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<br />�,. , .,; ��r' � 4.Pire,P1oud end Uthc�r IIazard ineurence, Dorroiv�r ohu11 incuro all improvemont�an tho Pco�erty,cvh�tP�cr
<br />-�=_.:'',€��°'-'"p�„''.,':�� now in oxletence ar subECquently crected,egeinst eny he•r.ard�,casueltie9.and contingencle,��,inaludin�;tire.Por which
<br />—��"''�'` Lende��uires insuranca.TP�i4 insuranco chall bo meintnincd in tha emounta nnd tor thn periada thnt Len�2�r rcyuire�.
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<br />�,,A.d..�r�.:Lf._._. Borrower chall eleo ir�suro all im�rovemente an tha Peoperty,whflthcr naw in axistenco or eu6sequontly ereaRed,ega(nst •.�_
<br />_.�m.�.-•;��;�r��-=��� loss by tloods to the�Ytent required by tho Secretery.AU insursnco ahall be cArricd wlth companie:�epprovcd by I.ender. "
<br /> " ' - '�'he insi�rnnre�mlieier and c�ny reneernla chnll b�hcld by I,c;rdc,and a4►all inc:ud�la;� '' �
<br />-�'�t'_r.g,!+5_,k�:�..�ry`''.'...�j �ki}r8ti�0 CtBUsi:B lil IYf1VOP OY�8ii0 Ili y
<br />----e -_���� a torm ncceptabl�ta�,Lender. �. _
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<br />���' ;� ' �J '" '' '' In tha event of loss,IIocrower ehall�ive L,ender mmedia3e aotica by enall. Lond�r may make proof of l�ss it not
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<br />�'�=��'�;�'t{'�!'''' made promptly by IIorrower. Fech insurance company concerncd is hereby euthorazed end directed w maka payment
<br />��'°�° �•��°" ��.. �er such luss directly ta I,ender,inetead of to Horrower ead to I,ender jointly.All or eny part of tha is�suranca Froceede
<br />_:�..,;.�. .. .
<br /> :_��""�'���'``�- inay Ue ar,plied by Lender,at ita opti�n.either (a)to tha reductiot�of the indebtedness under the Note and tiiie Security �
<br />�T•''" ��-'-� Inatrum�nt,tirst to any delinqucnt amounte applied in tha order in parugraph 3,and thon to Frepayment of pa�incipal,e�r -
<br />��,,�;;+,�-�;�{"�_:� � -
<br />,.s,:+�,.,. ,,: � : '� (b) to the restoration ar repsir oi tho demeged Property. Any spplicatIon af the proceeda to tha principal ehall not r�y•,
<br />=-��'*"�� � �� eatend or postpono ttie dua date uf the monthly peymente whxch ero referred 2o in parag�aph 2,ar changa the amount ot
<br />�".,' ,`.';' ;;;.,, such paymente.An�y excess insuranco proceeds over an amount required ta pay all outetanding indabtednes�under tha `•r�
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<br />�;,��.�:;; :��� ;;e . Note end thia Security Instrument ehall be paid to the entity legally entitied theresto. ';;.-
<br />�.� .;"'���� , . o:::�r.
