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<br /> piriais thut Lcndcr rcyuires. ic m5uraiice cnrrier providing the insurnnce shall bo choscn by 8orrower su6Ject ia l.en+lcr y
<br />=`�=�.��,,��;J�s, � upprava!which shnll not Uc unn;aso�ably�vithheld. If Borrower fails ro maintuin w�cragc cic:,CIIIK(�1I)OVC,l.cndcr may,nt �
<br /> ,�i_1-.r,:��:.�;,, , Lcnder's option,obtai��covenge ta protect Lenderi�rish�v ir�the Property in accordnnce witi�puragrnph 7.
<br /> n-•,Y .; .
<br /> All insurance�miicies and rncwals shall be acceptablc tu Lcnder and slinll includa n standard mart�age cl:,use, l.cndcr
<br />--', .
<br /> -.�,��"�y` shnll irave thG right to Itold thc policies 1nd renewals. lf I.cndcr n;yuires,Buaower shntl pr+omptAy give to L.cndcr nil rcceipts `
<br /> ___..r....,-'":�;_F;�--= " of paid premitims und renewal natices. In the event of loss,Borcower shall giv.:�rompt nodcc ro th�insurunce cfurier,md
<br /> —��'��'�•�"�=� . Lender. Lendcr mny muke proof of loss if'rnat made prompdy by Bo�sower. �
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<br />-°-'"`?�a�,�;�i-��i�'1 Unless l.�ndcr and Borrower athenvise ngrec in writing,insurancc prucceds shall be npplicd to restoration or repair af
<br /> --�;;;.�,�}.;;,r. .;:,; die Property damnged, if the resturation or repair is economicnlly fensibl� und Lender's security is not lcssened. If the
<br /> `:=3'��,• ��=�•s' � restoration or repair is not econamically fexsible or Lender's security would be lessened. the ensuranr.c proceed5 shall be �
<br />�-'""+`�°""�`='`.,. applied to the sums secured by this Securiry Insirument, whether or not then due,with any excess p�id to Bomower. If
<br />'��„WVfK�rry� -': Borcower abandons the Property,or daes not answer within 30 days n notice fmtn I.endec thnt die insurance carrier has �
<br />-�a•-�''���►';`-�� offered to settle a alaim,ttten Lender may collect the insurunce proceeds. Lender msry use the proceeds to repair or restoi�
<br />'"*`�".��"�''`n� '� '� the Property or ta pay sums secured by this Security Instrument,whether or not then due. The 30�day period will begin when
<br />°-�t;:: ,i�� —
<br />=;�;T`: �;;.9,.�,'_:: the noticc is given.
<br />.�=•�r�;�.. t.y.,y . Unless Lender and Bonower otherwise agree in writing,any applicntion of proceeds to principal shull not extend or
<br /> �-�__:;•-...
<br /> ,=;,�,,:���cvi�r�;• pastpone thc due dute of the monthly payments referred ta in paragraphs 1 and 2 or change thc�rr►ount of thc payments. If
<br />-_�.:;-:�S�';y�;';"? under paragraph 21 the Property is acquired by Lender, Horrower� right to any insurance pollcies and proceeds n:sulting
<br /> a�.•:�•_:... :;.:•.. ;.
<br /> :,,,�;,�.�ty ,,y�.. from damage to the Pra�:ty prior to the acquisition shall pass to Lender to the extent of the snms Fec��re�l by this Security _ _
<br /> _'�'�: , , Inswment immediately priorto the acquisition.
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<br /> ' 6. Occupancy, Preservatton, Maintenance and 1'rotectEau af the Praperty; Borrower s Loan Appllcation;
<br /> Leaseholds. Borrower shall occupy.establish,and use the Property as Aorcower'.s princlpal residence within sixty alays after
<br /> �x�=•.''-µ•�_::•_ the execution of this Security Instrument and shall continue to occupy the Property as florrower+s principal residence for ut
<br /> 'r`''�'�`�'`'- leust one year after the date of arcupancy, unless Lender otherwise ugrees in writiag, which consent shall not be
<br /> -�:,;; _;�;���t,. ' unreasonably withheld, or unless cx¢�nu�tin�circumstances exist which nre beyond Borrower's contral. E3orrower shall not
<br />-�:c�";;•:'��.,�; ^ destroy,damage or impair die Propeny,allow the Property to deteriorate,or commit waste on the Property. Borrawer shall
<br /> �,:
<br /> s;;jy�,,;�,�,:_ be in default if:uiy forfeiture action ar proceeding,whether civil or criminal,is begun that in L.enders good faith judgment
<br /> • • could result in forfeiture of'the Pr�perty or otherwise muteri�lly impnir the lien created by this Securiry Instrument or
<br /> i�'tit��'����1�. -
<br /> Lendert security interest. Boirower may cure such a default and reinstnte,as provided in paragraph 1 R,by causing the action
<br /> �- " or proceeding to be disrnissed with u niling that,in Lender's good faith determination,precludes forfellure of thc Borrower's•
<br /> ' � � ' �� ��� interest in the Propeny or other material impuinnent of the lien created by this Security Instcument or Lender'.s security
<br /> __ ,, �, intetes[. Borrower sitaiI uiso be in ciefauIi it Sonvwrr, uuriu�; ii�c iuui� uNNli�ati0ii Nfua.cSi, gu�e tridieii�",y �a2&C :,s
<br /> , � • � inaccurate information or stutements to Lender(or failed to provide Lender with any muterial infortnation)in cannection with ---
<br /> ,=�„;��;. � , the loan evidenced by the Note, including. but not limited to, representations conceming Borrower'.s occupancy of the
<br /> • � � •• '�' Piuperty as a principal re3idence. If zhis Sec4rity inshument is an a IeaSChold,Iionower shnll r.omply with till the provisions
<br /> �`•�� • .. .�.��� of the lease. If Borrower acquires fee title ro the Property,the leasehold nnd the fce tiNc shall not mer�e unless Lendcr a�rces
<br /> '`" '• ' �-• • to the merger in writing.
