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<br />_..,� , pnymcnts muy no longcr bc rcquired,at tbc optiou of Lcndcr, if mongagc insurUncc cov�a 3:(Pii�t�c amou�u and for thc period �s+we.
<br /> th�tt L.�:ndcr requires)providcd by an insuree approved by Lcndcr ag�►in becomes nvailablc und is obtainefi.Bortower shall pay
<br /> the pren�iuu�y r�yuirc;d tu maintain mortgage insurance in cFfcct,or tn nrnvide a IRSS reservc, until the requirement �'or mortgnge ��?--
<br />��� I insurnnce ends in accardance with uny written a�reement between Barrrnver und Lender or appliclble law. —
<br /> 9.Inspcctinn. Lcnder or its agent may makc rcusonable entrics upon and inspcctions of thc Property. Lcnder shall give
<br /> � Borrower notice At the tirne of or prior to un inspection specifyin�rcasonable cause for thc inspection.
<br /> ' i l0.Can@emnutlon.The proceeds of any uward or claim for damu�es, direct or consequential, in connection with any
<br /> ' � conJemnation or other taking of any part of the Property, or for conve��ance in lieu of condemnation, are hereby �signed nt�3 _...
<br /> � shall be paicl to Lender. c-
<br /> • • In the r.vent ot a total takin�of the Property,the procr:ecis shull be applied to the sums secured by this Security Instrument, �
<br /> ' � whether or not then duc,with any excess paid to Horrower. In the event of a partial takin�of the Property in which the fair
<br /> murket valuc of thc Pruperty immcdiutely beforc the taking is equal to or greater thun the umount of the sums secured by this
<br /> Security Instrument irnmcdiately before the taking, unless Borrawer and Lc:ndcr ott►crwise agree in writing,the sums securecl by —
<br /> ;. this Security [nstrument shall be rectuced by the amount of the proceeds multiplied by the following frnction: Qa) the total
<br /> amaunt of the sums secured imrnediatcly befare thc taking, divided by(b) the fair market value of the Property immediately
<br /> ' beforc the taking. Any bal�nce shall be paid to Horrower. In che event of u partiul tuking of the Propcny in which the fair .--
<br /> ± • market value of thc Property immediately beforc thc taking is less than the amount of thc sums sccured immediately before the —
<br /> taking, unless Borrowcr and L.endcr othcrwisc agecc in writing or unless applicablc law otherwise provides, the proceeds shall �p
<br /> ' " be applied to the sums secured by this Security Instrumrnt whcther or not the sums are thcn duc.
<br /> � If thc Property is abandoned by Bnrro�vcr, or if, �►fter noticc by I.cndcr to Borrower that thc condemnor offers to make an __
<br /> .� award or setde a cla�m for damages, Borrower fails to respond to[.ende�• within 30 duys after ti�c date the notice is given, -
<br /> , Lender is authorized to col(ect and apply the proceecis, at its option,either to restoration or repair otF the Property or to the sums
<br /> securr.d by this Security Instrument,whethcr ar not then due.
<br /> ur.
