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<br />DEED OF TRUST MODIFICATION AGREEMENT
<br />(Future Advance Provision)
<br />THIS MORTGAGE/DEED OF TRUST MODIFICATION AGREEMENT made and U
<br />executed this 3RD of DECEMBER, 2004, by and between ROBERT J NIEMANN AND
<br />JUDITH G NIEMANN, HUSBAND AND WIFE , hereinafter referred to as `Borrower ", and
<br />HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,
<br />hereinafter referred to as "lender ",
<br />WITNESSETH:
<br />WHEREAS, Borrower did execute a certain Deed of Trust dated APRIL 13, 2003, filed
<br />of record on APRIL 18, 2003 in the HALL COUNTY REGISTER OF DEED'S OFFICE OF
<br />HALL COUNTY, NEBRASKA as DOCUMENT # 0200304786 described as:
<br />LOT ONE (1), BLOCK THIRTY SIX (36), IN CHARLES WASMER' S ADDITION AN
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />WHEREAS, such Deed of Trust does not contain a provision regarding a right to future advances
<br />to be secured by such Deed of Trust;
<br />WHEREAS, Borrower has requested that Lender make an additional advance to be
<br />secured by such existing Deed of Trust;
<br />WHEREAS, Lender is willing to make an additional advance to be secured by such Deed
<br />of Trust provided there shall have been no filings of record subsequent to the date of the
<br />recording of that Deed of Trust hereinabove identified;
<br />WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust
<br />identified hereinabove to provide that it shall continue to secure the presently remaining
<br />indebtedness and the additional advance and future advances from and after the date hereinafter
<br />specified;
<br />NOW, THEREFORE, it is agreed:
<br />1. Incorporation of Future Advance Rights. From and after the date of the execution
<br />of this Deed of Trust Modification Agreement, the indebtedness secured by the Deed of Trust
<br />described hereinabove shall secure advances made concurrently herewith and future advances in
<br />accordance with the following provision which shall hereafter be deemed to be a part of such
<br />Deed of Trust:
<br />Future Advances. Upon request of Borrower, Lender may, at its option, make additional
<br />and future advances and readvances to Borrower. Such advances and readvances, with
<br />interest thereon, shall be secured by this Deed of Trust. At no time shall the principal
<br />amount of the indebtedness secured by this Deed of Trust, not including sums advanced
<br />to protect the security of this Deed of Trust, exceed the original principal amount stated
<br />herein, or $112,458.82, whichever is greater.
<br />2. Continuing Effect. Except as specifically modified by this Agreement, all other
<br />terms and provisions of this Deed of Trust hereinabove identified shall remain in full force and
<br />effect.
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<br />DEED OF TRUST MODIFICATION AGREEMENT
<br />(Future Advance Provision)
<br />THIS MORTGAGE/DEED OF TRUST MODIFICATION AGREEMENT made and U
<br />executed this 3RD of DECEMBER, 2004, by and between ROBERT J NIEMANN AND
<br />JUDITH G NIEMANN, HUSBAND AND WIFE , hereinafter referred to as `Borrower ", and
<br />HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,
<br />hereinafter referred to as "lender ",
<br />WITNESSETH:
<br />WHEREAS, Borrower did execute a certain Deed of Trust dated APRIL 13, 2003, filed
<br />of record on APRIL 18, 2003 in the HALL COUNTY REGISTER OF DEED'S OFFICE OF
<br />HALL COUNTY, NEBRASKA as DOCUMENT # 0200304786 described as:
<br />LOT ONE (1), BLOCK THIRTY SIX (36), IN CHARLES WASMER' S ADDITION AN
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />WHEREAS, such Deed of Trust does not contain a provision regarding a right to future advances
<br />to be secured by such Deed of Trust;
<br />WHEREAS, Borrower has requested that Lender make an additional advance to be
<br />secured by such existing Deed of Trust;
<br />WHEREAS, Lender is willing to make an additional advance to be secured by such Deed
<br />of Trust provided there shall have been no filings of record subsequent to the date of the
<br />recording of that Deed of Trust hereinabove identified;
<br />WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust
<br />identified hereinabove to provide that it shall continue to secure the presently remaining
<br />indebtedness and the additional advance and future advances from and after the date hereinafter
<br />specified;
<br />NOW, THEREFORE, it is agreed:
<br />1. Incorporation of Future Advance Rights. From and after the date of the execution
<br />of this Deed of Trust Modification Agreement, the indebtedness secured by the Deed of Trust
<br />described hereinabove shall secure advances made concurrently herewith and future advances in
<br />accordance with the following provision which shall hereafter be deemed to be a part of such
<br />Deed of Trust:
<br />Future Advances. Upon request of Borrower, Lender may, at its option, make additional
<br />and future advances and readvances to Borrower. Such advances and readvances, with
<br />interest thereon, shall be secured by this Deed of Trust. At no time shall the principal
<br />amount of the indebtedness secured by this Deed of Trust, not including sums advanced
<br />to protect the security of this Deed of Trust, exceed the original principal amount stated
<br />herein, or $112,458.82, whichever is greater.
<br />2. Continuing Effect. Except as specifically modified by this Agreement, all other
<br />terms and provisions of this Deed of Trust hereinabove identified shall remain in full force and
<br />effect.
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