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L�1•.c.�...:L:. .. _ .. . <br /> .. _ ' ' '-_'-__ "._._ _ __ ' _ _' ' _ _"' _ ,_ ' ' _ <br /> .: �:nL1R.+a�3rn' u00.w7�4tI'uE�� ' , . ........ ... . . . ... .... .... . . . . __._. ._' _.' __ __._._. . _. _. __ .. _ __ __ ... _.___ . . —_ <br /> ,.--,._. �.,.F ,,-.,.�.,-.'��'��'F.fqtrx�trc�l.rraa..: �k+ �4 �� .rl..n x.s s�;ic;:«:w,�f�_.�,r.,�,r i++.�._.a 4F�����r. .rv3us:.� - -.>,:sE.�.+�.a�a.r� . <br /> ,.� . � z . <br /> ... . <br /> . .. ._.._. _..s. ----,___._ <br /> --- _ .. ... . _. _..--�--. . .. _ ._ •�-�i-n, <br /> . _. . . �..9- �- <br /> ' ' :_��! ���a`.b��D u� ' <br /> �,:I":!."r+:!v'T4':.•�-i . .. ,^� � <br />-`�'_��-_?-=r_��� 5. Nazt�r@ or �'o�rerty Insurunce. Durrawer shal! kecp thc imprmements nnw cxisting or hereaftcr crectcd on the ____ <br /> . =---_�-����- Pri�porty insured lgainst lo;s by i'irc, hat��rds included within tlie terni "extended rnvcragc" .md any othcr haruds, including <br /> •r'ti;�'�::�'. ,� ' � __ - <br /> ___ aY,.•.,,,�,, tlaods or tloadin�, fur wl�ich[.cndcr rcyuires insurancc. This insurancc shall bc maintaincd in thc amounts and for thc periods <br /> '—__ that L.endcr rcquirc9. Ti:c in�urancc carricr providing thc insurancc shall bc choscn by porrowcr subject w l.cndcr'ti approv�l ' <br /> '<,.. . <br /> �:�.��� '..-� which tihall not be unreasanably witlihcld. If Dormwcr fails io maintain covcragc dcscribed cibnvc. [.cnder may, at Lcnder's � _-,_ <br />� -. .. _�: <br /> ��� '°"'�='a aption,obtain covem�c tu protcct Lender's riglits in the Propeny in acwrdance�vitfi paragruph 7. _ '"`" <br /> �� � ="����� All insurance policies and renewuls shall be acceptable to I.ender and shall include a standard mong;age clause. I.ender r'.• ° . <br /> �'`.°�iik7.���:i� shuli have thc riglit to hola thc policies and renew:►Is. lf Lendcr rcquires,Horrower shall pramptly givc to Lender:dl reccipts of " �� '�"_ <br /> -r,���ky��' paid prcmiums and renewal notices.In thc cvent af loss,Borrower shall give prorupt notice to the insurance carrier and L�:ndcr. . � <br />-�;`r,�y'�v�a:c.^'" Lender may makc proof of loss if not made promptly by Borrower. . °' <br />�t:�;�a.��``� Unlcss I.ender and Borroaer otherwisc agree in w�iting,insurnnce proceeds shull bc applicd to restoratian ar repair of thc � <br /> . �: ' <br />-y'`�'"��'s��c� Property damaged,if the restoration or repair is economically feasible and Lender's sa:curity is uot lessened. If tha restoration or .� �.,� <br />_.,�.xai•r:� e:--. �'`� <br /> �,��,.� repair is not cconomically fcasiblc or Lendcr's security would be Iessencd, the insurance procccds shall 6c applied to the sums ..., .,�,.}F <br /> '__irny_�L. .vi <br />'�''�`._:�;���..;,_�� sccured by this Securiry Instn�ment, whether or not thcn due, with any excess paid to Borrower. If Borrower abandons thc <br /> i�F4r(����:� 4� .. I� <br /> ;;,,:.,.�,;, .,:,;.,� Propcny, or docs not answcr within 30 dnys a notice fram Lender that thc insurance carricr has offered to setQe a claim, thcn � ; <br />-- Lender may collect tbe insurance proceeds. Lender may usc the proceeds to repair or restorc thc Property or ta pay sums i <br /> .;:�I,••„� .., secured by this Security[nsnument,whether or not then due.1'he 30-day period wiU begin when the notice is given. „ .,,,,� _ +�^ <br />��:r61°'��� ��•• Unless I.ender and Borrower othenvise agree in writin�, any upplication of proceeds to principal shall not extend ar '+� � <br />-��',.t ii.., 4, ` °� <br />` `3"��1���� postpone thc due dnte of the monthly payments referred to in paragraphs 1 and 2 or change thc amount o(the paymcnts. If ;A:�r ...:;._.