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<br /> i OQ�Ti��ti PJl'1'H nll tf►c irnpec,vc�ncnta no�v on c�rc�licr crcct�d on tho p�•u�:�rty, uied�II ca��n�ent5,ngpu�tcnnnccs,nnd -
<br />- ; �� " Gxwres now or hereaR�r a pan of the pi�apeny. A!1 replucementn und additions simll ;dso be covere�J by this Sec4rity �� ---``
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<br />��,:. :, Instrumcnt. All af thc forcgoin� is rcfcrrcci to in this Sccuriry lnstniment ns thc"Pmperty." -
<br />�:'�,� . �� HQREtOW�R COVENANTS�hat Uormwcr is I�wfully sclscd uf chc cstatc hcrcby convcycd and has thc right to grant and . � --
<br /> convcy the Property and thnt thc Property is uncr�cumbcrcd, cxccpt for cncumbra�iccs of rccord. t3orrowcr warr:►nts and will
<br />'_-"'�`'` ; „ ' � defend genernlly the tiNe t�the Property ugai�st alI cluimc nnd demands, subject to nny encumbranees of remrd. � ;• _ `
<br /> 'i'NIS SH�URITY INSTRUMENT combines uniform covenants fix nutionol usc and non-unifomi covcnants with limited t==–'
<br />';:F ' ° � vnriations by jurisdiction to canstitutc s�uniform sccur�ty instrumcnt cmcring rc;d prap��rty. , ��� r--$._�--'-z'_
<br /> . UNIFORM C�VENANTS.Borrower und Lcnder covenant and agrec Ati follo�vs: ,��,�
<br /> ' � 1, Pc�ymcnt of Peincipal and Interest; 1'repaymcnt und I.i�te Chargc.w. Uorrowcr shatl promptly pay when duc thc �
<br /> . principal nf nnd interest on the dcbt evidenced by thc Natc und:u�y prcpuymcnt und lutc chargcs due undcr thc�Wote.
<br /> 2.E'unds [or Texes a�d Insumncc. Subjcct to opplicablc In�v or tn a�vrittcn wnivcr by Lcndcr, Borrowcr shall pay to �'�
<br /> �" l.ender on the day monthly paymcnts a�c duc under thc Note, until thc Notc is paid in full,i�sum("Funds")for. (a)ye�lrly taxes �[ti
<br /> • and ussessmcnts which may�ttain pnority ovcr this Security Instrument us a licn on thc Property; (b)ycarly Icaschold paymcnYs f�
<br /> ., �� orground rents on thc Property.if any;(c)ycarly hv.urd or property insuranca prcmiums;(d)ycarly flocxi insurancc prcmiums, �r.
<br /> if uny; (c) ycady mor4gugc insurancc prcmiums,if a��y; nnd (� any sums payablc by Borrowcr to i.cndcr, in accordancc with
<br /> • the provisions of paro�raph 8, in licu of thc payment of mortgagc insurnncc premiums.Thcse items arc callcd "Escrow Itcros." �
<br />_ . L�:nder may,at uny time, collect and hold Funds in un nmount not to excecct the maximum amount a Iender for a fi:derslly "
<br /> � • related mongage loan may require for Borrower's escrow necount under the fecieral Real Estate Settletnent Prcxedures Act of ' •
<br /> ' � I47�!as�un�nded from time to time, 12 U.S.C.Srction 2641 et sey. ("RESPA"), unless unother law that applies to the Funds �+
<br /> �� ' � scts a Icss y arnount. If so, [.cndcr may, at any timc, collcst und hold Funds in :►n amount not to excccd thc Icsscr amaunt. f "��
<br /> ; L.cnder ma cstimate the amount of Funds due on the basis of currcnt duta and reasonable cstimatee of ex cnditures of futurc �
<br /> . Escro�.v Items or othenvise in ar_cordance with applic��ble law. .," , '"
<br /> '• .. � 'H�e Funds shnll bc hcld in an institution whose dcposits are insurcci by a fcdcral agcncy, instrumentality, or entity a;.�.
<br /> " (including Lcndcr,if 3.cndcr is such an institutian) or in any Fcdcral Homc Loan Bank. L.cndcr shull apply the Funds ta pay thc �l
<br /> Escrow Itcros. Lendcr may not chargc Borrowcr for hoiding and applyins thc Funds,annually analyr.ing thc cscrow account,ur ���
<br /> . „ verifying the Escrow Items, un(ess Lender pays Borrower interest on the Funds and applicablc law pertnits icnder to make such � �"S
<br /> a charge. Howevcr,Lcndcr may rcquirc Barrawer to pay n one-timc charge for an independent real cst.�te tax reporting scrvice 'C"� -'
<br /> ' uscd by Lcndcr in conncction with this loan, unlcss applicablc law provides othcrwisc. Unlcss an ngrcemcnt is madc or ,�'�. ��`�=
<br /> upplicablc luw rcquires intcrest to be paid, Lcrtdcr shall not bc requircd to puy Borrowcr any interest or carnings on thc Funds. � .�� _—
<br /> _...
