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<br />_-�- • � ';%� TNIS SECUNI'fY INS'lldu�l�N'1'cun►biucn uniiurm ruvenants 1'ur na�ional usc and nun•unifo�m covenwnts wilh limited =�----
<br /> . • ° . �•�ri:►:iuns by jurisdictiun �u camtiwic �� unifurm sccuri�y insuument covuin� real propeny. d�`' -�
<br /> F�.i,-::.. . :.Y :
<br /> I ,ii�•",c� o.-�..o.�_..
<br /> �'`� ' • - � UNIFURAI CUVL'NANTS. Bnrruwcr and L�nder cuv�nant anJ ugree�s follows: �q„�-,
<br /> 1. Pn�•meut uP i'rinclpa!und ln�eresl;Prepuyment and l.atr ChorKes. Horrower sha�U prompcly pay when due ,::��'L�""�
<br /> •��,w•,�.,�
<br /> dic principal oP anJ inwroa�un thc d�b�evidcnceJ by!he Nute a�d aRy prepaymcnl ond late charges due under the Note. •. ;�:,t:r�?_�:�:'_�
<br /> .,< - -v--,._� _.
<br /> -• 2. Funds fu�Tuxes and Insu�anc�. Subject to uppllcabla I�ew or to u written waiver by Lender.Borrower sh�ll !fi =:,
<br /> : " p�y i.i Lcnil�r on th�day mamlily pay�nent�are Jua under thc Notc, until thc Note is paid in full,a sum("Funds")for: ' �'�;i�,;
<br /> � , (�)ytatly taxts anJ:usts�mcnts which may attain pri�irity oti•er this S�curity Instrumem as a licn on the Prapeny;(b)yearly , ..='--F,;•,;�^,; �-�-°
<br /> �. IC�SChuld paynzents or gruunJ rcnts un�he Prop�ny, if any; (c)ys�rly hazarJ or proporty insurance premiums;(d)yearly =_:�+±!r-�??�"�:
<br /> �� ° Il�u�d insur•rnce prcmiums,if uny;(e)yearly mangaga insurance promiums, it any; and (�ony sums payable by @or�ower -_;,;•.--z�3�-z,�,�.....�
<br /> ' ' �� " to I.��Jcr,in accorJnnce with the Nruvisiuns af par�graph 8, in lieu of thc p�yment of mongage insurance premiurt�z.These �•�'•=.�����•
<br /> .c:9 r.0a,_-:�-r.
<br /> .+• itzms are caUed•'Escrow Items."L.ender m�y,at any time,collect und hold Funds in an amoun�not to exceed the mRximum .�;`;;:.�;;�::;�.;�,�;_��
<br /> � amuum a Icnder far u f�J�rrlly rcl:►ted monguge loan may requira tor Burrowar's escrow account under the [ederal Real __M�,j�'s_l�;a���-
<br /> ,� „ Estace Settlemem ProccJures Act AP 197a css amended fro�u time tu time, 12 U.S.C. §26D1 u seq. ("RESPA"), unless ;__.��.__
<br /> �nulher law tha� applies to the Funds sets a le�tr amuunt. If so; Lender may,at any time, eollect and hold Funds in an `"'";" -�'"
<br /> .�,r._�
<br /> �� �.>-- -_
<br /> � �� �mount not w exceed tha Itsscr amount. Ltnder may estim�te th�amount oF Fund�due on ihe basis of current data and �4:-.:,;_-
<br /> ...?.,..-
<br /> rea�onable estima�es of cxp�:n�iitur�s of fuwre Escruw Items or otherwise in arcordance with applicable law. _
<br /> , � Thz �unds shall be helJ in nn instiwtian whu�c deposits are insured by a lederal agency, iostrumcntality,ot enthy �'---=---;;
<br /> � (inrluJing Lendcr, if Lender is such on institutiun) or in any Federal Home Loan Bank. Lendtr shall Apply�he Funds to --���="�
<br /> �:---�-�-
<br /> :. " ° pay the Escrow Ittms.Lender may nut chargc Burrower fur holding and applying the Funds,annually analyzing the essrow •;.:�=4�,�t�,:' -
<br /> acwunt,or verifying the Escmw Items,unless L.ende�pays Borrower interest on the Funds nnd applicabte law permits Lender ,,y;;�..?�_•
<br /> tu�cn•rkc such a charge. Hu��•cv�r, Lender may requiro Burrowe�to pay n ona-time charge for an independent real esta�e �'°' �
<br /> '. .��,.,.����
<br /> '� . tax rcporting sarvice useJ by LenJt�in connec�i�n with this luan,unless applicable law provides otherwise.Uidess an ag�etmcnt �t�-�----
<br /> is made or applicable law require�intcrest to be p•rid,Landar shall not be raquired to pay IIorrower any interest or eamings ,;��
<br /> on the Funds.Burruwer and Lcndar may ugree in w�iting,hawever, that interest sh;�l be paid un the Funds. Leader shall ti
<br /> �. ,..