-__ -..� <br />-� ��`°�t`��'� � under ara ra h 21 the Pro ci�t is uc uirecl b L.ender, Bonower's ri ht to an insu�ance olicies and roceeds resultin from = �'`'�' <br />- . . P s P p Y �1 Y G Y P P 6 ,,. ,..:.;.�,:,. <br /> ,�;.`,�y�,;, ..,., dnmage to the Property prior to the acquisition shall pass to Lender to the extent of the sums sccured by this Security Instrun►ent �^w.. �`—... <br /> �=�.:.�: . � <br /> �y immcdiatcly prior to thc acquisition. .� -- <br /> �� 6.Occupancy,Preservutton. Mnintenynce and Protection of the Propert3•;Borrower's I.aAn ApplicnNon;Leuseholds. .;� <br />. t.� ��.V, <br />'`"'�t'�`-+��'' �� Borruwer shall occupy,establish,and use the PrapeRy as Dorrower's principal residence within sixty days after tfie execution of �. --- <br /> .« _y;���-� <br /> �;�'t;;;,�,r= • this Security Ins[rument and shaU continuc to occupy the Property as Horrower's principal residence for nt lcast one year ufter ., .�,,,� <br /> <:,a"�" ,.� <br />__.�_{,;�:;.,� :;, the date of occup:uuy,unless Lender othenvise ugrees in wriiing, which consent tihall not be unrcasonably �vithheld, ur unless '�a ,�:•..�--• <br /> ..},,�;.. exteoivating circumstances exist �vhich are beyond Borrower's co�itrol. a�rro�ver shsll not destroy, darnaFe or impair the ra;° �' <br /> ;,:;F;•:•� � Property, allow the Property to deteriurate. or commit waste on the Property. Horrower shall bc in default if any forfeiturc ;����- <br />_ •���-`: ' w�.q�;;nf rn,rn��.���o, wh�ther civil or criminal, is be�un that in Lender'ti good faith judgment could result in forfeiture of the - <br /> ,::sF+x.��, , <br /> .:,.,:.;;��:.:. .� Praperty or otl�erwise materially impair the lien creuted by this Securiry Instrument or l..ender's security interest. eorrower may __ <br />_ :�. ,�,;: . . <br /> � cure such a defaul!and reinstute,as providui in paragraph 1 S,by causing the uction or proceeding to be dismissed�vith u ruling � <br /> -�.�.�,'�'" : thut, in Lt:ndcr's good faith dctcrminatiun, precludes forfcitum of thc Borcower's intcrest in dic Property or other material }:�:.i, :r, " - <br /> - 7`�;r�' impairment of the lien created by this Security Instrument or Lender's security intcrrst. Borrower shall 1I50 be in default if '.: `� <br />'.,y'.r.:..:. _ <br /> Bon•ower,durin�the loan application process,gave materially false or inaccurate information or statements w Lender(or failed <br /> `''��'�::'x� to rovide L.endcr with any material information)in conncction with thc lnan cvidcnced by the Notc, including, but not limitcd � - <br />--�..�r:;�_.�,.,..;.:,.r P <br /> ���;�`i;;"°"' � to, representacions concerning Norrower's occupancy of the Propeny as a principal residence. If this Security Instrument is on a N.� <br />''�.°`�"'`.�•••'�� Icaschold, Borrower shall comply witte aU thc provisions of the lease. If IIorrower acyuires fcc title to the Property. thc :,�; �a �,i <br /> •� -."'� <br /> ..�+�-.�,,.... .. <br /> ,.•..�,.,,,.,;.. . la�schold and the fee titic shall not mergc unless I..endcr agrces w thc merger in writing. .awf � <br />':::�''�;;;;' • 7.Protcction of Lendcr's Rights in the Property.If Borrawcr fails to perform the covcnants and agrcements contained in ?