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When record rer'» to: EXCLUSIVE SETTLEMENT SERVICES, INC. 600 COMMERCE DRIVE, SUITE 610 CORAOPOLIS, PA 15108 (412) 262 -4199 [Space Above This Line For Recording Data] DEED OF TRUST F'UGITT LOAN #: 39433 DEFINITIONS PIN: MIN: 100304300000434725 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 3, 2004 together with all Riders to this document. (B) "Borrower" is BRENDA L. FUGITT Borrower is the trustor under this Security Instrument. (C) "Lender" is HOMELAND MORTGAGE COMPANY Lender is a CORPORATION organized and existing under the laws of INDIANA Lender's address is 600 E. CARMEL DR., #110 CARMEL, IN 46032 (D) "Trustee" is STEWART TITLE GUARANTY COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated DECEMBER 3, 2004 The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 00 /100 Dollars (U.S. S 104, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2035 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 DocUKNEI (Page 1 of 14) DOCUKNEI.VTX 06/10/2004 .4 Ir m = > n cn p fr1 'n M n CA = ��s o —! ry n Z � �h\ ET to ��' rn n � rn p� t=n Z'' rn ° p n Cn ___.I �� ° ' C=) U, 5 Cn p 1 N D Cjp Cil ~ co Z O [Space Above This Line For Recording Data] DEED OF TRUST F'UGITT LOAN #: 39433 DEFINITIONS PIN: MIN: 100304300000434725 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 3, 2004 together with all Riders to this document. (B) "Borrower" is BRENDA L. FUGITT Borrower is the trustor under this Security Instrument. (C) "Lender" is HOMELAND MORTGAGE COMPANY Lender is a CORPORATION organized and existing under the laws of INDIANA Lender's address is 600 E. CARMEL DR., #110 CARMEL, IN 46032 (D) "Trustee" is STEWART TITLE GUARANTY COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated DECEMBER 3, 2004 The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 00 /100 Dollars (U.S. S 104, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2035 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 DocUKNEI (Page 1 of 14) DOCUKNEI.VTX 06/10/2004 .4 Ir