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<br />=~�••�°�?••*�»�� ;:; S, tinznrd or Pwoperty YnsurAnce. Uonawcr shall kcep dic imprnvemcnts now cxistin� cin c�reaRGr crectcd on ti�e
<br />°'� .=t�-"'"' '�" P�•o ei t in5ured a ainst loss b fire. hiu.ards included +vithin the term "cxtcncicd cover�i e" and an nlher h:t•rurds, includin
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<br />-_�^�,�� floods or floading, for which [.cndcr rcquires insurancc.This ii�tiurancc xh.dl hc maininincd in ihc amounts,md for thc periads
<br /> ..:�•cs,::;�x,,R,;-� that l.cnJcr rcyuires. nc� insur.utcc carricr pruviding thc insuruncc sL•nll hc choscn by J3orrowcr subjcet to Lcncicr's appruval
<br />_^`..:,��u.�.. which tihall nsit Nc unrcasonably withhcld. If Borrowcr fails ta maintuin covcrngc desrribcd nbovc, l.cndcr may, .0 l.cndcr's --�=;
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<br /> optiun_ oNtain covcra�r to prntcct l.cndcr's rights in thc Pr�perty in acmrdiincc with paraf�r.�ph 7. � .
<br /> ,�`-� All insurancc policics und �enew,tlti shall bc acccptnblc to l.cndcr and zhull includc.i sta�tdard mortgngc rluuse. Lcnd�r Q��.
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<br /> _ ,.-;;,.- ��., shall hi►ve thc right to hald th�policies und renewuls. If l.c:nder requires, Borrower shull pramptly give tn I.ender ull receipts af �
<br /> °�'�`"�•�� ' .to:.;i, aid remiums nnd rene�val notices.in thc evcnt of loss,Borrower shall rve rom t notice to thc insurance carrier and Lender, '� �
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<br /> --"7L3=�'`�=`N I..cnder nmy makc proof of loss if not madc prompdy by Borrowcr.
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<br />-.. �••� • ' Unless I..ender and Borrower othenvise a�ree in writing, insurance proccais shall be appliccl to res�ai•ation or repair of the
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<br />- ' •' • Pmperty damagcd, if the rc�toration or��cpair i�ecor.omically feasible and Lcndcr's ticcurity is not Icssencd. If thc restoration or '
<br />-M��`�'�, �' repair is not cconomically fcasible or Lendcr's securitv would bc Icsscned,thc insurance procccds shall be applicd to thc sums .'S ,
<br />-=''`�f�'�o-��-��,�� secutcd by this Sccurity Instrumcnt, whether or not then due, with any cxcess paid to Borrowcr. If f3orrower abandons die ,:, :.
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<br />-:,:,.:,:,::.,:_.;�.:". .. Property, ar docs not ans�vcr within 30 days a notice from Lcndcr that thc insurance carrier has offercd to setNc a claim, then ''' -�
<br /> �"�'''�'�`��`` ' Lender may collect the insurance proceeds. Lender imay use the proceeds to repair or restorc rhe Propeny or to pay sums
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<br /> --"'^`�-�3's�.' sc�urcd by this Securiry Instrumcnt,whcther or not then due.The 30-day period will begin whcn the notice is�iven. •'
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<br /> �--%"'"'�3 Unless I.ender and Borrower othenvise a rce in writin an � lic.�tion of roceeds to rinci al shall not extend or �
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<br /> ,;:r,�T•�,,:�- ost ne tl�e due date of du moutlil a ments referrui to in ara ra hs 1 and 2 or chan c ihc arnount of thc a�ments. If
<br />-;,�,�.:,�-,jf;qt,,. . under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from
<br /> • ��:';`a'' damage to the Property prior to the acquisition shaU pass to Lender to ihc extent of the sums secured by this Security Instn�mcnt r
<br />- .r-�;,� ,•. � ._ immcdiatcly prior to thc acquisition. ,�:
<br />_ -=Y a�i'-?``"• 6. Qccupsmcy, Yreservation,Matntenance and ProtecNan of the I'roperty; Burru�ver's[.oun Appltc�+tion; l.easeholds. ..._
<br /> � ' '� • Borrower shall occupy, establisli, and use the Property as Borrower's p�incipal residence witltin sixry dttys after the cxecution of '
<br /> .�'`:.��'�.�'*'`Y��•'` this Securiry Instrument and shall continue to occupy the Property as Bnno�ver's principal residence far at Ieast one yrar after ��y�
<br />�;;�:;=;�;� the date of occupancy, unless Lender othenvise agrces in writing, which consent shall not be unreasonably withhcld, or unless . ,
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<br /> _�,t ..�, ,. , extenuating circumstanccs cxist which are beyond Borrowcr's control. Borro cr ha I e y, g p __
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<br /> �.�_+�'.7 .,.. ProNcrty, allow the Property to dcterioratc, or commit wactc on thc Propeny. Borrowcr shall be in default if any forfci[ure '._�:
