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200412033 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />Condominium Rider. <br />(Seal) <br />ichelle R Rat jen% - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0110226279 <br />(M -8R (0008) Page 3 of 3 Form 3140 1/01 <br />T <br />