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<br /> T(�Q sT'T3i�3R WPI'H uU tlte ia�provemenia aaw or hema�Rcr et�cte�l on �ha proR►erty, aad afl easements, i , -_ ';
<br /> _ . �ppu�tec►Rncee�wid fiaturas noyv ar hercafter a pArt of Ihe p�opeR�y. All eepl�cett�ts artd addittons shall nlco b�coverod =--
<br /> by t�:ir Secudty Initrumeat.All af tho foro�olnQ ie c�eferred w in th3e Sxwiry Inetrument as tho"Property,' --
<br /> , . goxnowt�CovEt+�Krs that[torrowcr ia tawdi�lly sciscd nf tha sstate hereby conveyod and!us tha hght to gnnt and �--�y
<br /> _`,=�'�` .�;.�',.=� couvey the Property�nd th�t tha Proparty iA uneacumberod� oxcept 6or encwnbri►ncea of rocord. Borrower w�mnts and ;_�
<br /> ' � wiU defoad geaer�Uy tt�.e titlo to t6a Property agali�st all cleims and demu�ds,subjxe to wy encurabr�ncea of rocosd. �–°�
<br /> 1�SLr.t1w'[Y INST'rtunt�tr r cuni�u�uaiFo;:a covea::;tc 4'0:nattaa:l uea r�ud�oa-wifortn eove±!entA vrith limited I -�•�-
<br /> ':-�•. n. .' vui�tion�by Juriedictioo W constituto e uaitorm eecudry inetrument covcriaY real pmpenry. , �
<br /> � .. Ut�PnxM�vs��t�'1y.Borrower wd i.aidsr coven�nt wnd�gr�e�s follows:
<br /> �. I�i�yme�t ot plrincdpal and Intartst; Pe�sy�tent wr:d I.�t�e Charges. Borrower shAll pzomptly pay whea dua
<br /> tlfe princip�I of��ad'uitereet on the dzbt evideacad by the Note and any preprymeat�ad late chirge�due uader the Nota. �,-.-�
<br /> 2.I�ltutde[or Tud and I�uranoe.Subjxt to�.�pllc+tble laov or W a written w�ivor by L�nder,Batrower ehall p�y
<br /> . . to i,�yydeY ofl tho day roonthly pymeate uo due unckr tt►e Note, until Wo Note ie paid in full.a sum ('Funda")for: (�)
<br /> ye�dy t�xes pn�rssesenEate wtilch cnzy ottain prlorlty over this 3ecurity Irstmment ea a Iten oa tha Property;(b)Yearly - � �!
<br />- le�eebold psymente or grouad c+ente un Wa PropnRY� if anyi (�)Yeuly[u�rd or[�l��Y insur�aco promiums;(d)ycarly ,,�•, ��
<br /> �laod lnsurwace pmmiuma�if ony�(e)Yearly mortgagd i�ur4nce pnmiumg,if�nyc md(�+�Y�p�Y�ble by$orrower , .
<br /> �� to T.eader, in acconliaca with tha provisions af p�rt�nph 8, in lieu of thopaymcnt of mortg�ge mrur�nco pnmium9. ,
<br /> '[hoso iteme are caillal'Bscmw Itema.' I.ender may►�t aay Nme. collect and hold Funds ia an�moi+nt not to eaceed the I ,
<br /> mutimum�mount a teader for a fedenlly rolatod mortgsge lan msy requira for Borrowar's escmw account uader Wo ,`
<br /> fedenl Ral Bst�W Settlemeat Procedures Act of 1974 �s ameaded fcom time to time, 12 U.S.C. ¢ Z601 et aeq. ` T�
<br /> ' �'RESPA"), unless+mother law that�ppHes to tha Funde sete a lesser amount.If ro,Leader may,at any timo�collect�ad � �
<br /> • 6old Funds in w amoune a�¢eo e�cced ct►o lsss�r a�aunt.L�.dar nssy estim:se th9 emount of Fand9 due on the b�sis of , .�a� .
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<br /> cumnt dsta pud m,�sonabla estim�tr,�of eapendituses of future Bscrow Items or otherwir,o in accord�aca with applicabla , . ':�`'g�
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<br /> Tt�e Funde shall bo held�a an institutinn whose d�posite uo insurcd by n federnl sgeac ,instcumentality, or entity `�;;�,
<br /> � - (incfl�din�La�der,if I,e�der is such m institntion)or ia euy Fedenl Homa Loaa Bank. Len�er sb�ll�pply tho Funda to �-=
<br /> p�y ttxa Escrow Items. L,e,�der auy not charge Borrower for holding xad applying tha Funds, annuallY analytin8 the
<br /> � eecrow pccount� or verifying tha Escrow Items, unlasa I.ender pxys Borrower mterest on the Fu�fls and applica�ble law "�'.�
<br /> ' �o ta Lender to mdca such � cturge. Howaver. Lendor may cequire Aorrower w pay a on�time ch�rge for iun � �.
