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<br /> __-__�'�'�'�:��' ��'in+•� S� Nntnrd i►r Pro >eK Grsurnncc. Dorro�vcr shall kcc Ihc im rnvc.mcnts naw cxistin on c�rcaftcr crececd on thc -
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<br /> -;��`,��'"'�'�;t�."'`.�' Pm�crt insural a ninst lass b firc, hazardti includcd within tltc tcrm ''cxtcndc�l covicea c" and an othcr har.nrcls, includin
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<br /> --- Flcx�ds or f�noding, for�vhich l.cndcr rcquires insurimcc. This insur�incc shall bc mnint�inccl in tlic untounts nnd for the ncriUds �"'�
<br /> '`•'"' '"�''�"'" eh;d Lcnder requires. TI�e insurancc carrier providing thc insurance�hall Ue choscn by DRrrowcr subjcr.t tu Lcnder's appravnl
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<br /> --,-.,�:�:►�:±;:::.�a� whir;h shull not be unra�sonnbly withhcld. If Borrowcr fails to maintain coveragc dexribcd ubuvc, [.endar iiu�y, ut l.ender's
<br /> _�.��,�-,�*.-„�-_,T-ti;t aption,obtnin covcragc to pmtr.ct I.c�ndcr'�rights in thc Property in;iccnrdancc�vith pitragraph 7.
<br /> _ �`""°"�`• ""�`���" All insurance policies nnd renewals shall be ucccptable to L,ender :tnd shall include a standard mortgnge cluuse, I.ender --�
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<br /> =��,t.�,s;�s-c�.,.-.ti,,•.'+:� r�t:,..
<br /> ____.,,�Y;;;;.�;;.;:,..�,-: sluill h�rve the right to hald Nie policies and renewals. !f Lender requires, Bormwer shall promptly gi�•e[o Lender all receipts of
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<br /> _ , . ��a� .. ��aid pren�iums nnd renewnl notices. In the event of loss, Borrower shall give prompt notice ta the insurnnce camer and Lender.
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<br /> �;�-�•�.t4.. - ,- Lcndcr may makc praof of loss if not madc promptly Uy 8o�rowcr. - -
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<br /> ��;:�;�a;�w.�', „ Unless L.ender and dorrower othenvise agree in writin�, insurtnce procecds shnl l be appliccl ta restorstion or repair of the �__
<br /> �}•�- � • Property damagcd.if thc restoration or repair is cconomically fcasible and Lc�tder's sccurity is not Iessened. If thc restorntion or
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<br /> - , rpair is nrn economicully feasible or Lender's security would be Icssened,the insur�nce proceeds shall be applied ta the sums _
<br />-"`��=��':';�a':� secured by this Security Instninicnt, whether or not then due, �vith any excess paid ta Borrower. If Uorrower abandons the =-
<br /> ,-':-.�,. . " =-
<br />_�`�'��:"' Praperty. or docs not unswer within 30 days a noticc fmm Lcnder that thc insurancc can•ier has offercd to scttle a claim. then =_�
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<br /> -f,,: �,.�...'!,;'.'?� Lender may col�ect the insurance Proceecis. l.ender mny use the proceeds to repair or restore the Property or eo pay sums �
<br />���''"f.t�.'��'�.�::': �.�_' sc�urcd by this Security Instrument, whcthcr ar not thcn duc. The 30-day period will begin whcn the notice is givcn. _
<br /> x �� ' Unlcss Lendcr and Borrowcr othcrwisc agrcc in writiiig, uny application of procceds to principal shall not cxtcnd or _
<br /> 'P"`l� �'#:'�. postpone the due date oi thc monthly payments referred to in paragraphs I and 2 or changc thc amount af the payments. If --
<br /> under parlgraph 21 thc Property is ucquired by Lender. Borrower's right to any insurance policies ancl pruceeds resulting from =_-
<br /> �'�°C�;��w:.;,-�. "•,� damagc to the Pmperty prior to the acquisition shall pass to LcnJer to the extent of the sums secured by this Sccuriry Instcument =
<br />= ' ' , immediatcly priar ta thc ucquisition. —
<br />_��;j�+,,�.,�� : 6.Occupnncy,Preservattan,Muintenance nnd Protection of the Property;Horrower's I.oun Appl[cution; l.enschalds.
<br />:_.•,�,s,. „ Sorrower shall occupy, establish,imd use the Property:ss Borrower's principal residence within sixty days after the execution of
<br /> � 'S' � !� �'• this Securiry Instrument und shall continue t� occupy the Praperty as Bnrrower's principal residence for at Icast one ycar nRer =.
