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<br /> �' � � �� ' periods thnt Lcndcr�cquires. The insurancc cnreier providin�;ihc insnrancc sholl bc clioscn hy I�anower subject to Lenderk .;�.;,x,:,:�-
<br />-�°. npprovnl�vhich tihcdl nat bc unrc�isun��bly wlthhcld. If Dorrawcr f��ilti io maintain covcraigc descrilxd ubavc,l.cndcr may, iu - -z .�.�tuA°:°--'
<br />=i Lendcr!�a tian,obtc�in awcrn c ta «itcct I.cndcr'ti rl htti in thc Pra en in nccordnncc with �rn n h 7. � ��'�'=;`r���==
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<br /> . All insuraiice palicics imd renewi�ls shciU be nccepu�ble to I.eneler�oid+I�all include n stnndard mnngti�;e cluuse. Gender ;st»�=��m,
<br /> � �� i shall hnvc�hc right t��liotd tlic pe�licicti nnd renawnly, If I.endcr myuires, Norruwcr shidl promptly givc to Lcndcr iill rcrciFts �.-'.�°�s="'��
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<br />'' ' of pnid premiumw cmd rencwnl nmiccs. In tl►c cvcnt of lo�s, Il�irr�wcr sNnli givc pmmpt noticc tn t�ic insurtutcc ciirricr mtA Yrl��:::,�,_ .
<br /> ° ' " ` ' Lcndcr. l.cndcr may mal�c prani�ii�lo,Y if not mnde p�umptly Uy Il�wu;vcr. � .. .�' :t`�'� __--
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<br />_ • Unlcss I.cndcr imd 13orrmvcr otl�envi�{c ngrcc in�vriting,ui+uru��cc pr�x:ccds sh+ill fx nppllcd to resturation or rcpnir ��f e
<br /> : tlie i'roper�y damoF;ed, if tlie re�eoration or re�uiir is econumicnlly fensibte nnd I.ender'� tiec�n•ity iti not lessened. If the ��`:•:�?"'°�="-�--
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<br /> ,, • , restoriition or trpair iy nut ccunomiaslly feusiblc ��r I.cndcry �ccurity wauld hc Icsscncd, thc insurancc pracc�ds shnll bc r� ;:.,;c��y,,�,�.;,`,�
<br />� npplied to the sums �ecured by �his Securiry Instrument, whether or nnt then due, with uny excess paid to Eiotrawer, IF •':Y.� ,, t�,���.�
<br /> ' Borrowcr iibnndcins thc Propcny, or docs not unswcr withi��0 dirys n noticc froin L,endcr thnt thc insur�ncc carricr hna ; ` ;' �r..����,,°_,_--
<br /> offered to+etde u ciuim,then Lender mny collect the insurnnce procecdy. Lender mny use the proceeds to repuir or rcstore .�-�=J�,�;�;.�,
<br /> � �� . ' the Property or to puy sums secured by thfn Security lnstrument,whether or not thcn due. Tfie•30-day period�i•ill begin when �,�r;;.=::
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<br /> Unless Lender nnd Qorrower otherwise agree in writing, :my upalication of pmceeds to principal shall not extend or .'•�'x�''-��''-"_"
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<br /> '' " ost one the duc date af the monthl n ments referred to in an ra hti I und 2 or chun e the amount of thc a mcnts. If � `°'''"•"''�;;�:.
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<br />% �� undcr paragr�ph 21 thc Property is acquired by Lendcr, Barrowcrl right ta uny insurance policies and pmcceds resulting 3� =� �• •�;�:� �
<br />� feom damuge to the F'roperty prior to the ucquisition shull pass to Lendee to the extent of the sums secured b this Securit "���•; •,_���•�+� �_
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<br />� Instrument immediately prior to the ucquisition. ����'�'�--
<br />-_ .. 6. accup��icy, Preservation, Mainte��ance and Protect[on of the Property; Borrower's Lo�n ApplicRHon; '��'`�—=-=
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<br /> Leaseholds. Borrowcr shall occupy,ectablish,and use the Property as Borrower's principal residencc within sixty days nfter ��!".'_"��'""_�; - -
<br />= the execution af this Sccu�ity[nstn�ment und shall continue ro ocrupy t hc P roperty as Borrowcr'.s principa l r es i d e n c e f o r a t ==•��R''�"_"_
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<br /> Ieast one year after the date of occupancy, unless Lender otherwise agrees in writing, which cor.sent sh�ll not be +��;;�i:
<br />-• unreaSOnably withheld,or unless extenuatin�circumstances exist which ure beyond 8orrower's conuol. Rortower shull not . ���;,.�:.�.�,,�_-
<br />� destroy,damage or impair thc Property,allow the Pmperty to deteriarate.or commit waste on the Propeny. $anower shall "�+;?.,,,;;:;:�;�;__
<br /> i be in default if any forfeiture action or proceeding,whether civil or criminal,is begun that in Lender's�;ood faith judgment �.. �� .,•.,•
<br /> , cauld result in forfciture of the Property or ather�vise mnterially impair the lien created by this Security Instrument or � -•;;�:;� �'��s
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<br />� " � Lender's serurity interest. Borrower may curc such a defuult and reinstate,as provided in paragraph 1 R,by cnusing the uction �,,{+,��;w�
<br /> • I or proceeding to be dismissed with u ruling that,in Lender�good faith determination,precludes forfeiturc of the Bo�TOwer!s ''fiV�' -��,,,. -
<br /> intcrest in the Property or othcr mnterinl impairm�nt of thc lien crcated hy this Security Instrument or Lender!s sccurity .��,�� �
<br /> i interest. Rorrower shall also be in default if Borrower, during thc loan application process, gave muterially false or
<br /> inaccurate informutian or stntements to Lender(or fnilcd to provide Lender with any material inf'ormation)in connection w•ith .�� _
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<br /> . � Property as a principal residence. !f this Security Instrument is on a Ieasehold,Borrower shall comply witli all the provisions .
