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<br /> � �aymcntz muy no longcr bc rcquircd, at ihc optiou of L,cndcr, if nmRragc insurancc covcragc(in thc nn�nunt nnd for t8e peri�tl
<br /> �� , • that Lcndcr rcquires)providccl by an insurer iipprovc;d by[.cnder again hecomes av.iilublc und i.r•obtuinccL IInrrowct•shttll pay
<br /> ''!r- � • thc prcmiums requircd to maintain mortgag�insuranc�in effect,or�o provide a loss rescrve,until U�c rcyuh•eiuent for mort��gc
<br /> insurance ends in nccnrd;tnce til�ith ciny written agreement @etween IIari�uwur.�nd I.i:nuer or uppliaihlr.I;��v. -
<br /> �: • 9. Inspectlan. Lcnder or its agent may make rensonable entrics upon au�l inspcctions of thc I�roperry. I.cndcr shnll give
<br /> • Borrower notice at the time of or prior to an inspcctio�i spccifying reasonnble causc for the inspectian.
<br /> 10. Condem��at[on. Thc praceeds of uny award ur clnim for damuges, dircct or conscqucntial, in c�nncction with nny
<br /> ' condemnution or other taking af any part of tlie ProNerty,or for cnnveyunce in lieu of condemnutian, are Itcreby assibned und
<br /> shull bc paid to I.endcr, "
<br /> ,. In the event of a tntal taking of the Property,the procecds shall be ap�lieci to the sums securul by this Securi�y instrument, °
<br /> whethcr or not then due, with any excess paid to Horrotver. In the cvcnt af a partial tukin�of the Property in whicli the fcsir
<br /> . market value of the Property immediately beforc thc taking is cqual to or grcater than thc cunount of the sums securcd by this
<br /> Security Instrununt immediatcly before thc taking,unlcss Borrower and Lcnder othcr�vise agree in writing,the sums sccured by
<br /> this Sccurity Instrumcnt shall bc reduccd by the umount of thc pmcccds multiplied by thc followin�; frnction: (a) the tatal
<br /> ,�' amount of the sums securcd immedintely before the taking, divided by(b) the fuir markct vuh�c of thc Propeny imm,di�tely
<br /> ` before the taking. Any balance shall be paid to Borruwer. In the cvent of a partial taking of the Property in �vhich thc fair
<br /> w , market value uf thc Property immediatcly beforc thc taking is less than the umount of thc sums sccurcd immecliately before the
<br /> x ;.; taking, unless Borcower and Lcnder otherwisc:�grcc in writing or unless upplicable law othcnvisc provides, the proceeds shall
<br /> l • ,: be applied to the sums secured by this Security Instrument whether or not the sums�re then due.
<br /> If thc Property is abandoned by Bonower, or if, aftcr noticc by Lender to Borrower that thc condemnor offers to make an
<br /> � • award or setNe a claim for damages, Borrower fails to respond to L.ender within 30 days after the date the notice is given,
<br /> Lender is authorizcd to collcct and apply the procecds,at its option,eithcr tn restor�tion or repair of the Property or t�the sums
<br /> secured by this Sccuriry Instrument, whether or not then duc. -
<br /> lJnless L.ender and Borrower othenvise agree in writing, any application of proceeds to principal shall not extend or —
<br /> postponc the due date of the monthly paymcnts referred to in paragrAphs I and Z or change the amount of such payments.
