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<br /> " 5. H�r.urd or I['roperty Insurnncc. Burro�vcr +hc►11 Iccc�� dw impruvcmcntti uow exlsting on c�rcaftc.ii�C`�cJ un Aie ;.Y_-'e=T=, ___--
<br />� Pruperty intiured aguinst los�. by firc, li.�r,udti inriudcd within thc tcrm "cxtcndcu awcra�:c" and any �thcr h.ti,irds, includin� _:�i,-�-��.�.��'�:
<br />�! flouds or fluuding. fur which lAndcr rcyuircy intiurancc. 'fhis insur�ucc�hall hc maintained in thc amounts and fc�r�hc periods n--���^
<br />� , that l.cndcr rcquires. 'fhc in�;urincc curricr prnviJiug�hc intiurancc 4hull hc duiscn hy Uorrowcr suhjcct to l.cndcr'� approvnl - -�:'-,��..-;��-__--
<br /> �w.;���_,.
<br />_, �vhich tiht�ll n��t hc unt�.tsmt:�hly �vithhcld. If Borruwcr i'ails to maintain covcragc dc�cribcd ��bovc, l.c�idcr ntay, ul L.cn�cr'ti .r,-
<br /> ���.tion.nbtain covcr�t�c��pr�,tcct I.cndrr'+ri��hts in tlu Pruperty in.iccordanrc�vith paragr.iph 7. �
<br />; '�"v�u f
<br /> r, All insur.mcc polirirs and rencwals shull I�c t►cccptublc tu l.cndcr tmd shall includc a stnndarJ mor�gn�c clausc. IAndcr = �:;-,_��- �
<br /> shall have the ri�ht to hold the policics and renew:ils. lf Lcnder requires„ Elnrn��ver sl�all promptly give to l.ender nll reccipts of �;.,,._,�____
<br /> ' '.'f SA�y,---•.�._
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<br /> paid premiunn�uid rencwa�ni�tices. In the cvcnt of lu.rs, f3o�•rower shall givc pri�mpt notice to thc insurance c,irrier attd I.enJer. ,. ..�._:,. _��..
<br /> I.cndcr may makc proaf o(lo�:s if'not mudc prompdy by Borrowcr. ����'�?.`�"•*
<br /> Unlcss L.cndcr an�a Borrowcr iithcrwi+c agrec in writing,insurunre procecds shall hc applicd to rc�torati�m�u rcpair of the �.:��,+:^'..��;�k'�
<br /> � Prnperly clamaged,if thc rcsYOration nr rcpair is cconamirally feasible and L.cndcr's securiry is not Iessen�d.If the restorution or � ;. _��%��«,�?•�
<br /> . -� repair is not econumically feasible or Lender's security would be IesseneJ, the insurance praceeds shall be applied to the sums '' .,���;_���_``=-
<br /> sccured by this Sccurity Instrument, whethcr or not thcn due, with any cxcrss paid to Borro�ver. If Borrowcr uU:indons die ;���,tl�� _
<br />" � Property. �r di�ex not antiwer within 36 dnys a nnticc from I.cndcr that thc insurance carricr has��ffercJ to tictdc u cluim, tl�cn ,.,., ._
<br /> .�-.�.4..n��fl.4�J. ._
<br /> � Lcnder may collect the imuranre procecds. L.ender m.ry use the pmceeds t+� rcpair or r.s[orc the Property ur to pay sums , ..,t,��+}`
<br />-� secured by this Security Instrument,whether or n��t then duc.The 30-day period will begin when�he notice is given. . : .; ';,
<br /> Unless l.ender :md Borrower otherwitie agree in writing, any applicution of pmceeds to principul shall not extend or ,; .''t,���;�;,;;?�;�_
<br />-, -• .. • pnstponc thc duc datc uf U►c: monthly paynunts rcfcrred to in parugr�phs I and 2 nr changc thc amount of' thc paymcnts. If '• '`'x���7'�*-
<br /> under parugraph 31 thc Propcny is acyuircd by L.cnder. Burro�vcr's right to any insurancc policies and proceeds resulting frunt � �•� ' ��.:.r;'•�•
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<br /> damagc to thc Pruperty�iinr to thc aryuisiticro shaU pass tn L.cndcr to tlre cxtcnt of thc sums sccurcd by this Sccurity Instrumcnt ;y,��l�.�
<br /> . � immcdiatcly prior to thc acquisition. �, ,.--
<br /> 1 6. Occupnncy. Preservatlmi. Muintenunce ui�d Protection nf the Pro�erty; f3arrmver's I.�an Appltcation; Leaseholds. .��=�---`��`��
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<br /> Borrow�:r+haU occupy,cstablish, and usc thc Pruperty ax Durrowcr's prinripal rc,idenrc within sixty days aftcr thc cxccution of ., -
<br /> this Se�urity lnstrument and shaU rontinue[u uccupy thc Propeny as Borrower's principul residence for at Ieast one year after �-..•.,., •:
<br /> the ctate of occupancy,unlc�s I.�nder nthcrwisc agrecs in writing, which r�msent sh�dl m�t be unreasonably withheld, ur unless �, ,���?'!`�
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<br /> extenuxting cire:umuances cxist which are heyonJ Biuri��ver'� �untroL [3i�rro�ver ,h:dl not destruy, damage ur intpair the �,�a,y��,
<br /> • . Properry. allo�v thc Property to detcriuratc, or canunit watitc nn thc Propcny. Barrower shall be in dcl'ault if any forfciture � �` y �.
