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<br /> =.��,,�,;�;„�:; '�Q(3ETHER WITFI nll the impravements no�v�ir hereal�cer er�:cted un the property,and all eusements,nppurtenances, __
<br /> --��""�°'���p� and fixtures now un c�r�nftcr n part of the pr��perty- All rcplacem�.nts und additfons shi�ll nlso h. cnvcred by thiy Secueity
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<br /> -_,�.±.1_��„t�.•,M_,��,;v_ Lnsimmcnt. Al!af the foregoin�is rc[errcd to in lhis Sccurity Instrumcnt us thc"Property." __
<br /> -_�,���,,,��— BORROWBR I:OVENANTS thnt Borrnwcr Is Itiwfully sclscd of[hc c.tatc henby convcycd zuid I�as�hc right to grant ,. �-
<br /> -� - ��-•�� nnA convey the Yroperly and that the Properiy Is une�zcumbered.exccpt for encumbrances of recard. Dorrower warr:uus uncl -��'
<br /> -----"""°"' wlll defend genernlly the titic to the Propeny��guin,►++11 cic+im�.�ud demards,stit+ject ro i�ny encumbrances of record.
<br /> =�"-.-'""'�'^="� THIS SECURITY 1NSTltUMBNT combines unlfarm cuvenants for national us� nnd non-uniform cavenunts with _
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<br /> �•�"�,^��:;,,;;;.�t3� limited variadons by jurisdiction to constitutc a uaifonn sccurity instrument covcring re�►1 property. ��.
<br /> _ .�,_,,;,,�„�-�{=�''��'`, UNIFORM COVENAN7`S. �oreowcr and Lendcr covcnant a�id agrcc as followc: ,
<br /> ��*-'�'-`'•�•"����''�`��• ` 1. 1'uyment otPrincips►1 and Interest;Prepayment nnd Late Cl�nrges. Rorrowcr shull promptly pay whc�duc the „�--_
<br /> _::.��u_..,..u..1a `.
<br /> �=-���,�_��;�;_� ` pri�icipnl of nnd interest un the debt evidenccd by thc Notc imd any p�payment and late charges duc und�r the Nute.
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<br /> .-�.:;,�r-�,;�;� 2. T�nds for'Ilixes u�d Insuranee. Subject to applicable luw or to a written waiver by Lender,fiorruwer shaU pay ta � �
<br /> .°;s;�e,;v;:�;+�??y Lcnder on thc day monahly payrnents urc duc under the Note,until thc Nota is paid in fuU,a sum("Funds") fur.(u)yeculy ;�R,
<br /> :�_ ::ti.-- �_ ettrl tlood �
<br /> _ ;�_:,�. �•+ tnxcs and assessments which may nttain priority over this Seeurity Instrument us a lien on[he Property;(b) yeldy leosehold
<br /> '�='`►,�'`'`�k.-.., 1 n.ents or ground rents on the Property, if any; (c) yeurly haz��'d or properry insurancc premiums; (d) y y ���-
<br /> -_��+�:;F�,.��';.rn�;:� asurance premiums,if 1ny; (e) yeurly mottgage insurance premiums, if any;and(� any sums payable by Borrower ro ,� , ,
<br /> - - _�' L.ender,in accordance with the provisions of psuagraph 8,in lieu of the payment of mortgage insurancc precniwns. These �
<br /> -""'�"""�°""'�'�+�` items are callesl"Escrow ltams" Lender rnay, at uny nme,collect and hold Funds in an amount not to exceed the maximum
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<br /> �••���.t+i�:==''`- � amount a lender for a federaUy related mortgage loan muy require for Borrower's escrow account under the fedeml Real '��J _
<br /> -""-s""'�°`''`"'�'��`' Estate Settlement Proceduns Act of 1974 as amended from G�ue to time. 12 U,S.C. �2601�t seq.("RESPA ), unless nnother „:'��.t^r:. .,�__
<br /> v�`-�"'`�'�''�' � luw that applies to the Funds se[s a lesser amount. If so,Lender may,at:uiy time,collect and hold Funds in an amount not to ' '`.,:, :
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<br /> `'"�,"`,`'a"`rw�t r exceed dic lesser amount. Lcndcr may cstimatc thc arnount of Funds due on thc basis of current deta and reasonable �,,,,... _ �
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<br /> �_��,; � . � estimates of expenditures of future Escrow Items nr otherwise in uccordance with apPlicable law. _.—
<br /> --- --=-• �'� 'The Flmds shall be held in un institution whose dcposits are insured by a federnl agency, instrumentality. or entiry , ±;��,
<br /> _"4+w�i.,. . _
<br /> (including Lcndcr, if Lender is such an institution)or in any Federal Home Loan Bank. Lender shall apply the Funds to pay ;: -!�����,__
<br /> ��'�,�� "��'� �• the Gscrow Items. I.ender may not chnrge Bortower for holding and applying the Funds, annually analyzing the escrow . F � �
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<br />_:,�r�! � '°�;`:,•, _,�, account, or veri fying t he Escro w I t e m s, u n l c s s L e n d e r p a y s A o r rower interest on the Funds and applicable luw permiGs ,�i..,_�
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<br />-':�,;4`.,,., �.•. Lender to m�lc�such a charge. However,Lender may reyuire Borrower to pay a one-time charge for an in depen den t rea l
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<br />:`;y�^,,:,;.,�,. esu►te tax reporting service used by Lender in conncction with this loan. unless upplicable luw provides othervvise. Un ess an •-� �: —
