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<br /> „ TOGETW6Ii WITFPi aU tlic improvcme�its nu�v cir liccc,dtcr c��ectcd�m iltc prupcity, iuid�dl cn�,c�nrnt��,nppurtcn�nces, ,; .: '.+.,,;�,'•..
<br /> '' ` and fixtures now or hereafter a part of die property. All replucemcm.nnd nctdidnns��hnll ulso he cnvercd by this Security 47� , �°"�•�'�;, "•�
<br /> 9` �i;����,,, Inslrumcnt. All of the foregoing is referred to in d�ls Sccurity Instrament ns�thc "I§•opr,rty," �',;'' `t��+r�a:�i't.-'
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<br />� . • AORRUWER COVENANTS thnt Horrowcr is In�vfully sclsed�7f'thc csti�tc hc�•cny cunvcycQ n�id has tNc right to sr�nt �F,;; �.,,,,,;�
<br /> ��� ;,�,,,, .. and convey the Property and that U�e Property is unencumborcd,except fnr cncwnhrancc�of rec�rd, Norrower wnrrants and �, �. "�"`�--
<br /> n;�-<r.� -�:�:�� wiU deferid generully the title to die Property ngn9nst all clnim�nnd demands,hubJect lo uny atcumhrnnccy of recorc!. •� t
<br /> �� �Q�'6?L -
<br /> TH[S SECURITY INSTRUMENT combines unlform rovenants for natlunul usc and non-uniform cnvcnants with �•��;;~r '
<br /> -_"�-"'�'"'�'""`;� liraitcd variaaons b urisdiction to constitutc a unifonn securit instrumcnt covcrin rcid ra rt . '^,��,'.:;-_�
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<br /> u�- ,`.' -r'•`-:'..• UNIFORM COVEriTANTS. Horrowcrnnd Lc:ndcrcovcnnnt nnA ngrecns folla�v�;; �,,;;� ____
<br /> , �•,, . 1. Pnyment o8 Principul nud Interest;Prepuymen4 and�.utc Charqes. IIorrovie�•shall��romptly pny when duc thc �,�,: � Y.: --� ,.,;,F
<br /> ' ' principal of and interest on thc dcbt evidenccd by the Notc nnd any prcNuymcnt und lutc churgcs duc undcr the Notc. � , , :_
<br /> ' 2. F1►nde for'llixes and Insurnnce. Subjcct to applicnble law or to n written wnivcr by Lcndcr,fiorrowcr shnll�ay to '+:�`��; �"
<br /> �•� -• I..ender on�he dtty manthly payments arc duc under thc Note,until thc Notc is paici in full,n Kum("FundR")fur:(n)yenrly t��`��`�''d'�, ,� ���;.__"_
<br /> � �• -• taxcs au►d assessments which may attain priority over tiiis Secudry Instrununt as n lien on the 1'ropcny;(b)yeatly leasehold +J;c . a�c�+.°���
<br /> � ,� `��" � payments or groimd renxs on the I'roperty, if i+ny; (c) ycarly haznPd or property Insurancc premiums; (d) ycnrly flood �; �:- , __-_--
<br /> . � insurnnce prcmiums, if any;(e)yearly mongage insurance prcmiums, [f any; and (� any sums ��i�ynblc by 8orcower to �;'.."` , �
<br />_ - •• Lender, in accordance with the provisions of pnrugraph 8, in licu of thc payment of mortgnge insuri�ncc premiums. Thesc 'yr;.`,��'���_`;
<br /> ' � ' ' ' itcros arc called"Escro�v Items." Lender may,at uny timc,rollcct nnd hold PUads in un nmount not to cxceed thc maximum '��r���M1.
<br /> ..�..:•�ti;*; amount a lendcr for a federally rclated mortgnge loan may rcquirc for Borcowcr's escrow uccuunt undcr thc fcderid Rcal •;,�'��`-.-
<br /> q .��� ��� ."'.. Est�te Settlement Procedures Act of 1974 as amended fram time to time,12 U.S.C.�2601 e�sey.("R�SPA"),unless nnother '„y�, '�
<br /> _ . . law that applics ro the F��nds sets a lesscr amntmt. If so,i.ender m�y,�t any tinnc,c�llcct f�nd hold F�mds in�m�mount not ro i;rr ��-s--
<br /> ''�`�� �" •• excecd the lesser amaunt. Lendcr may estimate thc amount oF Funds dnc on thc busis of current dntn und reusonuble �.':�YS�`'".�.���._
<br />_-.=;��;.;'� '•.� ,,� estimates of expen�itures of future Escrow Items or otherwise in nccordunce�vith upplicnble lnw. :h��::��_
<br /> � ' �:�''-: The Funds shail bc held in an institution whosc dc osits arc insured b a fedcrnl i� ene , imtrumenuilit , or entlt •-• 1��;;��':-;�.
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<br /> , � (including Lendcr,if Lendcr is such an institution)or in any Federal Homc Loan aunk. Lcnder shnll apply the Funds to pay � �" ��'`-�
<br /> �� �� the Escrow Items. Lender may not charge Sorrower for holding and i�pplying the FunJs, nnnunlly nnalyzing the cscrow �"r"�`�
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<br /> " accuunt, or verif m the Escrow Jt�ms, unless Lender a s Aorrower interest�n the Flmds nnd u Itcuble luw ennits .: }f�`��`==—_
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<br /> �.+°i4"'` ', ,•, Lender to make such a charge. However,Le►ider muy require Borrowcr ro p:�y n unc-time chi�rge for un i!�dcpendcnt renl ':��r';::.__._.-
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<br /> _�.,,r. _ . estate tux reporting service used by Lender in connection with this loun,unlesx applicnble liiw provides otherwise. Unless an ��.:
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<br />_' agreement is made or applicable law rcquires interest to bc paid,Lender shall not bc rcquircd to pay f3arrowcr any Intcrest or �"�' '�'_'r'"'""���'_..