<br /> action ur prucccding.�vhcihercivil or criminal, i5 bcgun thut in l.cixicr's guod t:iith judgmcnt cauld result in forfciturc of thc �
<br /> • n.. :. :.,i;� ���;;�•������•,t hy►hi.S�•�•uritv Instrumrnt or LcnJcr'ti��curity intcrest. Barrowcr ma}•
<br /> - ., . 11f0(7L'll}'VI l)llll"1\Y11t:IIIYIti iii��� �.ii�.:i.. . . _ -- - -
<br /> ` cure such a default and reinstaic. as pruviJcd in paragraph 18, hy cau�ing thr acticm or pracccding tu bc dismistied with a ruline .. �:•` —i :
<br /> that, in L.cndcr'� gu�x1 faith Jctcrmination, precludcs forfciture i�f thc Borru�vcr's interest i�i thc Prc�peny or othcr mutcrial .�
<br /> impainnent of the licn crcateJ by thiti Sccurity Instrumcnt ur Lender'� �e�urny intere+t. Burruwrr ,hull also be in default if y.; �s
<br /> � Borro���er,during the loan application prcxcs,,gave materially falxe nr inarruratc infurmcuiun ur statemrnis to Lender(or f;iited , .,
<br /> . ,. to providc L.endcr with any matcrial inform.Uiun)in cunncrtion���ith thc Inan evi�lcnred hy the Nutc, inrluJing.hu� not limited ` •�
<br /> tu,repreticntations conccrni ng Borro�ver'.ocrupancy of the Prup��rty as a principal r�tiiJenre. It'thi,Scrurity Instrument i,on a ;"'� .
<br /> leaschold. Barro�vcr sh:�ll comply �vith all thc pro��isions nf thc Icasc. If Barrowrr acyuirr. trc titic to thc {'roperly. thc . ;: . '
<br /> Icaschold and thc fec litic stiall not mcrgc unlcss I.ender aErecs tc�thc n�cr�cr in writing. ';. " -�
<br /> 7.Protectiou of I.cncler's Ri�htti in tr.e Pruperty. If Durrowrr I'ails tu perti�rm thc rovcnantx anJ ugrcernents romuined in � �j
<br /> • this Seeurity Inatrument,ur there is a Iegal pmcceding that m��y ,igniticcmdy :d�tcct Lender'� rigPrt> in the Propeny lsuch as a , `
<br /> . procccding in bankniptcy. probatc. for r�mdcmnation�,r forfci�ure ur ta cnti�rcc law, ur rcgulations).thcn Lendcr may do and �
<br /> , pay ior�vhatcvcr is neccssary to protcrt thc v:duc ��f thc Property and Lcndcr's right+ in thc Prupeny. lAndcr'+.�ctio�is may ,� ` �^�
<br /> ' include paying any +unu secured b�� a !icn whirh hati priority �,vrr thi� Sccurity Inatrumm�t, apprarin� in rourt. paying �-a,, - -`-
<br /> rcasonsblc.Utorneys'fees anJ entering un thc Pmprny to make rcp:iin• Althuu�:h Lender may takr uctiun under thi�paragraph ' a �?
<br /> �� � '3,L.cndcr docs not havc�o do so. , �
<br />_ :.,,; Any amount+ ditibur�cJ by lAndcr undcr this p:tragr�iph 7 shall h«ume addition:d dcht uf Borrowcr a�curcd by thiti �
<br /> - • � S vrit Instrument. Unlccti Borrower und Lcnder agrec to othcr tcrm,uf paymrnt. thc,r anx�unts ,hall bcar intere�t from the /;'T;'
<br /> c� y �
<br /> " date of dishunemcnt at the Note ratc and �hall h� payablc. with intcre�t, upein n��tirr lium Lrnder to Burzowcr rcyucsting p, ,
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<br />= Paymcnt.
<br /> • 8. Mort�u�e Insurnnce.lf Lendcr requircd mor[gu�,c in�uranre ati a cundition uf makin�.thc luan secureJ by thi,Sccurity i <''�
<br /> ' Instrument. Bc�rrower shal l pay the premiums rcyuired to maintain the nwrtea�:e inwrance in rff�ct. If, t'ur any rea���n. the i `#,, �
<br /> � mortgage insur.mce cuvera�e reyuired hy Laider lupse+�,r cea,cs to bc in cffert. Borrowcr�hall pay the prrmiunu reyuircS tn �
<br /> obtain coverage substanlia9�� eyuivalent to ihe mongagc intiurancc prcviously in �ffect. at a co,t ,ubstanti:dly equi��alent tu the ,
<br /> ' �� �oti[ tu Borrowcr uf thc mongagc insuranrc previuusly in ct7rct. Irum an al�crn:ur mongagc intiurcr .�ppmvrd hy �.�n�icr. It� j
<br /> substantially cyuivalcnt m��rtga�c insurancc cuvcragc iti nut availablc.Horri��vcr �hall p.ry to Lcndcr carh munUi a,um cyu.d to . �,
<br /> ° , one-t�velfth of ihe ycarly iTionguge insurancc premium bein�paiJ by Burruwcr when thc intiur�nrc rcn-rragc laptirJ��r��u�cd to �, ,
<br /> be in eftect. Lcnder will accept. use atid rrtain thrsc payments ati a lu.. rescr��r iu lieu uf murtgagc intiurance. l.us, c�esrrcc i _
<br /> Form 3028 9190 S
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