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<br /> 15. iTrliarm racudl�ixr.rrnxuti CovrrntN 1a�wi F,e�•:reblUt .'fliis Parm aP.,ccurfYy Instrumcm cosnbin�s ur+IPorni covcnants Por nntionnl usc �'
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<br /> and non•unlPorm r.oven�nu with limlted vari�tlans by judsdictian to consdtute n uniPorm secuxity instrumrnt covering reaJ propttty.T°�ls �a��r'_.:
<br /> Securlty Custrumtnl ahall l»govern�d by 1'c�lerul law and thc law oP thc jurisdlcUon in whtch the Property f�R«:Atec1.In tlie cvent that any p��:� '-
<br /> prov(alon or c4tue oT thls Security Initrumenl or tho Note cantltcte wlth eppllcaihle law,sueU conflict 6ha11 not offect other provieions af this �"v=��
<br /> Security Instrument e�r the Notn which cnn be given effect w[thout the confltcting provision,QII(I l0 fIlI9 OflII t�1C(ff6VI9IQi19 Of tIlI9 StCUtlty
<br /> Instrum.nt anA the Notc arc Aectu•M to bc scverablc. ��-...��-
<br /> E. ?�tAIM9FEtl OF THE P1tOPERTY OR A lIENEE'ICtAI IN'I'EREST 1N BUAROWE�t
<br /> Unlform Coven�►nt 1'�►of the Serurlty instruracnt(e amtnded tv read ae follows: - -
<br /> Ii.>s��''
<br /> 17. Tr���ta ot tlo Fropeet�or a Ee�efklAl i�tenat Is BorroNer.Yf all or any purt of thc Properry or an interest therein is sold or transferre� n'.�
<br /> (or iP a beneflcial interat in Borrower Is sold or ernnaferred and Borrower is not n natural person)w3thuut Lender's prior wricten consent, '`�'
<br /> i.ender may,at i.encier'n opdon,declere aU tho sums secured by this Secudry Instrument to be immediutety due and payable.However,thts �A-'��`
<br /> optIon shail not be exerctsed by i.,cnder if exercisc te not authoriud by Fedcrel law.Lender may walve the exorcise of this option if:(s)BorrowYr �A�,,,_
<br /> causes to bc submittcd to Lender Information tequired by Lender to evnluute the intended transferec ns if n new loan wcrc being made to thc �';,��r.
<br /> transferee;snd(b)L,ender reasonably drtermines thut Lender's security will not be impaired by thc loan nssumQtion pnd thnt the dsk af thc �•��-
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<br /> brear,h of any coven�t or a�re�ment in thls Security Instrument Is acceptablc to).ender. - =
<br /> To thr oatent permltted by applicable Ixw,Lender may charge a rcasonable fee av n cendltlon to Lendce`s consent to the loaa essumption. .,`"�`"
<br /> [���dcr►uey atso r�u,ife ti�e t�aasPe�ce to kcep sq the��aaiises ajid c+g�zer�ie�t�i,�ade in the Note and in this S:.cudty Instrumcnt. 'r°
<br /> "If Lendu exercisa such opdon to aocclerate,Y.ender shall mait�orrower notice of accele�ndon in accordance with paregraph!4�hereof. ��s'
<br /> Such not{cc nhall provide u pertod of not lcsa then 30 duys from thc date the notice is m¢Iled withln which Bonower may pay the sums dxlarcd �-
<br /> due.If Borxower fafls to pay such sums prtor to the eapiratton of sush pertod,4cnder may,without furthcr notIce or demand on Borroevcr, �.
<br />_ lnvoke any eemedia permitted by this Secur[ty Instrument."
<br /> �' ,-
<br /> "Notwithstnnc?ing a s�le or transfer,Borrowcr will continue to be ob!lgated under the Note nnd this Stcuriry Instrument unless Lender has �;,;_
<br /> rdeasni Borrowerin wdt[ng." -�
<br /> F. LOAN CHANGF:S
<br /> If ehe loan ucured by the Securtty Instroment is subject t�a law which sets mAximum lo�n charges,and thnt lnw Is Cnally interpre!ed so -
<br /> that the interat or other loan chnrges wllected or tq be collected in connecdon with the loan excced permitted Iimlts.then:(1)aay such lo�tn `
<br /> `----`-�Z� ' �`- t ` ,i �3 6I�it•an3 � ar sums�r^d x!lxc�f:o���ssew�• ��.-
<br />- �n�ac oua� iwlS�a. uj ttv oIiI'v8tii tia.ci58a'y i"v i—c�iiCc i�tc C�dl'g2 Z'v 2uc yci iT 2�' r t 3 7 7 —
<br /> which exceeded pennitted 1[mits will be refunded to Bono,ver.Lender may chon:.e to make this refund by reducing the p�incipal owtd under tha '
<br />- Note or by making a dlrect payment to Borrower.ff a refuncl reduces pdncipal,the reduction wql be tre�►ted as a partlal prepayment under the �
<br /> Naic. --
<br />_ 1N WI'CNFS9 WHF.REOF.Borrow�er hzv executed lhln AdJustRb:e R�te Rider. _
<br /> �� .��itf�7 (Seul1 ;V i;
<br />- LARRY G. OAKLEY HORROWLit �, �r
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