<br /> � �ndepeadeat real estjtte tax reporting servica usad by Lender in connextion with t}us loan,unless applicable 1�►w pmvides ':•
<br /> ° cwlerwIea.Unlese an agreea�eat fe made or agplicabla law requlns Intarest to bEpaid.Lander shall not be requirod to p.�y . , � `�-_-�.
<br /> Bormwet my interesi or cuninge an the Ftwda.Borrower aad Lender raay agraa in watitin8�however,thct intereat sh�ll be
<br /> p�td on t6e F�unds.Lender shaU giva to Borrower�without charga.an oanual occounting o7 tha Funds,showing crodite aad ;;r`��—-
<br /> debite to Ihe Fun�s nnd she puzpose for which each debit to tha Funsls was macle. The Funds ar�e pladgod wa wdditioml ••_ =-
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<br /> �s:i�for�!....s�..��b �hia Car.i�ritv in�trumeat � _ '-�.,,--2
<br /> �'':� If the Funds held by I.euder axceod the�naounw permitted to ba held by applicable lew, Laader ehsU Account w .�•��; ��
<br /> � " Baraower for tha�xcese Funds ia accord�nca with tha raqvisemeate of applicable law.If the amount of the Funda hald by �' �. � .
<br /> � ,''���, IAnder at�ny timo ie not sufficiwt to p+�y the Escrow Items whea due,I.ender�ay so notify Borrawer in writing,nad,in , �,
<br /> . such case Botrower shaU pay to I.eader tbe nmount aecessary to make aP t}►e deficiency. Borrower stull mxke up the
<br /> deficieacy in no mora thea nvelve monthly paymeate.�t I.ender's eole discretion. • '_
<br /> Upon pny�ent in full of wU sums secured by thia Sacurity Inst�ument, I.ender shall promptly refuad to Bonower •
<br /> �:�.� �ay Funds held by Lender. If, underpxn gnph 21, Lender shrll acquiro or sell the Property,,I.ender, prior to tha ,. ,..
<br /> '���'r" �cquieitioo ot sale of the Ptto�etty� shall apply aay Funda held by Lender at the tirno of acquisibon or sale as a credit , ' � _
<br /> . � asawet tha sums sc�sured.by thte Secu�rity InstrumeuL �
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<br /> . . . 3. Applicwtion of P�yme��ts. Unless applicable Isw provides otherwisa. all paymente received by Lcader under � �'�'"�'
<br /> puagry�he 1 aud 2 shall be aQplied: first, to Any prepayment chnrges dua undor tho Note; second, to amouata p�yxble � . �
<br /> ' unckr pangxaph 2;third�to intenst due;fourth,to p�cipd due;and lest,to aay lata charges dua undor tha Nota. i
<br /> fines and impositions �uributabie to tha ' `�+�
<br /> . , .. 4.ChuYcs; Llen�. Borrowcr s6a11 pay rll taxes�assessments. ct�arges, I ..�',._= = -
<br /> • Pcaperty which mRy attain priority over thia Sacuaty Inshument� aad le�sehold pxymente or ground m►ta� if aay. ,�;� ,
<br /> B o r u m ve r shall p a y thess obli gations in tha manner provuled ia parrgraph 2,or if uot p s ud in th�t mwner,Boirower shall I ' - fi
<br /> pry them on time directly to tha peisoa owed payment. Borrower shall promptly fumish ro L.ender tU notices of a�ounte •
<br /> � to bo paid uadtr thie paragruph.If IBorrower mafces thesa p�ymenta direcdy, Borrower shall pro�mptly futnish to Leadar ,
<br /> rec�pte evideacing the pgyments, ��+°;_=
<br /> disc e an lIea wluch hes rio�i over thia Security Inattumaat unless Borrower. (a) I '% ,_,,
<br /> Bomower shall promptly harg y P tY �
<br /> �,' , �t�rooe in writing to the paymeat of the obligation secured by tho lien iu a manner accegtabla to Leader, (b)contests in �`.�
<br /> ;, good f�itb the II� by, or defends ogainst cnf'arcement of the lieu in, lagal proceodinge whictt in tho Leader's opinion � ,.,•, d; _i.
<br /> '. c�per�te W provwt tho enforcemeat of the liea; or (c) seeuns from We holder of We lien aa aBreomcnt sarisfactory to � �:� �,•!!;�
<br /> Leader subordinatiag the lien to this Security Inswmeat.If I.ender determines tl�at Qny put of tha Property ie suUject to 4 f '�... '"
<br /> �, lien which may ettain priority over thie Socurity Inst�ument. I.eader muy give Borrower a notico idearifymg the liea. � „. �ii��:
<br /> Boarower shall satiafy We lien or wke one or mora of tha�ctions set foith aMwa within 10 days of the giving of notica. � �
<br /> g,Il�zard or propaty I�urance. Borrower shall keep the improvoments now oxisttng or hetr,i Rer eroct o d on t he i , �"?'
<br /> , pa�o�esty insured wgalnat loss by firo, haurds includod within tho tecm "extcnded coverage' and any othar hamnds, I ,
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