<br />���.�� ; %h• � � carnings on the Funds. Borrower and Lender may agrcc in writing,hawever,thut interest shull bc puid ai thc Funds. Lendcr +`�
<br />_ •. .��;•: • ; shall givc to Borrower,without chargc,an annual accounting of thc Funds,sliowing crcdits i►nd dcbits to thc Funds nnd thc .;N��TYs
<br /> • • • • purpose for which cach debit to the Funds was madc. The Funds iue plcdQcd us udditiontd sccuriry for idl sums securcd by `
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<br /> ,;.,:. ;.�:: th;s�e�uri.r.rstr��-��rt. i w�d:�,
<br /> „e .. , " If the Funds held by Lender exceed the amounts permitted to be hcld by up��licuble luw, Lender shull nccount to
<br />.•. •••• . , Borrower for the excess Funds in accordance with the requircmenls of upplicuble law, [f the amount of the Funds held by '�? ���
<br /> ��.,�:� .� Lcndcr at uny time is not sufficient to pay thc Escrow Items when due,Lcnder muy so notify Bo►rowcr in writing.nnd, in
<br /> ,.•',,��,_.},;`;,.; such cnsc Bonower shall pay to Lendcr thc umount necessury to makc up thc dcficicncy. Horrowcr tihull mukc up thc ';�.
<br /> . • „ deCciency in no more than twelve month]y payments,ut Lcnder's sole discre�ion. ;
<br />-"� ';� Upon payment in fup of all sums secured by this Security lnstrument,Lcnder shall promptly refund to Bonower«ny ':•
<br /> . "' "• ` Funds hcld by Lender. If,under paragr.�ph 21,l.ender shall acquire or scll�he Property, Lcnder,prior to tt►c ucquitiition or ;�
<br /> � �."�°n,���'�3 P rtY� • PP Y Y Y CI E . ,�+
<br />:_.t_.,�; ,� sale of the Pro c shall a 1 an Funds held b Lender at the time of ac uisition or sale as ,i credit a uinst the sums
<br /> ��__,_r, secured by this Security Instrument. .
<br /> '.:^"'""- 3. A ltcution of Pa mtenhs. Unless a lic►blc law rovides otherwise, ull i m�nts reccived b Lcndcr undcr `
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<br /> i : ,"•�, paragrnphs I s�nd 2 shall be applicd: tirst,to any prepayment ch:u��cs due under the Note; sccand,to umounts paynble under �
<br />=��µ' y��- paragraph 2;third,to intemst du�;fourth,to principnl due;und last.to any la�c churgcs due under thc Notc. � . �
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<br /> _-�,__�h,�,,�,w; . 4. ChArges; Lfens. Borrower shall pay all taxes, assessmcnGs, char�es, �nes und impositions uttributubla;to the .��.,. � �
<br /> �_-_„�-.,,; .. .. P ro w h i c h m a a t t a i n n o ri t o v e r t h i s S e c u r i e I n s t r u m e n t,a n d l e a s e h o l d � m e n t s o r r o u n d r e n t s,i f a n . f 3 o rc o w e r � . '�'�''"�-
<br /> .._ ... _,._. P�rt 3' Y P Y Y P•Y B Y �� ' �-
<br /> shall pay thcse obligations in thc munncr provided in paragraph Z, or if not paid in that manner,Borrower shull pay thcm on ':;' � � •.
<br />--�.-i_:"�..,n. .-a� �.. .14 .
<br /> _ time direcdy to the person owed payment. Borrower shall promptly furnish to Lcnder all notices of nmounts tn be puid undcr
<br /> , � this paragraph. If Horrower makes these paymcnts direcdy,Borrower shall promptly furnish to Lender reccipts evidencing � � � . �
<br />_. • the payments. •��'
<br />- Bonower shall promptly dischargc any lien which has paority over this Sc:curiry Instrumcnt unlcss Borrowcr:(u)agrecs •'
<br />- in writing ro the payment of the oblig�ition secured by thc lien in a manner acccptablc to Lendcr.(b)contests in good fuith thc �."._
<br /> ' '' lien b ,or defends n ainst enforcement of the licn in,!c al roceedin s which in thc Lender's o inion o cratc to re vcnt thc . i0�'—'
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<br /> enforcement of the licn;or(c)secures from ihe holder of the lien an agreement satisfactory to Lender�ubordinutin�; the lien •�,
<br />- � " to this Security Instrument. lf Lendcr determines that any part of the F'ropcny is subject to a lien which may unain priority � i; "-
<br /> ' ovcr this Security Inswmcnt,Lendcr muy give Borrowcr a noticc idcntifying the licn. eonowcr shall satisfy thc licn or tukc -
<br /> ;, one or morc of the actions set forth above within 10 days of the giving of notice. �
<br /> r, - S. Hn2cird or Property Insurnnce. Borrowcr shall kcep the improvcments now existing on c�rcaftcr erccted un thc , �
<br /> � Property insurcd aguinst loss by firc,h�ards included within thc term "extcnded coverage"and;uiy othcr hazards,incluJinN , �. s
<br />_�. �tloods or flooding, for wliich Lender requires insur:u�ce. This insuranec shull be maintained in the amounts and (or the _
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