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<br /> '• '�'O�ETHEli WITH aU the impi•ovenients now or hercafter crected on the property, md nll casemenit,appuncnareccs, nnd
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<br /> � fixtures now or licrcaRcr u part of ihc properry. AU rcpinccmcnts iind additians shull ulso hc cuvcral by this Sccurity �,,:,i,;°,.,',:.,,;�p�; —
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<br /> - � Instrument.All nf the foregoin� is rcfcrrcd ro in this Sccurity Instrument ati thc "Properry." � ;•,- �::;h—
<br /> - f30RROWFiIt COVENANTS that p�urowcr is lawfully sci,cd uf tl�c c�u�tc hcrcby cunvcycd und hasthc right to grant snd " � ?,
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<br /> - � canvey the Propeny and that th�: Property is unencumberecl,except for encumbr��nces of record. Horrower w�irrunts and will , �
<br /> � �• dcfcnd genccaU}•thc titic to thc Property against all rlaims�tnd drmnndz,�ubjcct to any cncumhrmrcy��f rccnrd. -
<br /> THIS SECURITY INSTRUMENT c�iimbincs uniform covcnants for nati�nul usc and non-uni(orm mven.mts with limited �'��r`.r'"`-
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<br /> • v;ui;ition�by juri�diction to constitute a uniform security instrument covering real pmperty. 5�`��.�,��;�'��;��_.
<br /> F . UNIFORM COVcNANTS. Horrowcr and l,c�idcrcovenant and a�rcc us followti: .�,,,,;•.,
<br /> � 1. Pnymcnt oP Principnl and Interest; Prepuyment and I,atc ChArqes. Borru�vcr shall promp�ly puy�vhcn duc thc •'��" ' �'��is'�"%"-_
<br /> principal oFnnd interest on thc debt evidenced by the Note and any prepaymcnt and lute cha�gcs due undcrthc Nate_ ?' �•,'>.,`. =•�_
<br /> . . .. " 2. Funds fnr'Cuxes un�i I�uurwice. Subject to upplicahlc I�w c,r to a writtcn waivcr by I.endcr. Barrowcr shall pay [o :�.'. ' � _—
<br /> _ � Lcndcr on the da monthl .� ments are due undcr tl�c Nntc,until the Nntc is aid in full,n sum("Funds')for:(a) yearly Qaxes • �-L '.� �•�==_
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<br /> . and asscssnients which may uttain priority ovcr this Sccurity Instrument us a lien on thc Property: (b)ycurly Icaschold payments ' +;��.,�:-:
<br /> B P Y� Y Y P p Y P Y P �����"���
<br /> � or round rents on the Pro en if an ;(c)yearl h;uard or ro ert insur,mcc rcmiums;(d1 yearl flood insurance remiums, hr • � �"'
<br /> if any; (e)yearly mortgagc insur,mce prcmiums, if any; and(� any sums payable by Borrowcr to l.endcr,in accordance with �'• � ;�,;:
<br /> the provisions of paragruph S, in lieu of'the payment of mortgage insurance premiums. These items are called "Escro�v ltems." µ' '•'�-::••--' '
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<br /> Lcnder may, :u any timc, collect and hold Funds in nn amonnt not to excced the maximum amount a Icndcr for a fedcrally :.,,;_,_,__ �
<br /> , related mortgage loan may reyu -e � •r Borrn er's ex� ���� accuuni under lhr feJerul Reul Estate Senleme�t f'rocedures Act of •=f''":'s•� `--
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<br /> ;;;: 197Q us amcndcd from time t� !�sr.e, l2 U.S.�. Scction _'b.11 rt s�,, ("RESPA"),unlcss unothcr law that applics to the Funds �r�,,.;,,,;-•'_:=��:
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<br /> - sets a lesser amount. If sa, Lender may, at any time, coUcct anJ hold Funds in an amount nnt to excceci the Ie�scr amount. :4��:;;��y
<br /> - I Lender may estimatc the amount of Funds duc un thc basis of currcnt datu and re:isonablc cstimatcs of expenditures oP futurc •• , ,�,1� '. -
<br /> Escrow Itcros or othcrwisc in accordancc with.ippliruble I.iw. �'�:�''''_'-
<br /> � The Funds shall be held in un institution whose deposits are insured by a fecleral agency, instrumentality, or entity ,_ .`� i'
<br /> I (including Lcnder, if Lendcr is tiuch an institution)or ii�any Fcderal Homc Loan Bank. Lendcr shall apply the Funds to pay the t�5����•.1'""�"��,�:
<br /> , I Escrow Items. Lender may not charge Bo:rower for holdin� and upplying the Funds, annuully unalyzing theescrow accuunt,ar '�,��:G�ji',�r�i.�
<br /> , veriiyins the Escrow Items, unless Lender pays Bocrower interest on[he Funds and upplicable law permiu I.ender to make such �. r
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