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200411843 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Seal <br />GARY D. WI K <br />Seal) <br />�JWIECK��/ <br />(Seal) — (Seal) <br />(Seal) (Seal) <br />(Seal) (Seal) <br />� ©6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />