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<br /> .. ., . I •1'OGI's'f{91?R 1"JI`I'll nl!�hc iinprovcnuntti nu�v ur I�crcati�:r c��ccicil un if�c pr�i��cny. and ull rm.�:mai�r,, a��puitcnancc��,�md
<br />:=.-_;,-••;;.,:,,,�,.;-,,Y:<, fixwres nuw un c�rcafter a pa►t of thc prupc�ty. All rcpluccmcnt:, and i�dditiuns r.hidl ;dtiu hc cuvcrc�l by �t�is SccurUy .�_
<br /> ._- ;_•,�;,�_'_," instnuncnt.All of�hc lirrc�;oing is rcf'crrcd tu iu U�is 4ccurlty Inr�rumciu a�s�hc"Prc�pertY•" �e�;�:.
<br /> ,_�"�' '` "''`.. RORROW�R(:OVLNANTS tl�at Hormwcr ir Inwllilly�ciscd uf thc cs�utc hcrchy cunvcycd unil Iws tlic rl�;!►t tu grant nnd -�,
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<br /> ,�, � cam�cy dic Property and tha� thc Pru�lcriy is ancncumhcmd, cxccpt for cncumhruncc�, uf rccurd. liorrn�vcr w,u•runts iwd will
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<br /> ---- dcfcnd gcncrnily thc tldc tu thc Property a�,�ninst all chdms�u�d demands,suhJcct w:my cncumbraisrc�;�if record. _
<br /> ""'"°�""��-�'.. THIS 5L'CURITY INS'ft�UM1iI�[T�iimhinc� uniPurm covcnants fi�r�yatiun;d usc�uid nm�-imifin�r.,:r�en.i,�!r: �vitl� limitcd
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<br /> =-'�:�::'�"__. vtiriatlonti Uy jurisdictian to amstitute a unifnrm securiry instrument r�ivcring re,il property. '��
<br />-:�u�::_=.��,�;�,:w,jy"' UNIFQRM COVENAN'fS. Borrowcr a��d Lcnctcr covcn,u�t und agrcc us ti�llwvs: ___
<br /> �rj�� �A 1. Ni� ment oP Princl al and Intcrest; 1'rc a �bicnt �ind I,�Uc Chm �cv. fli�rmwcr tihall rom tl i when dttc ihc "
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<br />`��z.:c.v?t�'7C.�r;:•r'•' principal�f nnd intcrest on�hc dcbt cvidcnccd hy�hc Notc and uny prcpaymcnt und Intc churges duc undcr thc Notc.
<br /> � '`�+r�=�?"% 2. I�E�nd9 Par 7'uxes nnd G�sur��nce. Subject to upplicnble liiw or tn n wriucn wiiivcr hy I.cndcr, Bnrrower shatl pay fn �
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<br /> --_`-='_'�"t+�' _.�` l.endcr on tlic day monthly payments nrc duc under tlic Notc,until thc Note is p:iid in full,A Slllll("Funds")for:(n)ycarly tiixes -
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<br /> -'-'_';:v��$';i•}) and nssessnunts which may auain priority over this Securit�Instrument us a lien on the Pr��perty; (b1 ya►rly I�:aschuld p�ytnents .
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<br />_���s���:�t5,�;,,.: , or ground rents on thc PrQperty, if a�ny;(c)ycarly hnzard or property insuruncc prcmiums;(d)yca►•ly fluod insunincc prcmiwns, ''j,.
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<br />.::}y�_r.�:.:.. if any; (c) ycarly nio�tgugc insurancc prcrniums, if any; and {�nny sums pay:iblc by I�orro�vcr to Lendcr, in nccrn•dancc with -
<br />-`��:�'v�•;���'�.r.��" thc prm�isions of paragraph R, in licu of the payment of mortgage iusurance premiums. These items are called "Escrow Items." '
<br /> '�-�_°;s?"�{°...;''� Lencler may, at any time, collect and hold FunJs in an amount not to excecd the maxinwm umount a Iender for a feder�lly
<br />"'"�����`hf �'``"0� rclatcd mort n c loun m�� rcc uirc for Borrowcr's escrow ,uc�unt undcr tl:c fcderal Real �state Setdcmcnt Procedures Act of '`
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<br /> 1�74�s i�mended fmm timc tn time, 12 U.S.C. Section 2fiQl et.cey. ("RESPA"), unless unnther law that applics to die Funds :' �
<br /> � ` • ' � ets a lesscr amount. If so. Lender may, at any time, collect and hold Funds in an amount not to exceui the Iesser nmount.
<br /> '"•`'.�""^°.�-����� ' j Lendcr may estimatc thc nmount of Funds du�:on �hc hatiis of currcnt data and reasonublc cstiirmtcs of cxpcnditures of fuwrc -
<br /> � Escrc�w It�ms oe othcrwisc in accorduncc�vitli applirablc law.