<br />�:`r, ," �` thc date af occupancy, unlcss I,endcr othenvisc agrecs in writin�, which can5ent shall not be unrcasonably withheld, nr unless
<br />-`:;.t;'; �. , " extenuating c:rcumstances exist which ure beyond Borrower's contr�l. Borrower shall not destroy, damngc or impair the
<br />:,,_ __ �� ' Property, allow thc Property to deteriorate, or commit wastc un thc Property, Borrower sh�ll bc in defuult if any forfeiturc
<br />, : " � action or proceeding, whether ci��il or criminal, is begun that in Lender's gaod Paith judgment could result in forfeiture of the
<br /> . • ' Propeny or othcrwisc materially impair the licn creutcd by this Security Instrument or Lcndcr's security intcrest. 8orrower may . �
<br /> . ; _ � cure such u defuult and reinswte, as provided in paragrapn l8,by causin�the action or procecding to be dismissed with a ruling
<br /> _ . that, in L.ender's goad faith detcmiination, precludcs forfciwrc of thc Borro�ver's intcrest in the Property or other material _
<br /> • • impairment of the lien crcated by this 5ecuriry Instrumcnt or Lcnder's sccurity intcrest. Borrow�r shall also be in default if Y
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<br /> - v. .�.t.:• .. • Borrowcr,during the loan application proccss,guve matcrially false or inaccuratc information or stutements to I.endcr(ur failed
<br /> "�'4>.�;�r`a;�:>,�.•�• �• tu provide l.ender with uny material informntion)in cannr,ction with the loan e�idenced by the Note, including. but n�t limited
<br /> ='`,:'"�`±�ak�.�.� � to, representations concerning Borrower's occupancy of the Peoperty as a principul residenca If this Security Insrrument is on a
<br /> -��""'""'y°°'^ ' Ieaschold. Hormwcr shall comply with ull thc provi�ions of thc Icnsc. If Bnrro�vcr acquires fce tidc to the Property. the �
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<br />-_ .k+,:�;,� leaschold and the fee tiNe shall not merge unless Lender ugrces to the mergcr in�vriting. _
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<br /> - �••,__• °-•� � 7.Prutcction of Ixnder's Iiights In the Property. If Borrowcr fuils to perform thc covenants and agreements contained in
<br /> -- - � ::;::.:�.� .,
<br /> �":�,u�����•,••• � this Securit Instrument, or there is u Ie al roceuiin that ma si nificantl affect Lender's ri�hts in the Pro ert (such as a �-
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<br /> --=--�-_= = procceding in bankruptcy, probatc. for rondcmnati�n��r forfciture or to cnfor�c laws or regulations), thcn Lcndcr may do and , :
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<br /> '-�-�+�,r*�� pay for whutevcr is neccssary to pmtc.ct thc value of thc Property and Lendcr's right.; in thc Property. [.cnder's actions may y�.:
<br />� _ : include payin� a�y sums secured by a lien which has prioriry over this Securiry Instrument, appenring in court, pAying
<br /> . -• .., reasonable nttorneys' fees and entcring on thc Praperty to make rrpairs. Although Lcndcr may takc actior.undcr this par,i�raph :'��
<br /> _,,._,_.,.� , 7, Lender does not havc to do su. � `
<br /> _ • Any amounts Jisbursed by I.endcr under this parugraph 7 shall becomc adJitional dcbt of Borrowcr sccured by this �: .
<br />- `.'.. " . Security Instrument. Unles. Dorro�vcr und l.ender agrcc to other tcrms of paymcnt,thesc umounts shall bear interest fmm the
<br />- �- � ' date of disbuncment at thc Note ratc und sh.dl bc paynble, with intcrest, upon notice from L�:nder w Borrowcr rcquesting
<br />'., payment.
<br /> ,• , � 8.Mortgnge Insurance.If Lender reyuired mortgage insurance:ts a cnndition oP'making thc loan secured by this Security
<br /> � � �� Instrument, Borcotver shall pay thc premiums rcquircd to maintain the mortguge insurancc in cffcct. If, f'or any rcason, thc
<br />"�`� mortgage insuranee covera�e required by Lender lapses or ceases to be in effect, Sorro�ver �hall pay the premiums requind to
<br /> �•_ obtain cover,�ge substantially equivulent to dic mortgagc insurance previuusly in effcet, at u cust substuntially cyuivalent to the
<br />::� • cost to Borrower of the mortgagc insuruncc prcviuusly in effcct, from an.iltcruatc mortgugc insurer approvcd by Lcndcr. If
<br /> '� ., _-- substantially equivalent mongage insurance coverage is not available. Horrower shall pay ro Lcnder each month a sum eyual to
<br /> �: onc-twclfth of thc ycurly mortgugc insurancc prcmium bcing paid by Borrowcr whcn thc insurnncc covcragc lapscd or ccascd w
<br /> - be in effect. Lcnder will accept, usc and retain thcse payments as a loss reserve in lieu of mortgage insuranc�. Luss reservc
<br /> �` - Form 3028 9190
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