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200411842 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />Condominium Rider. <br />(Seal) <br />GAR D. W CK <br />(Seal) <br />(Seal) <br />(Seal) <br />(Seal) <br />A IECK <br />(Seal) <br />(Seal) <br />(Seal) <br />=0 8R (0008) Page 3 of 3 Form 3140 1/01 <br />