<br /> '�'`'`"`'� '" Thc Funds shall bc held in an institutian �vhose de otiit5 nr� insureci b i federal a enc instrumentalit or entit ' =
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<br /> . . (includin�; Lcndcr, if C.endcr is such un institution) nr in any FeQcr11 Home I.��an Bank. Lcndcr shall apply thc Funds to pay the
<br />:`.;:e`:,' ,}� �� Escrow Itcros. Lcndcr may no�chnr�;c Borcowcr for holding nnd applying thc Funds,annually analyzing thc cscrow account,or
<br />:'��}'; Y�: verifying the Escrow Items, unless[.ender p:►ys Borrower inter�st on the Funds and npplicablc law permits Lender to make such
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<br /> a chargc. Howcvcr, Lender rnay rcquire Barrowcr to puy a ono-tin:c churge for an indcpcndcnt rcal estatc tax reporting servirc �
<br /> '��� • used by L.ender in connection with this loan, unless applicublc law pravidcs otherwisc. Unlcsti un agrecment is mudc ur -
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<br /> " " applicable law rcquires intcrest to bc pxid, I.cndcr shall not hc rcquircd to pay Borrowcr any i�ucrest nr cArning.r•on thc funds. +
<br />' fiorrowcr and l.endcr mnv a�rcc in writin�. howevcr, that intcrest yhall bc naiJ on thc Funds. l.endcr shall �ivc :o Borrowcr. -
<br /> "'.�;'`''��''':� , �vithout churgc, un unnual accounting uf thc Funds, showing credits and dcbits to thc Funds and thc purposc fi�r �vhich cach �� �
<br /> debit to the Funds wus made.The Funds ure pledged as additioniil security f'e�r ull sums secured by this Security Instrument. •,�`�_
<br />• � � If the Funds held by L�:ndcr excceJ ttte antountc permittcd to hc hcld by upplicablc law,Lcndcr shall ucaount to Borrower .
<br /> ' •,_;;�% for thc cxccss Funds in uccordancc with thc rcquiremcnts of applicablc law. If Ihc amount uf thc Funds hcld by Lcndcr nt uny .
<br /> � � timc is not sufticient to pay the Escrow Items whcn duc, L,ender may tio notify Bnrrower in writing,.;nd, in such case Rorrower
<br /> shall pay to[.endcr the amount necessary tu make up the deficiency. Horruwer shall make up the deficiency in no more than -
<br />�-•�'�r��:�=u�`•^ '• twelvc monthly payments,,U L.endcr'ti salc discrction. � =
<br />'' 'T'��*-'�`'� "' Upnn payment in full of all sums .�����d ny �n�ti Security In�trurnent, Lendcr shall promptly rcfund to Borrower any
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<br /> ,µ._{,,,,,_,,,,„. Fwids hcld by I.endcr. If, under paragraph 21. I..ender shall acquiro��r sell th� Property, l.ender,prior to the acqui,ition or sale
<br /> ;?.,z,.;��^�,. of tlie Pr�perty,shall apply any Fundti held by Lendcr at the timc of acyuisitiun or salc us a crcdit abainst thc sums secured by
<br /> �s�•�.•• this Sccurit Instrumcnt.
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<br /> �':.���:" 3.Appltci�tinn of Payments.Unlcss ap��licablc law provides othcr�vise,all payments recciv�xi by Lender undcr puragruphti
<br /> - "�"'°+�"'�' "' � 1 and 2 shnll he applicd: �rst, to any prepaymcnt rharges duc undcr the 1�[ote; second, ro iimounts payable undcr parabraph 3: '
<br /> " "° third,ro intcrest duc: fourth,to principal duc; and last, to any latc cht�rgcs due undcr[he Nota .'{.
<br /> • ".`z"�:�: " 4.CF1AP�,'�S� I.tcns. ijorro�ver shall pa�� all taxc.r•, assc5+ments, char�es, tincs and inipusitions attributahle to the Property
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<br /> � "�� 'r�::;.•.: ., which rnay attain pri�irity ovcr this Sccuriry I�nstninunt, and lenschold p;rymcnts �ir ground rents, if any. fiormwcr shull pay
<br /> :. ... . thcsc obli�ations in thc mannec providcd in paragraph 2,or if n��t paid in that manncr, Burrowcr shall pay thcm on tintc dircctly
<br /> to dic person owcd p.�yment. Borrowrr shall pramptly t'umitih to Lendcr all notices of amounts to hc paid undc�thiti parugraph. „
<br /> • . ' . If Eiorro�vcr ntukcs thc�c paymcnts dircctly.Borrowcr shall pri�mptly f'urnish to l.cndcr rccciptx rvidcnring thc paymentti.
<br /> Rorrower shall promptly dischnrge any lien which has prioriry avcr this Security Imtr�uncnt unlesx Beirrowcr: (a)agrcex in
<br /> �, writing to thc paymcnt of the obligation securcd by thc licn in a manncr acreptahlc to L.encle�:(b)rontests in goad faith the licn
<br /> ,. "' , • by, or defencl� agctinst enforcement of the licn in, Ie�;al proceedings which in the Lender'. ��pinion aper.ite t�� prevcnt thr. �
<br /> -� � t enfi�rcenunt iif the lien;or(c)secures fr��m thc holder of the lien an agreement tiatisfactory tn L�:nder subordinatinF the lien to
<br /> - � " this Sccurity In�trumcnt. If l.cndcr dctcnninrs that any part uf thc Prupercy iti subjcct to;� licn whirh m;ry;rttain priority uvcr '•
<br /> , this Sccurity histn�mcnt, l.cndcr may givc Borro«�c:r a noticc idcntifyin�thc licn. C3arrowrr shc►II .ati.fy thc licn ur tukc onc or
<br />_ � : murc��f thc actions,et forth abiwc within 10 days i�f thc gi�•ing of noticc.
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<br /> Form 3028 9l90
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