. LOCUST ST, P.O. BOX 160 <br />GRAND ISLAND, NE 68802 -0160 <br />Prepared By: <br />KAROLYN VONDEROHE <br />113 -115 N. LOCUST ST, P.O. BOX 160 <br />GRAND ISLAND, NE 68802 -0160 <br />Space Above This Line For Recording Datal <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 15th , 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is RYAN S KRAUSS AND ERICA L KRAUSS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />229784 <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />-6(NE) l0oo5) <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />It <br />o --4 <br />O <br />N <br />m <br />c7 <br />\ <br />n <br />� m <br />"< (D <br />O <br />n <br />Crl <br />T1 -- <br />� <br />m <br />r �_� <br />o <br />r n <br />N <br />cn <br />W <br />O <br />CID <br />CD <br />~ <br />Coo <br />� <br />`1r) <br />z <br />a <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 15th , 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is RYAN S KRAUSS AND ERICA L KRAUSS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />229784 <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />-6(NE) l0oo5) <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />It <br />