<br /> Unless Lender and Borcrnver cnherwise ugree in writing, auy application of proceeds to principal shall nat extend or
<br /> "� postpone thc due datc of thc monthly payments rcfcrrcd tn in paragraphs l und 2 or change thc amount of such payments. -
<br /> 11.Borrowcr Not Releused:[�orbeai�nncc By Lender Not u Wulver. Extension of the timc for payment or modifiration s
<br /> -� - " Of amortization of tlie sums secured by thts Jecurity instrumeni grw�icu uy i.CU�Ci t�i diiy iu�C�i;:,T i�:::�'�`,:^f Rnrr�wrr chall _—
<br /> �� not operate to rcicasc thc liability of the uriginal Borrowcr or Borrowcr's successors in intcrest. Lendcr shall not be required to =-
<br /> commencc proccedings against any successor in intcrest or refusc to cxtcnd time for pnyment or othcrwisc modify amonization _
<br /> � � of the sums securcd by this Security instrument hy rcason of any demand mude by the original Borrawer or Borrower's _
<br /> successors in interest. Any forbeAmnce by Lender in exercising uny right or remedy �hall not be a wuiver of or preclude the ��
<br /> . exercise of any right or rcmedy. ",v
<br /> 12. Successors und Assigns Bound; Joittt and Several Liability; Co-signers. Thc cuvcnants and agreernents of this �--
<br /> Security Instrument shall bind and bcnefit the succcssors and a�signs of L.ender and Borrower, subject to the provisions of �
<br /> paragraph 17. Horrower's coven�nts and agreements shall be joint �md scvcral. Any Borrowcr who co-signs this Sewrity `s��_
<br /> Instntment but does not execute the Note: (a) iti co-signing this Securiry In+trument only to mortgage, grant and comey that .�,-;'
<br /> Borro�vcr's intcrest in thc Property undcr thc tcrnis cit this Sccurity Instrumcnt:(h)is not personally obligatcd to pay thc sums
<br /> _ secured by this Sccuricy[nstrument; and(c)ugrees thut [,ender and any other Aorrower muy agree to extend, modity, forbear or .Sh.,,
<br /> . �� mxke any acconunodations with regurJ to the terms of this Sccurity In�trument ur the Note witliout that Borrower's consent. '�
<br /> 13. Loan Char�es. If the loan �ccured by this Sccurity Instrununt i.subject tu a law which �ets maximum loan rharges, *� �
<br /> " and that law is finally interpreted so that the intcrest ur uther luan char�;es a�llected ��r tu he collected in connection with the y
<br /> �� lusn exeeed the permitteJ limits, then: (a)any tiuch loun charge shal I he reduced by the amount necessary to reduce the charge
<br /> to the permiued limit; imJ(h) any sums already rollected frum Borrower which cxceeded pern�itted limits will be refunded ro
<br /> � Borrowcr. Lender may chooce to inake this refund by rcJucing the principal �wed undcr thc Notc ur hy making s direct
<br /> � payment to Boreower. If a refund recluccs prinripal, th� reduciion will be treated as a panial prepayment withuut any
<br /> ' prcpayment charge under thc Note.
<br /> lA. Notic�s.Any nuti.c to Borrow�r pruvidcd fi�r in this Sccurity lnstrument shall hr�ivcn by dclivcring it or by mailing
<br /> it by first class mail unless applicable law reyuires use ot�another mcthod.Thc notice shall be directed ti�the Pmperty Addres�
<br /> or any uther adJress Borrnwer designates hy nuticc m L.endcr. Any noticc to Lcnder shall he given hy lirst class mail tn
<br /> Lcnder's addresx titated hercin or uny other address Lender designatcs by �wtire to Burrower. Any notice provided for in this
<br /> • Sccurity Instrum�nt�hall br.deem,d to havc bcen given tu Borri�wer ex L�nder when given us pruviJcd i�t thiti paragraph.
<br /> ; 15. (:overnin� l,uw; Severubllfty. 1'his 5ccurity Instrurncnt shull he governeJ by fedrral law anJ the law uf the i
<br /> � ' jurisdiction in �vhich the Property is lorated. In the cvent that any� provisiem ur rlausc af this Securiry Instrument or the Nute
<br /> a�ntlicis witli applirablc la�e, surh rontlict shall not atfcct i�thcr provi�ion,of this Scrurity Instrumcnt ar thc Notc which can bc �
<br /> - - given effect without thc c:cmflicting prnvision. To this end the pruvisiom of thiti Sec�n•it}• Instrumcnt and thc N��te xrc Jcclarcd �
<br /> to bc scvcrablc. � �
<br /> 16. Iinrro�vcr's Cupy. Borrowcr tihall bc givcn unc cunf�irmcd �upy uf thr Nutc and af thi�5ec�rity In+lruntcnt.
<br /> i
<br /> Form 3028 9190 ;
<br /> Ftqu S oiG
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