<br /> 1 t. T3orro�ver IVot Released; Forbearunce By Lender Not a �da(ver. Extcnsion of thc timc for payment or modification
<br /> of amortization of the sums secured by this Security Instrument grant�d by lxnder to any successor in interest of Borrower shuU
<br /> - - .o.cF,:,Nte tc, �e;u;,r i��c ii:,'viiiiy ui iiie uriginai Horrower or t3orrower's successors in interest. l.ender shall not be required to
<br /> commence proceeciin�s against any successor in interest or refuse to extend time for pay�nent or othenvise modify mnortization
<br /> of the sums secured by this Security Instrument by rcason uf any demand madc hy the original Borrower or Bonowcr's
<br /> , successors in interest. Any forbearance by L,ender in exercising any right or rcmedy shall nat be a waiver of or preclude the
<br /> '' exercise of any right or remedy. _
<br /> ' 12. �uceessors und Assigns Bound; Joint and Several Liability; Co-signers. The wvenants and a�rccments af this �.�
<br /> Security Instrument shall bind and bcnetit the sucressors and Assigns of Lender and Borrowcr, subject to the provisions of �
<br /> , parugraph 17. Borrower's covenat�ts and u�rcements shull he joint und several. Any Borrower who co-siErs this Security '
<br /> Ins[rument but does no[execute die Note: (:�) is cu-signing this Security Instntment only to mortgage, srant and convey thut �`��
<br /> , Bormwer's interest in the Properry under the tcrms of this Security Instivment; (b) is not pe�•sonally iibligatcd to pay the sums ��
<br /> secured by this Security[nstrument; and (c) ugrces that Lendcr and any other Borrowcr may agre�;to cxtcnd,m«iify,forbear or
<br /> • muke Any accontmcxlations with regard to the terms�if this Security instrumcnt or the Nute withouc diut Borrower's consent. —
<br /> „ 13. I.oan Chnr�es. If Ihe loan sccw•ed by this Sccurity Instrumcnt iti subject to a law which,ets maximum loan chargcs, -
<br /> and that law is tinally interpreted so that the interest ur other loan charges collected or to he collected in connection with the ' ,!
<br /> loun excecd thc permitteci limits, thrn: (a)any such luan�harge shall be rcduccd by the amount necessary to reduce the charge '
<br /> to the permitted limit; and (bl any wms alreudy collected from Borrower whirh exrcedea permitted limits will b� refunded to �
<br /> . Horrower. I.cnder may rhoose to makc this refunJ hy reduring the principal owcd undcr thc Notc or by roaking u dircct '
<br /> payment tn I3orrower. If a rel'unJ reJuceti principal, thc reduction will be trested us ;r partial prepayment without any
<br /> prepayment chargc undcr thc Notc.
<br /> "., 14.Notices. Any noticc tc�Borrowcr pruvidrd liir in this Scrurity In�m�ment shull hr Fiven by dclivcring ii or by mailing '
<br /> ' . it by tirst rlass mail unless applirablc law rcquires usc of anothcr mcthoJ. Thc notirr �ha11 bc dircrted to ihe Propeny Address •
<br /> or any other adJress Borrower designateti by notice tu Lender. Any notice to Lcnder ,h;ill hc given by first class mail to
<br /> � Lender's address statcd hcrcin or tiny other address LcnJcr dcsignates by notice tu Borri�wer. Any notice proviJed fi�r in this
<br /> �, � Scrurity Instiurnent shuU bc deemcd to huvc bcen givcn to Qorrowcr ur Lcnder when�ivcr as providcd in tliis para�;raph. �
<br /> , 15.(',overning Lnw; Severubility. This Serurity insU•ument tihall bc go��crncd by f'cderxl la�v cmd thc law of thc
<br /> � jurisdiction in w•hich the Property is located. In thc rvent that cuiy provisicm or clause ot�this Security Instrununt ur the Nute
<br /> conflicts with applirablr law,such contlirt shall not attcrt c>thcr provisi��n�c�j this Sccurity Instrumcnt or thc Notc whinc�an bc
<br /> given effert without the cunFlictin�; pr�n�isiun. Tu this enJ thc provisions n(this Security Instn.mcnt and the Nole arc declarcd
<br /> to hc scvcrable.
<br /> t l6.Borro«•cr's Copy. Borro�vcr shall bc givrn unr ronlo�7ned c��py��f thc Notc and of this Sccurity I nstrumcnt.
<br /> Form 3028 9180 I
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