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<br /> ;' . , TOGETHER WITH all thc imprav�mcnts now on c�rcuftr.r crcctcd on thc prupcity.,�ud uU r.�tirmcntti. :q�pwtriti:���r�•�,.,�inl I __
<br /> . '��':�`:•' :.; fixtures now on c�rraftcr u part of thc property. All rcpinccmcn�s and addirion, til�all �il��, l,c ���vcr«I I,y iliiti ti��iirity � ., -
<br /> �l � '`' " Instrumenl. All of die fore�oing is refcrrcd to in this Sccurity Intitrumcnt ns thc "PrupertY." I
<br /> BORROWBR COVENAN'CS that f�orrowcr is lawfully sciutl uf thc c,tntc Itrrchy rum•cyr�l��n�l b���ihr n�;ht i„Fr+�nt�uul � _ _
<br />-�'` convey the Property and that the Propeny is unencwnber�d, except f�ir enrumbrmirrti ut rccurd. k�mna•cr �vnn�urtti.utd«�11 I _ _
<br /> defend generally the tiUc in thc Prnpcn.y aEainst all claints und dcnnmd�,tiuhjcei t�►any cncurol�r+uir���d rrru�d. S :�.'
<br />_ . . THIS S@CURITI'INSTRUMENT combincti unit'nrm covci�ants far naliunul u�r aud uun-inul��rm cuvrnamti�ti•nh i�mur�l ( .�-
<br /> variations by jui•isdiction to constitutc u unifurm sccurity intitrumcnt rnvcring rr:d pruprr�y-. � =
<br /> ' UN[FURM COV�NANTS. B�rrowcr and l.�:ndcr roven,mt nnd aHrcc i�ti tull�nvs: ;3,
<br /> ' 1. Pnyment nf Principnl nnd Interest; I'repnyment und I.iite Cl�:��x;es. Il�irrnu•cr tiht�ll prumplly puy �vl►cn duc ihr "
<br /> � • principal of and intcrest on thc debt cviJenccd hy thc Noic iind imy prcpaymcnt;md L�tc ch:�rgcti duc under ihc Nutc. �_
<br /> '� 2. �nds for Taxes und Insurunrc. SuUjcct to upplicablc Inw ur u► n �vrittcn tvuivcr hy I.cndcr, Hurr��wcr yh,dl pay 1u 'a_
<br /> � � � I..endcr on the day monthly p�ryments arc duc undcr thc Ni�tc,until[hc Nntc is pai�in 1'ull, ai sinn i"I�untl.r"1 tur:I:u y�,�iy���«'�
<br /> . and assessments which may uttain priority uver this Secw•ity Instrun�cnt i�y u licu uu IhL Nmperty:Ih1 yrnrly Ira�rhul�l pnymcn�ti , . �`_
<br /> � or ground rents on thc Property, if any:(c)yrarly hazurd nr pmperty iusuruucc pcemiuins.(dl yc:u�ly tluud inwrnnr�: prc�nhun�;, �="
<br /> .. if any; (e)yearly mortgage insurance premiums. if an}: �md(fl any sums payuble hy Nurruwcr lu IAn�ler, in nrcurclau�•e willi .. ,'�
<br /> the pravisions ot paragraph 8. in lieu of thc paymcnt of murtgage in+urimcc prcmium,. 'Phc,c i�cmti +irc c;dlcd "I:,rrun I�emr.' .. .,, . ,. ,,�
<br /> , l.ender m�y, at any timc, collect und hold Funds in an amuunt nut ti, cxcced thc mi►ximtnn +im��unt a� Icndcr lin• ::fcdcndly ",,."^^�:__
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<br /> • �•elutcd mongagc loan may rcquire for Borm+ti�cr's cscro��- uccuunt un�cr Nir f'cdrral [2cid l:,tutc Sctdcmcnt 1'rnccd�u�s Act ��f :--_—_-
<br /> 1974 as araended from time [o time, l2 U.S.C.Section 2G01 ct ser�. ("RESPA").unlcsti.�nothcr li�w ih:il,ippllcs t�r ihc I�mul� •"':�'__-'�"=_.
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<br /> . sets a lesser amount. [f so. L,cnder may, at uny tirnc, collcct and huld I�unds in an immuut nut ta cxcccd the Icssrr ii�nmint. �;--.�
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<br /> ' ' •� Lendcr may cstimatc thc amount of Funds duc un thc batiis of current datu anJ rui+��uahlt`�+llmali:s uf�cx�lCltd'llul'�rul� fulul'C ,__
<br /> Esernw Items ar othernise in uccordanee with applicablc law.
