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<br /> lRt;�?'fN�R�"JITI�all die impravements nore o��I�cr�fter eti•�cted on the prnp:•rty,nnd all ea�e;ilcnts,a;��n►Etral;iccs,�m�l
<br /> fixtu�cs nu�v oe hcr.:.dtc�• a part ��f d�c praEscrty. /�II rr.Pla'.CCIilCilt9 and .;dditions .;hall ;�Isn Ir� covcrc�l liy t�ats S'�ci!;ity '-"-`
<br /> �;.�,�_�t�' Instrumcnt.Ali ofthe forcgoing ia referrecl to in this Sc:curity Ynstrumcnt ns tiic"Prop�rty."
<br /> � °�- [iORRO�YER CUVENANTS tiiat Barrower is lawfully seised of the estate hereby convcycd and hus thP right to grant and
<br />_;;;: _;;� convey the I'raP�rty und that tho Froperty is unencum6ered, except for encumbrances oP rerord. Aurrower warrants aml will
<br /> — � defond sencrully the title to Ilie Nropc�ty a ainst all clai�ns and demands. subject to nny cncumUra�ucs of r�ecord.
<br /> '1'HIS SGCURITY iNSTRUMEN'��mbines unlforni cuvenants for national use aiid non•uniform covenants with iimited
<br /> �::�:�� - --
<br /> ____. vuriutiouy I�y ju�i,diccioii to constitutc i�unifornti sccurity instrumcnt co�ering rc:at prop�ity.
<br /> _ -�, UNIRORM COVHNANTS. Borruwcr u�d Lendcrcavenant�ind ugrcc as fallows:
<br />�-���i�� L Puyment nf Pr(ttctpul und Interest; �'repayntent aud LAte Churges. Dorrowcr shnll promptly pay when due the
<br /> _-;,# . principat of and intcrest on tl�c debt cvidenced by the Note and any prcpayment und late chnrgcs duc under the Note.
<br /> -`�a:=`�= 2. Funds for Tax�and Insurnnce. Subject to applic:nble law or to a�vritten waiver by Lender, Borrower shnl� pay to
<br />--=;?µ::
<br />- -`'`''�'"��. Lcnder on tltc day monthly payments are due under the Note,until the Note is ptid in fuU,a sum("Funds")for: (a)yearly tct.xes
<br /> w'_������ un�l assessuirnts which muy attain priority ovcr this Sccurity Instrument as a lien on die Pru�erty: (b)yearly Icaschotd payments �_-
<br /> -��"� or ground rents on the Prapcny,if any; (c)ycarly hazard or praperty insurance peemiums;(d)yearly tlood insurancc premiu�ns,
<br /> -�.,ti l�i
<br /> � if any; (c)yearly mongage insurance premiums,if�ny; and (�any sums payable by Borrower to Lcnder, in accc�rdance with
<br /> '�"�'� the rovisions of ara ra h 8. in licu af the a ment of mort n e insurance remiums. These items are called"Escrow Items."
<br /> _ -�;�"-' P P S P P Y fi B P
<br />';:�r„¢�.
<br /> __, _. � Lende� may, nt any time, collect and hold Funds in un amount not to exceed the m�ximum amount a lender for n federally
<br /> ,��� related mortgage loan may require for Borro�ver's escrow accaunt under the federal Reat Estate Settlement Procedures Act of -
<br /> ���";'.'"�' 1974 i�s umcnded from time to time, 12 U.S.C. Section 2601 et seq. ('RESPA"),unless another law that applics to the Funds
<br />_-�;F�� sets a lesser amount. if so, Lender may, at any time,collect and hold. Funds in an amount not ro exceed the lesscr:uuuuut. �
<br />__�,.;,Y��,� L.ender may estimate the amount of Funds due on thc basis of current data and reasonable estimates of expenditures of future
<br /> ' ' Escrow Items or othcnvise in accordance with applicable law.
<br /> :��!•��•...
<br /> _ .r„.rh., The Funds shall bc hcld in an inscitution whose dcposits arc insurcd hy a fedcral agency, instrumentality, or entity —
<br />-- '' (including Lender,if Lcnder is such un inctitution)or in any Federal Hame Loan Bank. I.ender shnll apply the Funds to pay the _
<br /> _,;;.<;,b,�� Escro�v Items. Lender may not charge Borcower for holding and upplying th�Funds,annually nnalyzing the escrow account,or
<br /> ' verifying the Escrow Items, unless Lender pays Bonower interest on the Funds nnd applicable Inw permits I.ender to make such
<br /> ��•,.:,.•.:.�
<br />_l;°; a charge. However, I.cndcr may require Borrower to pay a one•time charge for an independent real estate t�x reportin� service
<br />-=°,��: used by l..ender in cai�nection with this loan, unless applicable law provides atherwise. Unless an agreement is made or
<br />.;� .". upplicable law requires interest to be paid,Lender shall not be requircd to pay Borrower nny interest or camings on the Funds.
