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<br /> `�-- T 'f�srr��iF?It�VI'flf uU ihc ImpruvcmcntR now un c�rcnRcr crcctcd un thc praperty, uud ull c.��cmcnty, u��purtcnanccs. and .
<br />-�������:�.=.= tixturc� na�v on c�rcaAcr n p�►ri uf thc ��ruperiy. All repinticmcntw �enA udJitior�v shnll nitio bc c�wcrcd by this Sccurity
<br /> .:,�,,,,���.}�,fi-;� Instnmunt,All of U�c fin�cgohF�is rcfcrral to in this Sccurily b�slnimcnt iiv thc:"1'r��perty.,' .;;�,:t
<br /> �"'"""''--- Uql2hUWF?R COVGNAN'Cti Ihnt Hnrrowcr is k�wfully sciscd iif�hc cst.uc horeby convcycd nnd hnh thc rigiu to brant and �
<br /> —^' convcy dtic Prnperty uncl that thc [�roperty is uncncumUcrcd, exccpi for cncuntib�•nnccv nf recard. Bnrrowcr warrnnts und �vlll `"'=�`
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<br /> -- —__.___—____ dcfcitd gcncr:tlly ttic titic ro thc Property�;;ainst nli clnims mid dcmunds, tiuNjGCt t�nny cncumbrunccs of rccurd. �. �' _
<br /> TH1S SF.CU[tiTX[NSTRUMGNT caaibincs unifnrm cc�vcnnnts for m�tiumil usc nnd non-uniform covcnants with limitcd t���`-,;::
<br /> T -� �y--�:= vnriutions by jurisdiction to constitutc u unifarm security instrumcnt covcring real praperry. '' �
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<br /> _-_ _ UNIFORM COVBNANTS. Borrowcr and I.ender coven.uu nnd agrcc ns follaws;
<br /> � �� 1. Pnymeitt oP P'rincipn) ntnd Intcrest; 1'repnyment nnd I.utc CI►ac(;e.9. Borrowcr shull prompdy puy whcn duc thc •%'�
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<br /> �='±`�� '_'� princfpal of nnd intcrest on thc dcbt cvidencccl by tbe Note und any prcpnymcnt:md lutc chnrgcs due undcr the Note.
<br /> `�''�`'�=�r=`���� 2. Fune�for Taxes ar�d Insurne�ce. Sabject to upplic�ble 1¢w or to a written wuivcr by I.�:ndcr, Horrowcr shall pay to
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<br /> `'•y.��;-=:��` Lcndcr on the day monthly pxymcnts arc duc undcr thc Notc,until thc Notc is paid in full,a sum("Funds")for: (a)ycurly taxcs
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<br />--_;�='�;-;�cp�,r.,; : �_:r and assessments�vhich may attaio priority over this 3ccurity Instrumcnt as u lien on the Property;(b)ycarly lcasehold payments ,. ,;t:_
<br />.:;:;;'�'-,;;:;��•�;��• �- or round reuts on thc Pro e�t , if un ;(c)yeurl htu.nrd or ra en insurancc rcmiums; (d) r.�rl flood insurancc rcmiums, '��'"s"�
<br /> ;,:,L: ,.,_. �., _.,, S P Y Y Y P P Y P Y Y P ,.
<br />_�;;.;:., �� ��•• if any; (e)yeurly mortgage insurance premiums, if uny; and(f)uny sums payable by Borrrnvcr to L.ender, in accorduitce with
<br /> , ,,� �:;'�.;;-;
<br /> ,�;:'.,, +0� the provisions of paragruph R, in lieu of the puyment of mortguge insursnce premiums. These items are called"Escrow items."