<br /> Thc Funds shall bc hdd in un institution who,c dcputiits arc intiurcd hy n ledcrul a�cncy, in.rUUnuntidity,�rr cnlity '�'LL�:_=
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<br /> (induding Lcndcr. if[.endcr is such an institution)or in any Fcdcrul Homc l.oan H;mk. L.�nJcr tilroll ap�ly thr I'uuds io ��ay tlu _ --
<br /> Escra�v Items. Lc.ndcr may not chargc Borrowcr tiin c��lding und upplyinl,thc Fwids, unnuully anulyzinN�hc c,crow aireuunt, ur �_
<br /> .� verifying the Escrow Itcros. unless L.cnder pays Burrowcr intcrctit i�n the Funda und nppliaiblc law pcmiils Lcndcr t�.► mul:c su�h _
<br /> a chargc. Howcver, L.cndcr may rcyuirc Bnrrowcr to p.ry a onc-timc churgc I'ur an ind�pc�tdcnl rcal csti�tc tux rcpurtin� scrvicc �
<br /> � .. used by Lender in connection with this loan, unleti, applirublc la�v providcs rnhcrwitia Unlcsti an agreement is mude ur ��i
<br /> N��l:`�t�:�:«:' :�r��::�q;nr�rPCt tn hn�:�irl 1�n�1c�r�h;�ll nnt ho rcuuircd tu nay l3urrowcr anv inlcrctit or carnings im Ihc �'lllll�9. ����R�
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<br /> Barrower and Lcndcr may agrec in writing, how�vcr. thut intcrest shall bc pt�id an thc Funds. Lcnd�r shali �;ivc t�� Ilc►rrowcr, ,s,,�,_
<br /> without chargc, an annual accounting ��f thc Fundti, shuwing rrcdits und dcbits tn thc F'unds imd thc purpnsc tiir �shicli cach �'�"`_'-°-
<br /> debit to the Funds was madc.'I'he FunJti are plcJgcd iiti uJditiuni�l sccuriry lirr all sumr.crurcd hy this 5ecurity In+trumcnt. ��
<br /> . If thc f•unds held by[..ender excecd the umuunts permittcd to hc hcld hy applicah,lc law. L.cndcr shull nrcount ti�H�ttro�vcr �":.,
<br />, for the excess Funds in accordance with thc rcyuiremcnts e�f upplicablc law. If tlu amnunt uf thc Hunds held by l.cndcr,n nny _
<br /> � time is not sufficient to pay the Escrow Items when duc.Lender mcry su nutify 13orrower in n�riling, imd.In,ucl�rnti�13orro�vcr � _
<br /> shnll pay to Lender the amount ncccssary tu make up the deticiency. Burruwer ,hall makc iip thc defirienry in n��m��re than =
<br /> twclve monthly payments,ut L.ender's�ole di+cretion. ,
<br /> � Upon payment in full of all swn, ,ecurcd by this Sccuriry Instrumcni. Lcixfcr shall pramptly r�fund to q��rrnwer w�y __
<br /> Funds held by l.ender. [f,under paragruph 21,Lrndcr shall acyuirc ar+cll thc Property,l..�ndcr,prior to thc ucquisitian or sulc -
<br /> , " of the Properry,shall apply any Funds held by Lendrr at the time uf ucquisition or sule n�a credit ug11111SI�I1C S1101R SCl'UIMI Ily
<br /> this Sccurity Instrument. °___
<br /> " - 3.Applicntion of Payments. Unlcss applirablc law pruvidc+othcnvi,a all payincnts rercivcd Ny l.cndcr undcr pari�grnphs
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<br /> 1 and 2 shall be applied:first, to cmy prepaytnent chargcti duc widcr thc Nutc, �ccund,tu amuuntr p;ryablc undcr par;i�±raph 2; .�i,l��`
<br /> third,to interest duc: fourth,to princip;tl duc:and la�t,to any latc ch�rgcs duc iuidcr thc Notc. -.%"-°�=
<br /> , ' 4. Char�es; Liens.Horrowcr tihall pay all taxes, as�cssmentv, charges, lincs und im��.ilion� attnhuiahlr to tlie Property ; �'�'��
<br /> which muy attain prioriry ��vcr this Sccurity fnstrumcnt, anJ Icaschuld paymcn¢s ur grnunJ rcuts, if;tny. Hurruwcr�iiall ��ay ��`��,;,
<br /> thesc obligations in the munner providcd in parugraph 2,ur if nut paid in that munncr. Borrnwcr,hall pay thrm un t imc directly �;;,;=,.. �
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<br /> • to the person owed payment. Borrawer shall promptly I'urnish to l.cnder;ill nuticc,uf amounts a�kic paiJ uiidcr�hiti p:ir.i�rnph. ,,.,,�u...�'s---
<br /> • If Borrower makes these payments JirecNy, Bc�rcower shall pramptly furnish fu Leixicr reci:ipt�evidrncing the paynunl.r. � � "��""+L�.
<br /> . Borrowcr shall prompQy di�chargc any licn which has priurity nvcr thi� Scrunty In.t�vntcnt unlc�ti l3urruwcr: 1al:ahnc+ m � ..,� -
<br /> , writing to the paymem of the obligation ucurcJ by the lien in a manncr:icceptablcto lAnder, lbl cume�lti in guud 1'aid� Uic lien . . '�-_
<br /> by. or dcfends ngainst enfibrccmcnt ot� thc licn in. lcgal procccdings whirh in ihc I.��Zdcr'ti npiniuti uper;ue w prcvcnl Ihc �'
<br /> �� enforeement of the lien:or(c) secures 1'rom the holJer of the licn an agreement tiaiitit"actnry ta� Lcndcr tiuhurdinatin�:ih�he�i to - ,��-
<br /> • this Sccurity Instruntent. if Lcndcr dctcrmincs that any pan of thc Praperty i+ tiubjrct io ��licn whirh may aunin �nnrily��vrr � �?_
<br /> 1 , this Sccurity Instrument.Lcndcr may givc Borrc�wcr .�nuticc idcntifying thc licn.Iliirm�vcr�hall �atisl'y thr licn nr i�kc unc ur �:�
<br /> more of the actions set (orth above within 10 Jays uf thc�ivin���t nutice. ' '-�
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