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<br /> : �,'��. action or proceeding, whether civil or crimina6, is begun that in I.ender's good faith judgment could r�.vult in forfeiture oi the
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<br />'. •, cure such a defuult and reinstiUc, as provided in paragraph I S, by causing the action or proa:eding to be dismissed with a rulin; •�i
<br />;:`��;`",''"f' that, i n Lcnder's �ood faith determination, prccludes fortciturc of thc Borrowcr's interest in thc Property or other material
<br /> ��`.'?';,'!r�;; ;'' impairment of the lien created by this Securiry Instrument or L.ender's security interest. Bormwer shall ulso be in default if =•=
<br />=��;:si::�'��"��-���' Borrower,during thc loan upplicution proccss, gave matcrinlly false or inaccurate information or staterncnts to I.ender(or failcd �'�''�'
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<br />__ � �,,v.,. to provide L,ender with any material information) in connection with thc loun evidenced by the Note, including,Nut not limited ., ,:
<br /> ""':'}�Ny�' . to, re msentations coneemin Horrower's occu anc of the Pro ert �s a rinci al residencc. If this Securit instrument is on a �
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<br />-.'=;;�;i:u:!`",.� . Ieasehold, Borrower sl�all comply with all the pruvisions of die Iease. If Borrower acquires fce title to the Property, the =
<br /> •`.--�°-�'-`�'__�...,,,, leaschald and the fec�title shall not mcrge unless Lendcr agrees to thc mcrger in writing.
<br /> '�'•-��=-• �- � 7.Protection of[.ender's Rights in the Property.If Borrowcr fails to perfonn the covcnants and�grcemcnts contained in ��
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<br />�-.:-�����•'. this S�:curiry Instrument, or there is a Iegal proceeding�hat may significantly affect L..cnder's rights in the Properry (such as a �
<br />-`-�-'�='�T`-''=` � procceding in bankitiptcy,probate, for condcmnation or Corfciwre or[o cnforcc laws ur regulutions), thcn Lendcr may do and • •
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<br /> - -�;:°-.-" . pay for whatever is necess�3ry to prutect the value of the Property and l.ender's rights in the Property. Lender's actions may '
<br /> . ?'�J-.n� �' includc paying any sums sccurcd by a licn �vhich has priority ovcr this Security Instrumcnt, appcaring in court, paying
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<br /> �°:;,'�?;.,�:��'�� : reasonable attorneys'fces and cntering or�the Property ro makc n:pairs. Altliough Lcnder may take action under this paragraph
<br />: -:'}�?":,,g,'.,: . •-
<br /> „�',�.��, 7, [.endcr docs not havc to do so.
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<br />-;�=�,,.,•� Any ;unounts disbursed by Lender under this paragraph 7 shall beromc additional debt of Borcowcr secured by this �
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<br />_- • Securiry instn�mcnt. Unlcss Borrowcr and Lcndcr agrcc to othcr tcrrns nf paymcnt, thcse amounts shall bcar intcrest from the
<br /> =-'•,�'�r. dnte of disbursement at thc Note ratc and shal) be payablc, widt interest, upon noticc from I�ndcr lo Borrower requcsting
<br />- - payment.
<br />_= '`'�' S.Mortgage Insurance.If[.ender required mortgage insurance as a condition of making the loan secured by this Security ,_
<br />-''� �� Instrumcnt, Horrower shall pay the premiums required to maintain thc mortgagc insurance in effcct.IF, for any rcason. the
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<br /> -- • � mortgage insurancc covcragc required by l.cndcr lapses�ir ccaties to be in effect, Borrower shall pay thc prcmiums reyuir�ed to
<br />�" - ' �" � obtain covera e substantiall uivalent to the mon a�e insur:incc rcviousl in effect, at a cost sub:;tanti:dl e uivalent to the
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<br /> v " cost to Borrowcr of dic mortgagc insurunrc prcviously in cffcct, from an altcrnatc mortga�!c insurcr approvcd by L.endcr. IF
<br /> i- _ __ �
<br /> = =- substantially eyuivalent mon�age insursnce cuverage is not avail3ble,Qnrrower shall pay to Lender each month a sum equal ro
<br />-�`�.�'•. ; one-twclfth of thc ycarly tnortgage insurance premium bcing paid by Borrowcr when thc insurance covcragc I:.ipseJ c�r ccascd to
<br />;_� �•; �''`", � be in effect. �.endcr�vil!accept, usc and retain thcse payments as a loss reserve in licu of mortgagc insurancc. Lu�s reserve
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<br /> ' -- Form 3028 9/90
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