<br /> '� ' ',��:� In tha event aP foreclosura oi thie Security Inetrument Qr other trans[er of dtla to the Pr�perty that extingt�i�sh�.v tho �;'-,
<br />_�=`�.:�,,'.i�� .-'�' •� indebtedness,all right.title and interest oY Bonower in and tQ insurance policies in Porce shall pass to tha pvrchaser. � ��;`
<br /> a,:,;�il�;:,;m,.• �,,.:�
<br />��� ��� `""` . 5.Occupancy,Preservetton.11+�eintenence and Protection o!the Property; Borrowcr`a Loan Application; �"
<br />- ••° _�.., � � I.e�sabolda.Bortower shall occupy,eatablish,and use the Property ae Borrower's principal residence c�ithin eixty ciays -
<br />�''.`'i''''''t�'' a f t e r t h a e s e c u t i o n o f t h i s S e c u r i ty I n e t r u m e n t r i n d s h a l l con tinue t o o�cupy t he Property ns Bortower's principa l �
<br /> ri:.;. , �°',.� residence tar at least one year after the date of occupancy� unlesu the Secretary d�termines tlue requiremcnt will causa =�
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<br /> r� •�.: undue hardship for Borrower,or unless oxtenuating circumstances exist which nre beyond Bonower's control.Borrower "
<br />�:�'�:�"•� �.. �' .. � ehall notify Lender of any extenuating circumetances. Bonower ahall not commit waste or destroy, dameg�,� or '�
<br />_'_ ;;,. subetantielly change tha Propert,y or allow the Property to deteric�rate,reasonable wear and tesr excepted.Lender may
<br />- ' . inspect tha Peoperty if the Propecty is vacant or nbundoned ur the loasi is in default.Lender may take reasonable action �
<br />_,_,. to protect and preserva euch vacant or abandomed Proporty. Bonower ahall alsm be in default if Borrower, during the
<br />•. I�n,n a�n,�lirgtipr2 Frnraca �yp mgtPrlgll�fo,�w�::r����o,�infnr,;,ai::,;.c�o2divu�8uto w I.�a��cC =Of iniZui iv Yi�'viuo
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<br /> .. , I..�snder with any mnterinl in8ormation)in connection with ti�e loan evidenced by the Note,including,but not limited to,
<br /> _ , • representations concerning�orrower's occupancy of the Praperty as a principal residence.If thie Security Insttument ie �_
<br />. ;.: �- on a leasehold,lBorrower sh�ll comply with the provisions of the lease.If Borrower acquires fce title to the Froperty,tha '�`
<br /> _ . . leasehold and Pee title ahell not be merged unless Lender agcee,g to the merger in�vriting.
<br /> `' �``�,'' �' = 6. Ch�rgea to Borrower �nd Protcction of Lender's Rights in thc Property. Borrower ehall pay nll J
<br />'�;�;;n��:;-�>;--� governmentel or municipal cherges, fines and impositione that are not included in para�rsph 2. $onower ehall pay �
<br />= �,.;��;�+•�.Y•r.:. these obligations on time directly to the entity which ie owed the payment.If failure to pay would edversely affect
<br />.:
<br />�-- ' =-���+�-��• • Lender's interest in the Prop¢rty, upon Lender's request Bonower shall promptly furnish to Lender receipte evidencin�
<br /> � ' "'• " these paymente.
<br /> c,,.
<br /> #;,^?;�'�'°u��?*'� ; If Borrower feils to make these paymenta or the payments required by paregraph 2,or faile to p.°,rform any other �
<br /> " ��� ' covenante and a
<br /> , ��,,,�,..., . greemente contsined in thie Security Instrument,or there iu e legal procceding that muy eignificantly C;
<br /> ' .._._..�...,:.:, ..', . aftect Lender's righte in the Property (such es a proceeding in bankruptcy. for condemnation or to en£orca lawe or ���
<br />{, � ,� rcgulations),then Lender may do and pay cvhatover ie necessury to protect the value of the Ptoperty and Lender's rights
<br />-;� in the Property,including payment�f taxes,hazard insuranee and other items mentionad in parngraph 2.
<br /> �- • Any amo�nts diebursed by Lender under this p�.ragraph ehall become un uddTtional debt of Barrower and be �
<br />�� " �. secured by this�ecurity Instrument.These�nmaunts ahall bear interest frorn the date of disbursement,at the Note rate,
<br /> -� " � and at the option of Lender.eha11 be immediately due and payable.
<br />_-..
<br /> ,� .� . e.C:ondemnstioa.'I'he proceeds of nny uward or claim for damn�e�,direct or consequential,in cc�nnection with
<br />-f:'� : . any condemnution or other txkin�of any part of thv Property,or for convoyanco in place of condemnation, ara hereby
<br />=• • c�asi�ned and shall be paid to Lender to the extent of the full amount of the indebtedne.sa that remuine unpaid under the
<br />� ' ' ., Note and this Security Instrument.Lend�r shol:appiy such proceeds to the reduction of the in�ebtedness under the Note
<br /> ••' and this Security Inatrument,finst to any deiinquent umounts applied in thc order provided in puro�raph 3,and then to
<br />�` re a ment of nnci al.An a licntion of thP rc�cceda ta the rinci al shall not extend or
<br />_ , • P P Y P P Y PP P p p postpone tQ�e due date�f
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