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<br /> ,-�+��r`��.� '�IIIS ADIUSSAH9.[3 RA�TC RIDF.R b mede thl+_3nT(•�doy of NQU�(�IBEF� --- ,�.19�4 , ,
<br /> n`� `';`i.`" ' � nnd i�fnn,rpcirtted into nna ehail6e d:cmed to amcnd anci eupplrmcnt tho QSong�SC,U.td of Yrunt,or Saerley fJtcd Uhe"Secudty InstramenC')of •
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<br /> ���--�_�__ �he ume d�te�hrn by tho underif�nfd(tha"Borraver")to sccure Borrowcr'e AdJustuhle Hnta Note(tho"Nnee")to F�slg�,�,¢,�Q�@!��lf�QA�ID. ._
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<br /> a•+;:�,.u���•<<r� � [SLAND ftha"Lender")of ihe sznu dnte ertd covcring tAe pro1xny Aescrit�tA in ihe Secudty Instrumrnt and tocatcd nr. "'�'�'-
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<br /> ==;��v"+;�;:f� 2825 LAK�W000 CIflCLEr GRAND ISLAND NE 68801 `�"`
<br /> + :�r.ati�.�[��}'�r (Propnty Addre.tf)
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<br /> ___.•Y�q.,}'.:_ TAb eote co�tat� provl�lo�u �Ibwfn� tor cha�te�In roy interal rnte �ad roy momihiy • `
<br />�?';'b�.;�,��' ' pa,r�seats.Tllr aote a�o Hmits tMe amounl nly Interat nte cae cha�te al�ry oee ti1nC MRA ,•+�•`
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<br /> -�u�.;�,:N�,°:.;::Y_ eko�.*:cf�!m:.�G�t�-�s�sL.aam rete A cse!�t��y. �
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<br />';'i"`;.a;�'��;,k�-, •.: ADDI'TIONAI..�OVEf�AN75.[n uddidon ro tt�e covcnanu anA ngrcements made in thc Security lnsuumcnt,Qorrowu nnd I.ender ::�.=
<br /> ?�'- �� }� funh�rcoveairttand reeasfollows: F.,, .
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<br /> �` _� .k,�._ A. INTEitFST RATE AND MONTHI.Y PAYMENT CHANGES �
<br /> �_�i11z,_"�s"' �� Tht Note provldes far an inttial interest rate of 6•25 �i.Secdan 4 af the Nate provida tur changa in the interat ratc end ihc �
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<br /> .-� ran�h:ypay�m:nt�,r:fc!!oti•rs: �' _
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<br />--'�ir9i�.`C�.Y.� �•';� _:-.,
<br />—':""4�`�,-^.= 1. lNTEREST RATE AND MONTNLY PAYMENT CHANGES
<br /> •;�:
<br /> � ' (A) Cu�e Data •.
<br /> - ,: ., ; , 95 �K
<br /> ��F��t� " The interat rate 1 w3[I pay may change on the fint day of _ DECEP1BtR ,19___,ano on that day every � _
<br /> ���^ ,, �z months thereafter.Each date on which my interest rate coutd chunge is called n"Chsnge Date."
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<br /> c;.-.••�•t� . . (B) 7'Mc[siex =:=
<br /> '-=`�'��•.' Be�inning with the first Ch4nge Date,my interat rate wiU be based on un Indcx.The"Indcx"Is tt�e vreskty averagc yield on United States '-'��'
<br />`��n-: .-
<br />��%.Z � Treuury sceurides edjusted[o e constant maturity of 1 year,us made avnfl¢ble by the Fedcral Res�rve Board.Tbe most recent Index figure +;
<br />-"°����°�� '' avail�ble as of the date 45 days before each Chnnge Date is atlled the"Current Index."
<br />:'-��'�`'�`' If the Iodex is no tongu av�ilable,the Note Holder witl ehoose a ncw indea which is based upon compuablc informadon.The Note =-
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<br /> �, s .� Holdcr wtll Qive me autIce ot U�choice.
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<br /> �•..ctisrlrv,. • (� �7�Y1j0�0�C�A!`t9
<br />'''�:"`�'.'`�' Be[nre each Change Date,the Nate Holder will calculate my new interest rnte by adding TWO ANU ONE-HALF ������ _
<br /> =r���;^:��1,�`, polnts( Z•5 hi)to the G1�rrent Index smd rounding to the nearat 1/Bth of Iri,subject to the limin stated in Sectlon 4(D)below_
<br />,;_?{�,�`,7� � ` Thi�rounded amount wiU be my new intuest rate unNl the nat ChanEe Date.