<br /> , I of thc lease. If BotTawcr ncquires fcc tidc to Ihe Property,thc lcasehold and the fec tiNe shaU not mcrgc unless Lender agrees �
<br /> , •� � to the mcrgcr in writing. , ��
<br /> 7. Protect[on of Lender's Rlghts In the Property. !f Berrower fails to perform the covenants and tigreemems �r;+•
<br /> " contuined in this Securiry Instniment, or there is u Iegal procceding thu[ muy tiignific:�ntly affcct Lcnderti rights in the ., „f•;�''
<br />' ' � Pmperty(such as u procecding in bankruptcy,probate,for condemnation or forfeiture or to enforce laws or regulutions),then x�
<br /> ' Lender may do nnd pay for wh�tever is nccc�si�ry to protcct the value of the Property und Lender's rights in tlie Property. ` '�' �
<br /> • • Lender's actions msy include paying uny sums secured by a lien which has prioriry over this Sccurity Instrumcnt,appearing ' *`' •
<br /> in court, paying rensonable .utorneyti'fces and enfcring on the Property to makc repairs. Although Lendcr may take action ! '' ,/i '
<br /> ' undcr this paragraph 7,Lcndcr docs not huvc to do so. "������'�
<br /> � Any nmounts disbuned by Lendcr undcr this paragr.iph 7 shall becomc additional dcbt of Borrowcr sccurcd by this " ''
<br /> S�curity Instrumcnt. Unless Borrower and Lcnder agrce ro other terms of payment,thesc amounts shall beur intcrest from the � ; .
<br /> . dutc of disbursement xt the Note ratc und shall bc payablc, with intcrcst,upon no[icc from Lcnder to Bonower requesting > >�_r.__
<br /> payment. , Y�-�
<br /> . 8. Mortgnge Insurunce. If Lend�r required ntortgnge insurance :u :►conJition��f making the loan+ecured by tl�is
<br /> Security Instrument, Borcowcr�hall pay thc premiums reyuired t� maintain thc mortguge insurance in effect. If, for any � , .
<br /> ' renson, the mortgage insurance covcrage required Hy Lcnder lapses or ccases to be in effcct, Borrower shall pay tf�e I • '
<br /> pmmiums required to obtuin coverabe subs[un[iully cyuivulenl to the mortga�;e insmance previously in effect, at a cost � �"�'��''
<br /> . substuntinlly eyuivalent to the cost to Borrower of the mongage insuranee previously in effect, from an altemate murtgage �
<br /> insurer upproved by Lcndcr. If substantially cyuivalcnt mortgagc insurancc covcragc is not availablc,Borrowcr+hall pay to . �'
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<br /> �� , Lender each month u sum equal to onc-twclfth of the ycarly mon;agc insurancc prcmium bcing paid by Borrowcr whcn ttx� . � +� .�-
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<br /> = • . insuranee coverag��lupsed or ceuseJ to be in effeet. Lender will aceept,usc:�nd rctain these payments as u loss re�erve in 1 ieu ,,� �_
<br />"�' � ' of mort�agc insursnce. Loss rccerve paymentx may no longer bc required, u� thc option of Lender, if mortgage insuranrc • i� �
<br /> . ,. • cavcragc(in the xmount and for thc period that Lender n:yuireti)provided by un insurcr approvcd by Lender ngain lxcurncs I ' ".:
<br /> � avnil:�blc and is obtained.Borrower shall p:ry thc premiums rcyuired ta maint�iin►nongagc insurance in cffect,or to providc�i , �.".
<br /> loss reserve,until the requirement for mortguge i��surancc endti in uccordance with any written:��;rcement betwren Borrower i �•
<br /> and Lcndcr or applicable law. i `
<br />_. • � ^ 9. Inspectlun. I�endcr or its.�gcnt may make rrasonublc cntrics upon imd inxpections uf thc {'roperty. Lcndcr shall i ll
<br /> E givc Bonowcr noticc at thc timc of or prior to w►inspcction spc.cifying reusonablr rausc for thc inspection. � „
<br /> 10. Condemnutton. The proceeds of:my award or claim for damages,direct or conscyuential,in connrction with any
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