<br /> " give co Borrower,with«ut chargc,an annual accuuniing of the Funds,showing credies and dtbits to the Funds and the purpose � -�- �
<br /> fr,::•:!:::h rs�h�±e�i:io!he F�mdc w:�<m:,�1e Tl�r FunJs ure olede�d ns additional security for al)sunu secured by tltis Securiry ` =�
<br /> �. In�trwnent. _ . v - . "
<br /> , ,, ;
<br /> • If�ha Fw�Js hclJ by Lender exceeJ tha amuunts pernut[ed w bz hzld by applic:��le law,l.ender shall uccount t�morrower �f`�; -,
<br /> '� 1'ur tl�e excess Fund�in accurJance with thz rryuirr.ments of applicable law.If the amount of the FUnds held by l.ender at �
<br /> " any time is not sufficient to pay the Escrow ItCms when due, Lender may so notiFy Borrower in writing, and. in such case •��-
<br /> � Burcower sh�ll pay co LenJor the nmount net�ssary to make up tha deficiency. Borrower shall make up the deficiency in
<br /> rto mure than twtl�•t monthly paym�nts, ut Lendu's soly discrctiun. �
<br /> . , Upon paymant in fuU uf nll sums securcd by this Security lnstrument, Lender shall promptly refund to Horrower �` '� . , .
<br /> nny �unJ�htlJ by Lendcr.(f,unJct paragraph?I,Lender shall acquire ur sell thc Property,Lendcr,Prior to the'acquisition j "
<br /> or�ale of the Prop�ny, �hall apply uny Funds h�ld by L.endcr at the time of acquisitiun or s;ilc as a credit against the sunis .#: *, ��
<br /> " sccurcJ by this Securiry Instrument. `� ����
<br /> 3. Applfcattun uC Puy�uents. Unlcss rppli�able law providts otherwiae, all payments rueived by L.ender under :` „
<br /> prrsgraphs I and 2 shall bc applied:firai,to any prepayment chnrges due under the Nut4;sccond,to amounts payable undtr ' .�� ��_ _
<br /> p;ir�grrph 3;thirJ, ��i inrerest Juc; Fourth, tn prin�ipal Juc; and last, t��any late charges due undec the Note. ••'� ` ��,�- e
<br /> . 4. Charges; Licns. Bu�rowar sh�ll pay all taxes, assessments,charges, fine�and impositions atcributable to the I . �� � � _
<br /> �. Prupcny w•hich may atcain priurity�ver ihis S�curiry Instrununt,anJ leasehold payments or ground rents, if any.Borrower ,
<br /> • shull pay thcae obligatiuns in tht nwnner pruvided in paragraph 2,or if not paid in thut manncr,Borrower shall pay them E '
<br /> �,�
<br /> ' un t imt Jirectly w thc p��non uwed paym�nt. Barrower shall prumptly furnish to Lender all notices of amounts to be paid 5+���
<br /> . � � ' ' unJ�r this paragraph.If Burruwrr m•r1:ts�hest payments direccly,Dortower sh:ill promptly fumish to Lender receipts evidencing � ° ,�,�
<br /> � . Ihe payments. `
<br /> , Borrowtr�h�ll prumpUy Jischargc any licn which has priunty over this Stcuriiy Instrument unless Borcowet: (a) I �' �:
<br /> <,,.
<br /> ; agr�cs in writing ti�the paymant uf the obligatiun�trured by the lien in a manner acceptable to Lendtr,(b)contests in good j �`• .- .R;
<br /> faith ihe lirn by,or d�l'tnJs against enWrremem��f�hc li�n in, Iegal proceedings which in the Lender's opinion uperate to l ".r
<br /> , �-•�� - prcv�m�he cnfurcenunt uf ihe lirn;or(c) xcures (rom thc huldcr of the lien an agreement satisfactory to Lender subor-
<br /> •. �� din�ting thc lien w this S�c�+rity Instrument. If LenJe�determines that any pa[t oitDe Property is subject to a litn which I � . x�
<br /> � may sttair� priu�ity uvcr this Scrurity Instrument, Lender may givt Burrower a natice idcnti f ying ehe lien.Borrower shall �
<br /> b ��It�1y lI1C lien er take une ur more of the actiuns set fonh above wi►hin 10 days of[he giving of notice. I ,;.. �
<br /> � S. Hazard or Properiy Insurance. Burrower shall keep tht improvcments now existing or hereafter erectcd on ;,
<br /> ihe Proptrty insurcd against loss by fire, hazarJs includtd �vithin the ttrm "eatendeQ coverage" and any other hazards, I _
<br /> including flouds or tluoding, for which Lender reyuires insurance. This insurance shall be maintained in the amounts and i =
<br /> �
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<br /> � r, , Form 3020 9190 f/wgr 2 oj 6 pugal � � '
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