<br /> �•�'�,'�r;t`�` .• agreement is madc or applicablc law rcquires interest to be paid,Lender shall not be required to pay Borrower any intcrest or
<br /> L='����"+'« eamings on the Funds. Borrower and Lcrtder may agree in writing,however,that interest sh;tll be paid on►he Funds. Lcndcr •i �
<br /> ::�;,;;;���,;� _�. ;h,al1 b6v�to L'o::��u=r,Witlln�rt rharer.,an nnnual uccounting of the Funds,showing credits and debits to the Funds and the _,�—
<br /> purpose for which each dcbit to the Funds was mude. 7he Fuiids are pledgca as aduiiiu��ui aai.u�d'y:%; W�1::�::-=�'�f`=�h% —
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<br /> .,.;�. '~ ,�`:, this Sccnrity Instrument. p
<br />,_;:-t�;i<'�;:a: �.,�.-� , If the Funds held by Lender exceed the amounts permitted to be held by applicablc law, Lender shall account to ;�
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<br /> .� .�,�.,�s;,,,,-. �-` � Dorrolver for the excess Funds in sccordance with the requirements of applicable law. lf the amount of the Funds held by _
<br />:"`���i++ss+tt,-L'�., �� � Lender at any time is not sufficient to pay the Escrow Items when due,Lendcr may so notify 8orrower in writing,and,in
<br /> ,r.r.:..:... ' . -
<br /> Y such case Bonower shall pay ta Lender the amount necessary to make up the deficiency. Borrower shall make up the
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<br /> •r+a,����;t,��'��___ � , deficiency in no more than twelve monthl�paymen�s,ut I.ender s sole discretion. �-
<br />�-.�r"�;;k`;'";".N'�' Upon payment in full of all sums Secured by this 5ecurity Instrument,Lcndcr shaU promptly rcfund to Borrowcr any �;'
<br /> ;"�l�'�J'""•'""�l•�''� � �unds held by Lender. If,under pamgraph 21,Lender shall ucquire or sell the Property,Lender,prior ro the acquisition or s�
<br /> '�" �"'�`�"^'�" sale of thc Pra c shall a 1 nn �nds held by Lr:nder ut the timc of acquisi[ion or salc us a credit against the sums
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<br /> �y�.-�:.;. ;; � secured by this 5ecurity[nsuument. ;
<br /> 3. A ltcatton ot Pa ments. Unless applicablc law providcs othenvisc,all payments rcccived by Lendcr undcr r ,
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<br /> -� ==��r�'"' paragraphs 1 und 2 shall be applied:�rsc.to any prepuyment charges duc under the Note;second,to amounts payable under s., �� '
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<br /> �-�_mi,•-- -• .. ppru�aph 2:third.to intenst due;fourth,to principal due;and last,to any Late charges due wider the Note. ., k
<br /> -1^�'�-- - =- . ..,. . 4. Charges;Liens. Borrower shall pay all taxes, assessments, charses, fines and impositions attributable to thc ,,;� �a;;��
<br />���r•��"�`�.".`.. � ' Pro rt �vhich ma attain riorit over this Sccurity Insuument,and lcasehold pnyments or ground rents,if any. Borrowcr
<br /> �..n�.. .._.., Pe Y Y P Y �,�_ . ��
<br />:'�;h;;�' • , shall pay dtese obligatians in the manner provided in paragraph Z.or i f not paid in th�t manncr,Bonower shall pay them on
<br /> '�`�`�"'�'` �� ' time directly to the person owed payment. Borrower shull promptly furnish to Lender all notir,cs of amuunts to be p:ud under �
<br /> �.�:� _
<br />'a�;,:.:�.. .: . .. . this para�raph. If Borrower makes these paymcn¢s directly,Borrower shall promptly furnish to Lcnder receipts evidencing '' ., ' :i�`
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<br /> the payments.
<br /> ° � Borrower shall promptly discharge any licn whidi h�s prioriry over this Security Instrument unlcss Burcower:(a)agrces ,,^
<br /> • "- ' • in writing ro the payment of the obligati�n securcd by thc lien in a manner acceptable to Lcnder:(b)contesu in good faith the . - •:�a' ,t,'
<br /> ' " lien by,or defcnds against enforcemcnt of the lien in,legul pcocecdin�s which in the Lcnder's opinion operatc to prevent the , 1
<br /> �" enforcement of the lien;or(c)secures from the holder of the licn an agrc:ement satisfactory to Lender subordinating thc lien � •i�'.
<br /> to this Security Instrument. If Lender determines thnt any pan of the Property is subject to a lien which may atiain priority {;'��
<br /> _ •• ,� ���•. over this Secunry Instcument,Lender m:�y give Borrower a notice identifying the lien. Bonowor shull satisfy ihe lien or take ,,p�
<br />� one or more uf the actions set forth above within 10 days of the giving af notice. • ��;���
<br /> - - . 5. HazutYi or Property insurance. Borcower shall keep the improvements now existing on c�reafter erectcd on the ��
<br /> '`•� '' Property insured against loss by fire,hazurds included within the te►m"extended coveragc"and any otl�er hazards,including , ; �
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<br /> ` "� �� floods or floodin�,for which I..ender requires insuranee. This insurance shall be maintained in the amounts und for the •�-,�
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