<br /> _ �;;�; ;.'•.� • 7, Protectton of Lender's Rlghts In the Peoperty. If Borrower fails to perform the covenants 1nd agreements
<br /> __,'.;,�;,.;,�,... contained in this Security Instrument, or there is u legal proceeding that mny significantly affect Lender�s rights in the
<br /> -� ,_ . Property(such as a procecding in bunkn►ptcy,probAte,for condemnation or forfeiture or to enforce laws ar regulations),then _
<br /> _",,,,,,,�,t,..�:,�,�;. Lender may do a�id pay for whatever is necessary to protect thc value of thc Property and Lendcr's ri�hts in the PropeRy. F_v?-
<br /> � •.-f:;,. : Lender's sctions may include paying uny sums secured by a lien which has priority overthis Security[nstrument,appearing f.�
<br />.�r°•.�:,��+� in court,paying reasonable attomeys'fces and entering on the Property to make repairs.Although Lcnder may takc uction "q,=.�"�-
<br /> -;'�,•.�t;.�,-�- under this paragrnph 7,Lender does not hnve to do so. �''`
<br /> ;.y,.... . .k .-
<br /> ---;:;,,,,+G>,.,,;_ � Any amounts disbursed by Lender under this parugraph 7 shall becom� udditional debt of Borrower�:ecun:d by this
<br />_. : :,.-:�.-.�. •. , Security Instrument. Unless Borrower and Lender ugree to other ternis of puyment,thesc amounts shull bcar ii�[erest from the '?'�
<br />-�-:-�rt,�...;�.•- 1 date of disbursement nt the Note rate und shall be payable, with interest,upon notice from Lender to Borrower requestin� 1`-`
<br /> . =•�: payment.
<br /> ' 8. Mortgnge Irisurance. If Lender rc:quired mongage insursncc as a cundition of making thc loan secured by this ��s
<br /> "�;�, ` ' . Security Instrument, Borro�ver shall pay the premiums required to maintain the mortgage insurance in effect. If,for uny '
<br /> - . . reason, the mongase insurance coverage required by Lender ]apses or ceases to be in effect, Boi�rower shall pay the =
<br /> premiums required to obtain coverage substantially equivalent ta the m�rtgage insurnnc� previously in effect, at u cost
<br /> .'�- . substantiflUy equivalent to the cost¢o Borrower of the mortgage insurance previously in effect,from an alternate mortgagc
<br />- '� •• insurer npproved by Lender. If substantially equivalent mortgage insurance coverage is not available,Borrower shall pay to
<br /> � "' � Lender each month a sum equal to one-twelfth of the ycarly mort�age in.r•urance pmmium bcing paid by Borrower �vhen the :
<br /> -�. " ' � insurance coverage llpsed orceased to be in effect. Lender will acccpt,use and retain these paymcnts as n loss reserve in licu
<br /> K:� I of mortgage insurunce. Loss reserve payments may no longer be required, at the option of Lender, if mort�age insurnnce
<br /> _ �• � covernge(in the amount��d for the period thnt Lender requires)providcd by an insurer approved by Lender again becomes
<br />=••� available and is obtained.Borrower shall pay the premi�ms required to maintain mongage insurunce in effect,or to provide a
<br /> loss reserve,until the requirement for mortguge insurance ends in accordance with uny wriuen agreement betwcen Borrower I
<br /> and Lender or applicable law.
<br /> J "� 9. Inspect[on. Lcnder or its agent may makc rcason.►ble entries upon and inspections of the Property. Lcndcr shall `
<br /> , . give Borrower notice at the timc of o.►prior to un inspection specifying reASOnable causc fer the inspection. �
<br /> 10. Condemiiatton. The prxeeds of any a�vard or daim for damages,direct or conseyuentiul, in connection�vith an,y I
<br /> f , Singlc Family••IlmnEe Mucllyddlc Mac UNIFORI�IN5TRUMGNT--Unifonn Covcnant+ 9/90 Ipagv_��f/�page.$)
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<br /> . ., .. Grcat Itika Buylna�Fot�t.Inc.�
<br /> , 'to ONa CaII:I�itOD-G349893 O FAX 616701•I I:f I
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