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N�UG�•I�Gn i�9�b _ <br /> -�'�-��3��;s� a�d�iL��yornu4intoanIIsli�flEedea�c@Wim�Qar.�sxDDIemeatt3aMat�a,�gC.DeadoFTiuu.or5ai:rityD�tN4tIle"Sca!rttyfastnmm�t`�Tof. ..` _ <br /> .����-�,°^: �, ,. . t�ame ds:e Yiv�bp t�e anffisi;aed(tizs"Bortower")co sc�vrn Barrower's Adjastab2o Rase Notc(tha"ida�e"7 w t�i��E��RIt61l�PtAH£� � - <br />-_-����;`�; ' tSiANts(ths"i.�Qd'�of t�a s�ate Que am�asvefn7�FraD�Y�aaibed ia the Sac�lyy[n,nrumeai a�d[acatQd�t: <br />-:.=�`'�.�.._..�i�t: • , _. ' . . , ' , _ _ — <br /> -...-v. :?4e'.'.. t,- � '• , , . ' . <br />--�''"'��`'`_�.~::;�-: ` 19? W. 8ISl�1ARK, GRAIUQ ISLANQ NE S880T ` _—_:__— <br />-t���; �� ? '. . � � ' . — <br /> ,.�-#�`�'�= /p���wJ,��,,,,,_t . — <br /> V..-�i C� � ' ����i'r�J AY�G?s/ . � � . �- <br /> L. -sYLI Q�{�. � , . . . . .. . <br /> -�- - �P paa�t�aIIowlig fos c�is`m,q[niQ'n!Rte�d m9�Y , � . --- -- <br />:�;;'->-���i'= . . . . �L�.Tt�aate s�o Qmtb tf��o�E aq ini�s!nte cca clfasr at asY oae tt�ee aad • - <br /> '`�:��: - - ' tLsollsitiaiaaafal0lle�sa�tatelmut�r. ' • . <br /> � , . . , <br /> -i��c�- - _• _ . . <br />- _ ���. � <br /> ;����as'��',..��:a � ���T'(��/�.��$.jIl�9B It111ti:OOYEa1nES 8IId$�L4 tll3ttt fiII 1T1G$CL'm'TIy(II�HtII[OWEf 3II�f.�IQQ � � • <br /> ___�lIH:TL 1r''.'.r_.. fYiW.Y�t�������.i . - .. . / ` --. <br /> ° _...,._k�,. �.�" • J <br /> ���?� �A. Q�i7'�bT.�'A7E AND MONT�Y PAY11ffi�Pr CHI�NGE4 � " � <br />_`=�: _��. � - <br />-;�i�,='s'`±-�:1� ' 'iig Ntstx pmvide Por on iaiii�l inia�t rats of 8.00 %s.Sectlan 4 of tlte Note pravides for ch�in tlie inieresd rstie and tht � <br />-.��.__r_•:.�,...-." - . - � <br />__ .�y "£Y'-' :.. tIIf1II��3Y�R4.YS�O�L9Y9: _ . . <br /> '_-' ':�.�.t;�: . . � . . <br /> ..�,z.., . . . , <br />:_�Wi�,Y,,�'�:Ai--` . 1. INTERES7'RA7�ANDMaNTHLYPAYMF_Ml'CHANGES � . <br /> :��--:�_,: (A) t7��teDnLea . � � <br />- .-.-. � Theiater�tratelwffiPaY�Y�Bs���ddYot o . t�IBER .149��_,aitdonthudayevery <br /> - s._.s;,.'.:`;�_ V monthsthersaftet.E�'i:dl�aa�II�myims+estratecontdchangetsdleda"ChangeDate." • . <br /> -�- �. <br /> -----, • -- . . . . <br />_, . .,_.� . . � <br /> � .. .. ,... _ _.,. . ... ,_ ..,--- � -- -. . . ._.... ..... ..... -- - - -.._. ..__... .. .... . <br /> „ ��. -- - .7�elaQex- .... -- �- - --�- --- <br /> •..�� " Be�tngwItL Ne fust Cdaagz Date.r�3 iaterest rau wiD 6e based os�an Indac.T4e••Index••is tEewecldyavuagr yIeld on Uaited States -. <br /> .,::... . � '.•;. 'itastay sec�rItles adj�uted to a constant manu3ry o!1 Srear.as msde avaIlable 6y the Fadaai RBeYVe Boazd.The most reo�t Indea f�ne ---= <br />-' , .;. • �: ::, availaDIeasofthedate45 days btforeeacb Chaage Dateisc�lIed the•'C�rent Index." . �,�,r <br /> -- - . If the Index is ao longer aveilabt�the Note Hot�..i wIIl choose a aew ia�whf�•is based ayon comnarabte faFarma3toa.79ie'Nou : �� � . <br /> . Iioldv aillgivemtnotiteof this choia. — <br /> . . �'i�dw.i` <br /> (G7 Ti�dttl6iofCLuu�es _ '' •' ' —°��_ <br />, , , , Befnn each Change Qata tht Note Hoidu wIU catcuiate my asw mts.�t rau by add[a�THREE ANU �NE-HALF �� �.�SU <br /> .. ��� � 3.5 9i)to the Carrent Index aad ronnding to th�nearest 1l8th of L�a,subject to the limits stat�tn Soctton 4{D)bdow. -;��-- <br /> 71�is ra�mdtd amaant arIIl6e my new interesc raie wutlthe aext Qiangc Date. , ' <br /> : ' -• T�c Note Holdtt ari11 thea detumiae the amwnt of the moathIq payment that wot�d�be suft"iaent xo repay in fuU tke priactyal I atn �� <br /> i�j��; <br /> , ;i'��?ij';;:,4' exyxt�to mve on¢hat Citange Dace in substantlalIY�DaYmeats by tSte rnat�iry date at my aew inta�es7:rata'I'he msaIt of this calail�oa ` . . <br /> � ;���p��,�rt vn'IIbethenewamo�tofmymonthlYDaYment. � � � '.; � `� <br /> . .1•. . <br /> ��' • (DI IlsiboshtsalRite� � . � = <br /> '',.