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200411776 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />a <br />' (Seal) Q X1(!1 Seal <br />KHAMF SYP ONGSA - Borrower Thongbay Kha havixay - Borrowet'f <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />1A_ <br />State of Nebraska <br />County of HALL <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before me this <br />byKHAMFONG SYPAVONGSAY and Thongbay Khanthavixay, husband and wife <br />XMW braska LD2005 <br />lgnat re of Person Takif<Acknowledgment <br />Notary Public <br />Title <br />Serial Number, if any <br />(Seal) My commission expires: $/27/2005 <br />NEBRASKA -- Single Family -. Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMag1c4Wte rmxm 800 - 6491362 <br />Form 3028 1/01 Page 10 of 10 www.docmagic.com <br />