<br /> � � ��,�Y."� I.endcr may, at nny time, coUect a��d hold Funds in an amannt not to excced the muximum nmount a Iender for a federally �"����
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<br />�.•�_,:,,: .)�:,�:,.�• � r c l a t e d m o r t g a g e l o u m m�y r e q u i r e f o r Borrower',rscruw uc�ount undcr the fcderd P.cal �state Settlement Procedures Act of
<br /> "--` -'""'' �• 1974 as amcnded fram time to time, 12 U.S.C. Scction 2GOl et sc�y. ("RESPA"),unless unothcr Itnv that applies to thc Funds •
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<br /> =-�-'` �'` • ' sets n lcsscr amount. If so, [.endcr may, ut any timc, collect and hc�ld Funds in an nmount not to exceed the Icsscr amount.
<br /> -�'�,�.�;�;;,.•.:�, , Lendcr m�y estimate the umount of Funds due on thc basis of currcnt data and reasnnublc estimatcs of expcnditures af future �
<br />�f�i`'�"�;{'y" '' �� Escrow Items or otherwise in uccordnnce with upplicable law. � '�
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<br /> .�.,,�,,,,�,y�•..,; ' Thc Funcls shall bc held in ar, institution whosc deposits urc insurcd by a federni ngency, instrumcnt�lity, or cntiry ��':i��•�
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<br /> ,,,, r,�Y,��j (includin�I..ender, if Lcndr,r is such an in�titution)or in any Fedcral Horne L.oan Bank. I.cnder shnll apply dtc Funds to pay thc �
<br /> -�:i��,�f..� ''�?��;,'�.,�;�� Escrow Itemti.l.,ender may not charge Barrower fnr liolding and applying the Funds,annuully an;�ly�ing the escrow account, or 1 .*.�,-
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<br /> ..A�:� �.�t; ., verifying the Escrow Items,unlcss L.cndcr pay+Borruwcr interest on the Funds und applicablc law permits L.cnder to makc such
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<br /> ,,, ,,.,,,, , n chargc. Howevcr,Lcndcr may rcquire Rorr��vcr to pny a anc-timc cl�urge for un indcpcndent n:al estatc tux rcporting servicc +.-.,
<br />-':'�';:"•����'�' usccl by Lcnder in conncction witli this loan, unless upplicablc law providcs othcnvisc. Unlcss un agrccment is rnude ar ..
<br />:.'.b'�;5,�^��'�:,�1'�' . aPP�ICa�11C IilW�CI+UtICS IIILCtC.II IV LC�t1�/�. L.ciiu'Ci;iaii i�i,i i.:. T"..:jL']i:..'� :.^.r:t�gOt'f^::,�!»SZ� !!?rnrncr nr r�+r�lno�nn thr 1=unrk. � .�."�.
<br /> ••�� • Borrowcr and Lendcr mny agrcc in��•riting, howcvcr, that intcrest shall bc paid on thc Fundti. Lcndcr shull givc to Borro�vcr, � �
<br /> �`;�� „ without chargc, nn nnnual accountin� of�hc Funds, shrnving crcdits und dcbits to thc Funds tmd thc purposc for which cach � �-.