�` � <br />- � '`�•"' y 5 P S Y • € Y � � P Y � ` <br /> :.;ie,�r,,;��.. tliis Securit Instrument, or there is a Ic al roceedin that ma tii nificand sffcct Lender's ri hts in die Pro crt (xuch as a > <br /> `"�'.;.11�.t,1N�1•:t. .. ,1-..._�y .., <br /> . •• procecding in bankruptcy.probate, for condemnation or for(eiture or ro enforce laws or regulations), then Lender mny do and �..-. <br /> �.-..;.:,:,;�....,. .. ' ` '�•,�w�-..—;� <br /> _,__,_ pay for whatever is necessary to protect the value e�f the Property and I.ender's rights in the Propeny.C,ender's uctions may - .; <br /> `- � include paying any sums secured by a lien which has prioriry over this Security Instrument, appearing in cou�t, paying •�� - f�� +,, �'� <br /> --���.-�.'" <br />,--r.�,;,`,. ���� . <br /> ;__;,¢ ���: reasonable attorneys' fces and entcring on the Property to makc repairs. Although Lender may takc action ander this paragraph , <br />-'i`'''.'�'''�� 7, L.cndcr docs not have to do so. � � <br />--�..'..- . . 'sbursed b Lender under this paragraph 7 shall become additionul debt of Bortower secured by this ' • i? :`:_� <br /> A�iy nmoiints di y _ <br /> _.,, . � Security Instntment. Unless Borrowcr and Ltnder ugrce tc�other tcrms of paymcnt, thesc amounts shall bear interest from the �;;,_ <br /> ° ; , _ date of disbursement at thc Notc ratc and sh�dl be payablc, with intcrc�t, upon notice from Lcndcr to Borcowcr rcquesting � ,�,•�- <br /> payment. :�� <br /> 1� :,rt <br /> ' ' . S. Mortgu�;e Idsurance. [f Lender required mongage insurunee us a condition of making the loan secureci by this Ser.urity u ,,, <br /> ment Bonower shall a thc rcmiums rcquircci to maintain the mortgagc insurancc in effe�ct. If, (or any rcason, thc l �':� <br /> [nstru . P Y P �'' <br /> ��: • • mortgage insurunce coverage n:quired by LenJer lapses or eeases to be in effect, Sorrower shall pay the premiums reyuired to �+� • �. <br /> � obtain eoverage substantinlly a�uivalent to the mortgage insuranee previoutily in effcct,at a cost substnntially eyuivalent to the i ..^�_� <br />- _.... t/... . .� � . <br /> : - cost to Borrower uf the mort�age insurance prcvic�sly in efgect, from an altemate mongage insurer appruvcci hy Lender. If . ,+ <br /> :.. .. : . .. • <br /> ' � substnntially equivnlent mortgage insurance coveragc is not available,Borrower shall pay ro L.cnder wch rnonth a sum equul to . , + <br />-�•>: - one-twclftl�of thc yc:uly mort�agc insurancc prcrnium bcing paid by Borrowcr whcn thc insurancc covcra�e lapscd or ccascd to � , • '� <br /> :�... <br /> bc in cffcct. Lcnder will accept, use and retain thcsc payments as a loss reservc in licu of mortgagc insurancc. Loss rescrvc ' Y� <br /> -:•{s.-,,;'R- , Form 3028 9190 j '� <br /> - ' Pega 3 ot� � ,- ' <br /> ' i " j. <br /> � +r <br />.-. _ .. ` ¢`v� . <br />- ' - .._._._,'.-,—•---_-,�-..�.- ."-- .-.....: <br /> . <br /> ..--._'. -_ --—"'�.�-- —.^ar�_��- - -_ �... 1 ' <br /> " ' , .. . j, <br /> . . ., „ . <br /> , . ! <br /> ,. . .. •, ,� � .. i <br /> � <br />- � „ u � .. . ' �+ f <br /> „ , ,. " • i <br /> ' , � „ i <br /> . . . .. � � " A 1 <br />- . . � .. .. , ° �. „ .. .7::g�#Jj.? r ' ' ' ,t �_ <br /> . ., r <br /> ., „ ,. , ., � I <br /> " • .. ., • .i <br /> . • "�; • , . <br /> � . ,, . <br />'-; � .. <br />- 1 _. . <br />