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y. <br />200411881 <br />39433 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />- BORROWER - BREPA L. FUGITT - DATE - <br />Witnesses: <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUK En wmx 06 /10 /2004 (Page 13 of 14) <br />V <br />