<br /> _ Rnrfnwrr:�rl f rnrlrr may_3or�r jn writjno h�wrvrr thm intrmct�hal� hr F:�irj nn t�� �sn�lc. �,nR.l�r ch�ll o�yo r��n*iL.w�i. —i�.'^
<br /> •��'� without chatgc,an annuul accounting of thc Funds, showing crcdits and dcbits to thc Funds and thc purposc for which cach ,,y:•. :
<br /> .:�.:�� debit to the Funds�vus made.Thc Funds are pledged�Gti additional sccurity for all sums secun:d by this Security Instrument. ' ••��
<br /> �' If thc Funds hcld by L.i:ndcr excecd thc amounts permitted to be hcld by applicable law, L.:nder shull uccount to Dorrower '
<br /> for d�e cxccss Funds in accordancc with thc rcyuiremcnts of xpplicablc law. If thc amount uf thc Funds hcld by C.c.ndcr at any •r
<br /> ' , time is nut sufficient to pay the Escrow items when due, l.a:nder may so notify Borrower in writing, and,in such case Borrower , �, .
<br /> � shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than �
<br /> twelve monthly paymcnts,at Lender's sole discrction. .,.,3''I
<br /> " Upon payment in full of all sums secured by this Sccurity Instrument, Lcnder shall promptly refund to Borrower any -. �'+
<br /> ' Funds ficld by L,cnder. [f,undcr para�raph 21, Lcndcr shall acyuirc or scll thc Propcny, Lcndcr,prior to thc acquisition or salc .
<br /> of thc Property,shall apply any Fund�held by Lcndcr ar,thc time of ucquisition or salc as a crcdit against thc sums secured by „
<br /> , this Security Instrument. ,
<br />. 3.Applteatlon of Payments.Unless upplicable law prc�vides othenvise,:ill payments rereived by L.ender undcr paragraphs . ;��.��_�-.__
<br /> � 1 and 2 shall be upplieci: first, to�n�• prepayment churges duc under the Ncne: second, to:unountti payable undcr paragraph 2; '" �
<br /> • third, to intcrcst duc; fourth,to principal duc; 111(J I85t, to any latc charges duc imdcr thc Notc. , �
<br /> 4.Chnrges; Lle!�e. Dorcowcr shall pay all taxcs,:isscssments, chargcs, tines and impositiims uttributable to the PiY�perty .
<br />_ �' which tna uttain riarit ovcr this Sccurit Instrument, and Ic;ischold � mcnts or �mund rents, if an eorrowcr shall a '•
<br /> _ Y P Y Y P'Y b Y• P Y �
<br />_, . thCSC obligations in thc manner provided in paragr.�ph 2,or if not paid in that mnnner, fiorrmver tihall p:ry thcm an time direcdy � � .�' 4.�
<br /> to thc �ucrson owed payment. Borrowcr shall promptly furnish to Lcnder all notices of am�wnts to bc paid under this paragraph. i �� ',
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<br />- 1 If BorTOwcr mafccs thcsc paymcnts dircctly, Borrowcr shall pmmptly furnish to I.end��r rcccipts cvidcncing the payments. � ;� a
<br /> �, Sarrowcr sh:►11 promptly dischargc any licn�vhich has priority ovcr this Security Instrumcnt unlcss Borrowcr: (a)ugrccs in � 'w-• t, ;
<br /> - �vrit�n�to thc paymcnt of thc obligation sccum.ci by the licn in a manner acceptablc to Lcndcr.(b)contcsts in good faith thc licn � � �>
<br />: by, or defends against enforcement of thc lien in, Iegal procccdings which in thc Lcndcr's upinion operate to pmvent thc i ,.
<br /> ,. enfo�remcnt of the licn;or(c)secures from thc holdcr of the licn an agrcemcnt�tisfnctory to Lendcr suboniin,ating thc licn to ';�
<br /> this Security Instrument. If L.ender detern�ines that xny part uf the Property is wbject w a lien which may atkiin priority over j
<br /> this Security Instnmkni. Lcndcr umy givc Dorruwcr a noticc idcntifying thc licn. 8orrowcr shall satisfy thc licn nr takc onc or ! �1
<br /> �� 1 marc of thc actions set forth abovc within 10 days uf thc givinb uf noticc. � ' ,�
<br /> form 3028 9190 � �
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