<br />::;;:';y;;,`:;�,':J,, , � The Note Holder will then de.crmine the amount of the manthly p•rymcnt that would be sufficient to repay in full the principal 1 om '
<br /> _�t��,•;��.7 z`' � enpected to owe on that Chaage Date in substanHally equal paymenu by the matur:ty date at my new interat rate.Tix rauit of this calculadon "-
<br />_,,;;�r���::�.`:'"' wdll be the new amount of my monthly payment. _
<br />:-�+=''7eY='�=�•�,..;w (D) I1si�oulrtcnriR�kCV�Ea '
<br />'"�7`��M� � '[4�e interest rate I em required to pay at the first Change Date will not be grwter than 8•25 4i or lus ehan � rr-
<br /> _�"T„T= �� ri.Thercafter,c�v interut rate will ncver be incrtased or decreased an uny single Chnngc Date by morc thnn TW� I �
<br />��'�`s'�.�=s=�;„ � z.0 from the i ase c f inierrst I havc been paying(or the preceding nvelvc months.The minimum interat rate on this loan wfll nevcr br '
<br /> -=�14T,g�--'J'�' � las than 4•25 %a and the manimum interat rate wiil nevcr be gr�tcr than 11 .25 e,y, I _vf.
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<br /> �� (L� Ef(ativs�a1e o►Civaev -
<br /> �,�,. � , (vfy new interat mte wfU become efFective on each Change Date.I will pay the omoun�of my new mont hly p�yment be�inning on the first i `
<br /> ���'�:;`;' monthly payment date after thc Change Date unt[I the nmount of my monthl
<br />=__.; ;;�•. y paymsent changes agaEn.
<br /> �,Li,�;�� (B► NotkeotChaa�p
<br /> �'�- • ' The Note E�olderwill maIl or deliver to me n nodce before wch Change Date.The notice will advise me of:
<br />`.�' ^��' (i) the new interest rate on my loan as otthe C'hangc Uatc; I
<br /> ..y•_
<br /> �=ti-..,;� (ii) the emount of my monthly payment foflowing thc Change Datc; - _
<br /> "°� • � Qii) any additional mntters which the Note Holder is required Yu disclose;ond �
<br /> .-`•F;,;i�:• ' 'r, I '
<br /> �;;,{, ,� . (iv) the address of tht association you could contact regarding any yuestions nbout the adjustment notice.
<br />,;.;-.• �
<br /> - `" B. CHARGES;IAENS I ,,
<br /> `�;`r' • � ' " Uniform Co�ennnt 4 of the Sccudty Instrument is amended to rcad ns follows:
<br />-:�,;;�;�::.::. ..
<br /> _f•.-,�,-:,, �. C)JfwYat Len�.8oaower shall pay nll taxes,auessments,and other charges,fina,ctnd fm{��ittons:titributable to the Prope c� �":irh r�e� �
<br /> ."`b �� �ttain a priority over t7�is Security[nstrument,und lcaschold payments of ground rents,if uny,in lhe manncr prov(ded under paragi��' :•.v:
<br /> ' `! or,ii not paid in such n�anner,by Botta�ver making paymcnt,whca due,directly to the payee thercof.Qonowe�shutl promptly furnish Lender �
<br /> � - � • � '��- "• all nodca of amQUnte due under this paragmph,and in the event Bonowcr shall mekc�ayment directly.Bonower shsl!prompdy furnish to �
<br /> :��:s���:; � Lender recefpts evidencing such paymenu. t3ottower shall promptly dischatge mny iien which has priority over th(s Secudty Instrument;
<br /> however,Bonower shail not be renufrecl to discharge any such lten so lon�as Borrower. (a)shall npree in writing ro the paymrnt of the i
<br />- _ obligntion secuted by such lien in the mnnncr ncceptable to Lender;(b)shaU In�oo�falth contat such lien by.or defend ngainst enforcement of I
<br /> _... _ such lien in,legal prnceedings which in the opinion of Lender operate to prevent the enforcement of the Ifen or forfeiturc of the Property or nny �
<br /> ' ' _ pan theuof;or(c)sliall secure from thc holder of such lien nn agrcrment in a farm satisfnctory to Lender subordinating such lien to �his
<br /> '`' _-- - °---�••-_-•----
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<br /> If Lc�tdcr deicrtnina that oll or any part of the Propeny is subject to n lien whfch may utwin a priority over this 5ecurity Instrumcnt.
<br /> � Lender shall gtve Eiotrower n notice idrntifying such lien.Borcoucr shnll satisty such lien or take ane or more of the�ctions set fortB aboce t.
<br /> _ ', within ten days of the giving of the no[ica �
<br /> G N10'1'ICE
<br /> . Uniform l`o�•enanx 14 of the Security tnstrumeni is nmendM to read ns fatlows: '
<br /> - .. 14. Notice.kscept far any naticc required under applicable law to ae gi�•m in another manner,(n)nny notiee to F3orrower providcd for in this �
<br /> " Security Instrument shafl be givcn by dclivcring it or by muiling it by iirst class mail[o Ilorrower nt the Properey Address or ac such other addrcss
<br /> .• as tiorrower may designate by notice to Lender os provided herein,und(b)nny notim to Lender shall bc given by first class mail to l.endcr's
<br /> . . address siated herein or ro such other uddress as Lender may designate by notice to Dorrou•er ns provtded hcrefo.Any notice provided for ie�his �
<br /> -��" ` Security Instrument shail bc decmcd to have bcen given to liorrox•er or L.ender when given in the manncr designatcd her�in. '
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