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<br />B, All future advances from Beneficiary to Trustor or other future obligations of Trustor to Beneficiary under any
<br />promissory note, contract, guaranty, or other evidence of debt executed by Trustor in favor of Beneficiary after
<br />this Security Instrument whether or not this Security Instrument is specifically referenced, If more than one person
<br />signs this Security Instrument, each Tmstor agrees that this Security Instrument will secure all future advances and
<br />future obligations that are given to or incurred by any one or more mstor, or any one or more Tmstor and others.
<br />All future advances and other future obligations are secured by this Security Instrument even though all rr par[
<br />may not yet be advanced. All future advances and other future obligations are secured as if made on the date of this
<br />Security Instrument. Nothing in this Security Instrument shall constitute a commitment to make additional or
<br />future loans or advances in any amount. Any such commitment must he agreed [o in a separate writing.
<br />C. All other obligations Trustor owes to Beneficiary, which may later arise, to the extent not prohibited by law,
<br />including, but not limited to, liabilities for overdrafts relating to any deposit account agreement between Tmamr
<br />and Beneficiary.
<br />D. All additional sums advanced and expenses incurred 6 Beneficiary for insuring, preservin or otherwise
<br />protecting the Property and its value and any other sums advanced and expenses incurred by Beneficiary under the
<br />terns of this Security Instrument.
<br />In the event that Beneficiary fails to provide any necessary notice of the right of rescission with respect to any additional
<br />indebtedness secured under paragraph B of this Section, Beneficiary waives any subsequent security interest in the
<br />Tmstor's principal dwelling that is created by this Security Instrument (but does not waive the security interest for the
<br />debts referenced in paragraph A of this Section).
<br />DEED OF TRUST COVENANTS. Trustor agrees that die covenants in this section are material obligations under the
<br />Secured Debt and this Security Instrument. If Tmstor breaches any covenant in this section, Beneficiary may refuse to
<br />make additional extensions of credit and reduce the credit limit. By not exercising either remedy on Trustor's breach,
<br />Beneficiary does not waive Beneficiary's right to later consider the event a breach if it happens again.
<br />Payments. Trustor agrees that all payments under the Secured Debt will be paid when due and in accordance with the
<br />terms of the Secured Debt and this Security Instrument.
<br />Prior Security Interests. With regard to any other mortgage, deed of trust, security agreement or other lien document
<br />that created a prior security interest or encumbrance on the Property, Traitor agrees to make all payments when due and
<br />to perform or comply with all covenants. Trustor also agrees not to allow any modification or extension of, nor to
<br />request any future advances under any note or agreement secured by the lien document without Beneficiary's prior
<br />written approval.
<br />Claims Against Title. Traitor will pay all taxes (including any tax assessed to this Deed of Trust), assessments, liens,
<br />encumbrances, leave payments, ground rents, utilities, and other charges relating to the Property when due. Beneficiary
<br />may require Tmstor to provide to Beneficiary copies of all notices that such amounts are due and me receipts evidencing
<br />Toaster's payment. Trustor will defend title to the Property against any claims that would impair the lien of this
<br />Security Instrument. Trustor agrees to assign to Beneficiary, as requested by Beneficiary, any rights, claims or defenses
<br />Tmstor may have against parties who supply labor or materials to maintain or improve the Property.
<br />Properly Conditions Alterations and Inspection. Truster will keep me Property in good condition and make all
<br />repairs that are reasonably necessary. Tmstor shall not commit or allow any waste, unpairment, or deterioration of the
<br />Property. Truster agrees that the nature of the occupancy and use will not substantially change without Beneficiary's
<br />prior written consent. Truster will not permit any change in any license, restrictive covenant or easement without
<br />Beneficiary's prior written consent. Tractor will notify Beneficiary of all demands, proceedings, claims, and actions
<br />against Trustor, and of any loss or damage to the Property.
<br />Beneficiary or Beneficiary's agents may, at Beneficiary's option, enter the Property at any reasonable time for the
<br />purpose of inspecting the Property. Beneficiary shall give Trustor notice at the time of or before an inspection
<br />specipmg a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Beneficiary's
<br />benefit and Tmstor will in no way rely on Beneficiary's inspection.
<br />Authority to Perform. If Trustor tails to perform any duty or any of the covenants contained in this Security
<br />Instrument, Beneficiary may, without notice, perform or cause them to be performed, Tmstor appoints Beneficiary as
<br />attorney in fact to sign Traitor's name or pay any amount necessary for performance. Beneficiary s right to perform for
<br />"Trustor shall not create an obligation to perform, and Beneficiary's failure to perform will not preclude Beneficiary
<br />from exercising any of Beneficiary's other rights under the law or this Security Instrument.
<br />Leaseholds; Condominiums; Planned Unit Developments. Trustor agrees to comply with the provisions of any lease
<br />if this Security Instrument is on a leasehold. If die Property includes a unit in a condominium or a planned unit
<br />development, Trustor will perform all of Trustor's duties under the covenants, by -laws, or regulations of the
<br />condominium or planned unit development.
<br />Condemnation. Trustor will give Beneficiary prompt notice of any pending or threatened action, by private or public
<br />entities to purchase or take any or all of the Property through condemnation, eminent domain, or any other means.
<br />Trustor authorizes Beneficiary to intervene in Truitor's name in any of the above described actions or claims. Trustor
<br />assigns to Beneficiary the proceeds of any award or claim for damages connected with a condenmation or other taking of
<br />all or any pan of the Property. Such proceeds shall be considered payments and will be applied as provided in this
<br />Security Instrument. This assignment of proceeds is subject to the lanes of any prior mortgage, deed of trust, security
<br />agreement or other lien document.
<br />Insurance. Trustor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably
<br />associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for the
<br />periods that Beneficiary requires, What Beneficiary requires pursuant to the preceding sentence can change during the
<br />term of the loan. The insurance carrier providing the insurance shall be chosen by Trustor subject to enefciary's
<br />approval, which shall not he unreasonably withheld. If Trustor fails to maintain the coverage described above,
<br />Beneficiary may, at Beneficiary's option, obtain coverage to protect Beneficiary's rights in the Property according to the
<br />terms of this Security hutrument.
<br />All insurance policies and renewals shall be acceptable to Beneficiary and shall include a standard "mortgage clause"
<br />and, where applicable, "loss payee clause." Trustor shall immediately notify Beneficiary of cancellation or termination
<br />of (he insurance. Beneficiary shall have the right to hold the policies and renewals. If Beneficiary requires, Trustor shall
<br />immediately give to Beneficiary all receipts of paid premiums and renewal notices. Upon lass, Truscor shall give
<br />immediate notice to the insurance carrier and Beneficiary. Beneficiary may make proof of loss if not made immediately
<br />by Trustor.
<br />Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Provrly or
<br />to the Secured Debt, whether or not then due, at Beneficiary's option. Any application of proceeds to principal shall not
<br />extend or postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be
<br />pod to the Tmstur. If the Property is acquired by 9eneficiary, Truitor's right to any insurance policies and proceeds
<br />resulting from damage to die Property before the acquisition shall pass to Beneficiary to the extent of the Secured Debt
<br />immediately before the acquisition.
<br />Pa9D 2 j-0
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