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<br /> - . TI3'IS AD1U5(?'18LE RATL'lt3DER is made �
<br /> `"- ?�`�'-'?��� ,�?ciiseaeort�nratediiitoartdsballbedeemcdtouniendandsupn!en��}(;�t��L'�or���,�cof(�i��,?�,�e�teglccnby�hcufidetsi�,ncd ['�:_.
<br /> ,���t1't�h�n���F��Fl��rawe�s Note(t�he"Note'')to _�.._.. '-
<br /> _--_�,�V� (Qie Lender )of the same date and covering the property descnbed in ttie Mortgage and �.-
<br /> T�� io�tc�f at_.... ���
<br /> �� 4�'�1� I'If.ilAi4 I ANk G�tAPd[) ?Sl_�1Np fdE
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<br />__-=--=_-'�'s SF.F. F.XttIBITi "A" I'OR LGGAZ. It�rop:r�y Ad�;J ___
<br /> - THE Nty!'E CUNTAINS PROVISIONS ALLOWIMG E�OR �HANGFS IN THE INTEREST RA►'CE ANU THE "`
<br /> _�,,�� PAYMCN'['S�.THIE NQ{I'E LIMITS TIiE NlAXiMUM INTFR.FST RATE'THE BQxtRO�WER MUST PAY. �
<br />------ A�Dpi'C'SON�I.00VENAN'i`5: In addition to the covenants and agreemcnts made in the Mort�agG Borro��cr and L,endcr �r�.
<br /> -� -- fUnher covenant and agrce as follows: ---
<br /> -_—,,.:�� INTElPFST CHANGH:ti �.�
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<br />:�".�`-.--: _� Ghr�lge [?Atcs �'�
<br /> -- 01. 9� �"'�
<br /> - The intcrest rate Borrower will pay may chunge on the Grst day of .
<br /> -��:r:�:==.��
<br /> ,�:�;,�,:�;t� and on tlic t7rst day of each qu�rter after that date unul the maturity date.Each date on which the rate could chaiige is calied [_."`.`:
<br /> a"Cliangc Date"
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<br /> ="'�a� ?�IC��II�t� -_-=-
<br />-�����i� 7'i�e int�rat rate is bascxi on an Inde�c.The"I►zdex"is t(�e 91-day Tirasury bill rAte(established past auction average on a discount _
<br /> .�;., basis, caundcd to the nearest.IO�;o)).
<br />;=;:� �� - _.
<br /> �=�;'�� The Index on the date of this Note is i'��� �o. W
<br />-�v�. :x.
<br /> ai`��%° G�kul�tlon otCl�soges
<br /> _.M_� On each Ch�nge Dat��e l.�ndcr�viU calculatc the ne�v intec+est rate by adding "'���
<br />_._._,-��s°.: ��
<br />-��':'�'��� percentage point(s)( `�� °lo)to the Cuerertt Index; howe��er,the interesc rate�vill never b�greaeer than '' �" �Io.
<br />__.�°:yr.^..'� _-
<br /> """" The amount of the scheduted payment will not chang�Increases in the interest rate may cause the�inal payment ta increase. `
<br /> ��_��� Borrmver may actcnd the payments for up tr,six months. �
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<br />-` -�°'^ :; Noli�e ot C��eRes �Q-
<br />-�"�'�`��' The l�endcr�vil!send Borrourr a noticr once a year.The notice�vill include:the curnent and prior index valuc�s and intcmt - "�"
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<br /> -= � rates,the laan balance and the payment amount necessary to pay thc loan in full by its stated mat��riry dat� �
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<br />`_°�.rc,�;:, E31�'�1GN WG BEIAW Borroti�•er accepts and agmes to tt�e terms and covenants contained in this Adjustable Rate Rider_
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