<br /> �"�' '�`'`••��' debit tu the E'unJs was made.'Che Funds nre pledged iis additional security for nll sums secured by this Security Instrument. °
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<br />,_,•;��;,f�;�, If the Funds held by l.ender exceed the amounts permitted to be lield by�ipplicable law, Lender sh.dl account to Horrewer ��,i�
<br /> _` -�+��>i-��+•�•• for thc cxcc�s Funds in accorduncc with thc rcyuircments of applicablc luw. If thc;unount of thc Funds hcld by Ixndcr at uny
<br /> '"���:�r�-' time is not sufficient to � ihc Gsrrow Items�vhen due, l.ender muy su notify Burrnwer in writing, and, in such rase Dorrower -
<br /> M_r.:_��g'j�;�;� , P�Y _—
<br />,��;.'-';',R; .. +hull pay to Lendcr thc umuunt nccctisary to mc�kc up thc dcficicncy. Burn►wcr shnll makc up thc dcficicncy in nn rnorc than ..�
<br />'"�-=-.'-�.-��..� twclvc monthl .► mcnts.ut I.cudcr's sulc disrrction. i .:_
<br /> -.�,....-._- Y P'Y
<br /> ' . i� U�n paymant in full �if �iU �umti +ecurcd by thi, Sccuriry Imirumcnt. I.endcr ,hull prumpUy rcfund iu Harruwcr any .,;�
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<br />''�'�'�1r �,f�• Fiuids held by Lender. IL undcr p�►rugraph 2 I. l.ender+I�all ucquirc or�cll the f'r�iperty. l.cndcr.priur tu thc iirquisitian or+ule ��_
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<br /> ��...-9_,--�,� _ �'. ��f thc praperty,slinll iipply uny Funds hcld hy I.cndcr ut ihc timc��f acyui.ritiun ur+iilc;►ti a crcclit aguintit tlu�um+sccurccl hy
<br />,.f'�::�''T---� F•" this Sccurily Inslrumcnt. �i'
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<br /> �:��-�:- 3.Appflc��don of Puyments. Unlcss applirablc law pr�widc+atlicr�vi�c. all payment,rcccivcd by l.cndcr undcr paragr;iplis
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<br /> �,,�z '.,,� 1 and 2 shall bc upplicd: fint. to uny prcpaymcnt rhargcs duc unJcr Ihe;Nutc:,ccond. to umounts payublc undcr paragr.iph 2: ,:
<br /> �,�.:'y, • thinl.tn iiuerest due; fourth,to principal duc:and lust,t��,my latc charges duc undcr thc Ncne.
<br /> '•��r.�••'•:'�.� 4.Chiu��; Ltcns. Dorrowcr shall piry all taxcs, us+cssmcntti, chnr@cs, lincs and impositionti attributablc tu thc Property
<br /> --- � which may uu:iin priurity uvcr this Security lnstrument, and Icasclnold paymcnts or �round rents., if any. Bnrn�wcr shall pay
<br /> ��,����•.��:: thcsc ubligztions in thc manncr proviJcd in paragraph? or if nnt paid in that manncr, I�orrowcr shall pay thcm on timc Jirccdy ,
<br /> �'�'���" - to thc per,on owcd paynunt. B��rrowcr�h:dl promptly furnish to Lcrnlcr all notices of'amounts t��bc paid undcr Uiis parabr+ph. ,
<br /> _ :...
<br /> � •- If Bnrruwer nu►kes these payments directly, l3rirc�wcr tihull prompNy furnish t�i Lender rercipts evidencing thc puyments. ,'`
<br /> '... f3orro�vcr sh:dl prompdy di.chargc any licn whirh has priority uvcr ihiti Sccuriry Instrument wilcs.Bor�mvcr:(,i).�grccs in
<br /> ��"" ". •� writin�to tl►e paymcnt nf thc obligution sc�:urcd by thc licn in a munncr acccptablc to Lcndcr; (b)rontctit�in go�d faith thc licn
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<br /> - ' by, o�• defenJs against enforcement of thc lien in. I�gal pmcecding. which in the Lender's �pinion uperate to prevent the
<br />- ` � � .� cntorccntent ot'dic licn:or(c)sccures from thc huldcr uf thc licn an agrccm�nt satisl'actory ta L.cndcr�ubordinating thc licn to
<br /> '"� "- � this Se�urit Intitrument. If Lcndcr dctcrntines th:u an irt uf thc Pro crt is tiub'ect tu ,t licn whirh nm Uhiin riorit over
<br /> =.,,,n.:.• - • Y Y p� P Y J Y � P Y
<br />_ . •° this Sccurity Instrumcnt. Lendcr►nay give Borrower u iwtirc idcntifyin�ihc licn. Borruwcr shall �atitify thc licn or takc one or
<br />_ .�`� morc of thc cictiuns sct forth�ibovc witliin IU dc�ys of thc�ivin�of notirc.
<br />`� • • Form 30Zfi 91fl0 I '
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