<br /> 8orro�vcr and[.cnder may agree in writing, however. that interest shall bc paid on the Funds. I.ender shall give to Borrower,
<br />�;`' •��'� , without chnrge, an annual accounung ot tne runds, sho�ving creciits anu deoits ca tne Funua aud iiic pu�pu�c ii�c �yi-�;ci�:,�t� -
<br /> �":,, debit to the Funds was made. The Funds are pledged as additionul security for all sums tiecured by this Security Tnstrument.
<br />-�- • if the Funds held by Lender exeeed the amounts permitted t�be held by applicable law,Lender shall necount to Borrower
<br /> _�;.,f.. ;. '
<br />-`�,;,,., for thc excess Funds in accordance with the rcyuirements of�pplicablc law. If the amount of the Fun�ls held by Lender at any
<br /> , time is nat sufficient to pay the Escrow Iteius when due, Lender may so natify Borrowcr in writing,and,in such case Borrower
<br />' , shall pay to I.ender the arnount i�ecessary to make up tl�e deficiency. Bonower shall make up the deficiency in no more than �--
<br /> �
<br /> 'n�;�,,;�.;., twelve mouthly payments,at Lender's sole discretion. -•
<br /> _.,.���,..r� Upon paymcnt in full of all sums securexi by this Security Inst�vment, Lendcr shall promptly refund to Borrower any _
<br />' -� Funds held by L.ender.If,under para�raph 2 l. I.endcr shall acquire or sell the Property,Lcndcr, prior to the acquisition or sale '—
<br /> �.'�;;;"'�i;'•" of the Propeny. shall apply any Funds held by Lcnder at the timc of acquisition or sale as a crcdit against the sums sccurccl by �,'-�
<br /> `""`��: ` this Security Instmment. =
<br /> -=':,t�;4 3. Application of Payments.Unless applicable law provides othenvise.all payments received by l.ender under paragraphs =
<br /> -__ �",_ 1 and 2 shall be applicd: first, to any prcpuymcnt ch;uges duc undcr the Notc;scrond,to arnounts payuble under para�nph 2; �----
<br /> -=���r third,to interest due;founh, to principal duc;and last,to any Intc churges due under the Notc,
<br />=f�"�i. s " 4. Chs►��es;Lfens. Bormwcr shall pay all taxes,assessmcnts,churges, Cncs and impositioiis uttributable to the Property •�-
<br />:�i�� �,•z . which may uttain prioriry over thic Security [nsrrument, and Icusehold paymcnts or ground rents, if any. Borrower shall pay �
<br /> ' " these obligations in the manner provided in paragraph 2, or if not paid in thut manner. Aorrower shall pay them on time direcdy
<br /> � to the erson owcd a ment. Borrower shall rom tl fumish to L.endcr;dl notices of amc�unts to be tiJ under tl�is ara ra h. �';?
<br /> P P'Y p P Y p� P' S P r•r•
<br /> - If Borrower makcs these payments dircctly, Borro�vcr xhali promptly furnish to L.ender receipts cvidencing the payments. `�
<br /> • • Borrowcr shall promptly discharge any lien which has priority ovcr this Secw•ity Instrurnent imless Borrowcr. (u)agrces in �-
<br /> : �vriting to tlie payment of the oblieation secured by the lien in a manner acceptahle to[.ender;(b)contests in good faith the lien , :
<br /> by, or defcnds against enti�rcement of thc lien in. Iegal proceedings which in the Lender's opinion operlte to prcvcnt Ihe �,;:,,
<br />. • enforcement of thc lien; or(c)sccures from the holder of the lien an a�rcement satisfacwry to L.ender subordinating the licn to
<br /> this Securiry Ir�sinimcnt. If Lcndcr dMcrmincs that any pan of thc Property is subjcct to a lien which may attain prioriry over
<br /> � this Security Instrurnent, Lcndcr may�ive[3orrower a noticc identifying thc licn. Borcowcr shall +atisfy the lien nr take nne or
<br /> . ; more of the actians s�t forth above�vithin 10 days ul'the giving of nutice. �. ;
<br /> ' Form 3028 9I80 ''��
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