�J { 7'he intaest rau I am required co pay at the first Change Date w�l nnt �z greater than 10.00 % or les� thaa : �' <br /> '����:�.._'. . �.� ,. <br /> ?•�„:�`. 2.Q �'i.7'heteatta.my interest raie w�71 a:ver be inrreased or G�nsed on any single Change Date by more than � TWO .-- <br /> � "''" �om the rate of interest I Aave bcen paying tor the precedin�nvi7ve months.The mhiimum intaest rate on thia[oan wiD n:va be ` '`` <br />.:y;�..;«,," tess thaa 6.00 %i aad the maumam taterest rate aill never 6e greater than 13.U17 %a. 1� ��*-__. <br /> .:�it,r''.'. �� <br /> ;,�Ii<';', � (� �E[�ITEDltlOt� �•,.�• . <br /> -=�`-y^�' NSy new iaterat�au�iU becomeeiferdve oa eaeh • ... �•s`'""�: I;a ��` <br /> u� � Change Date.1 will pay the amount Of my aew monthlY payment treg[nning on the first •,.r. <br /> . .�.T� �nthtY WYmeat date aftet L'te Change�ic unu't theamouae of my munthtY Daymeat changes agaia. . `;�'. . :--- <br /> � �: <br /> . . (01 Notieeoi�� .a"�:" %�:�- <br />_ `� � � 'Iiie Note Holder wiamnL or deliver to mea notIce be;ore cach CAange IJate.The notia:wUl advLse me ot: � . . _ � ' - <br /> ,, i.�:,,, •:_ <br /> � - ' �..4�.(••� •� '� <br />_;::;.�.::� _ • , ' � (� the wew iat�st rau on mp loan as of N�C�ange Date; , ..i.Y�_.:::�...=;�, <br /> . ... . (ii) the amount of my moathly paymenc fa�c�vtr.g the Change Datr, � ' -Y:"�iL� <br /> " , , .. (iii) anY additioaa]maue:swhIch the Nou Hoid[er is required to disclos�and •<�'�`. •;;�t�_. <br /> •� • ' • • (iv) the aQdress of the astodatlon ou couTd contact r • , %�:- <br /> , ... Y eBarding any questions atrout the adjustment aoHce. . . • , .. yx <br /> .. . � <br /> ..- : <br /> . � . 8. CHASGffi:L�Pi3 • .'r <br />`�`:_ UnlformCovm�ataotthrSavrityiasuummsisamendedtoreuda9foliows: " . . � �_� <br />_ :� •' 1.tA�e�es:Ltea.Eorrawtr ahall pay all texes.asses�ents,aad otker charges,fines.an�irnyosidons attributable to Ne Proyanyr ahict►cnay _ .�w <br /> - �<'.°=Sh%<,. . attain e Driority wet thls Security[nsrrumect.en�Ieasehold payments of ground rrnts,if aaY.in the manaer yrovlded under Oara�aM E hereoi . . � ` <br /> '`!x s a..w. �� or.if aot pald in such manner.bY Borrower matctn8 Daym_nt.when due.dira�tty to the payae thueoL Borrawtr affill promDBy fumish Y�ender . � j�. <br /> •'4.. : <br /> �_�"-' ' ' all aadaes oY amounts d,rc unQu this ' ' "3 <br /> _ ,�,.,,��.�.•:' ., Pa*aBraPb.arsd in dl�event Borrowa sha0 make paytCent dit�etlY.Borrower ahaD.promytiy funflsh to . � <br />_.a�•;;.1-, , -. � Lendn raefDts evldetdstg�ch payments.Borrower sLai3�romytty disckarge aay(iQn w�i1c6 has pdority over tIIi4�ry Insuument; ' • � .. '. <br /> -'�'`'.• '� howevtr.Hana�a s�!ka�t 6e rcQuired co . . , <br />-�`:�+?=.-�-.�~ �; discharge aay such lien ao laag es Bonawer:(a)sAaU agree in writieg to the yayment o�t6e <br /> ' • . oLliBattonscrured by sucP�13m in the maaIIxr acoeptable to Lender;(b)shi�in good faith cantae such lieo by,or detead agalnst eaforc�tc�uof . �� �: ��`t <br />_: _ sucb Urn in;[egal prooeedings which tn the opinioa of Lenda operate to prevent the eafo;cement of the Uen ot forfeiture of tAe Property es�y � : �'; <br /> " - yart theroof;or(c)shal)snvrc from the hotda of sucl:lim aa agreement in a torm�:'sfactory to Lender subordinating sucb lien to this . .:��.; <br />-=_�-• � Secar(t9 insir�mtet�t. <br /> _.--.�:.-; ,•': .. . `Y.,. <br /> If iaader detamincs t6at all ot�ny pare of tGs Property is aubjcct W a Iten which may attain a pdarity over tNs Security lastrument, . ' Q <br /> , Lender ahaU give Bonower o noace identifying sucb Gm.Bortower shall satisfy sucb lten or take one or inore of the aetiona set torth above � • <br />_ : ' aitAin tea days of the giviag of the Qotia. - . <br /> _ . ..;,- , � � . • <br /> C N(rl'[CE ' ., � . �• • <br /> �. . <br /> .' � . ' Unfform Covenant 14 0!the SecuNry Instrument is am�dea to readns[ollows: � <br /> � � 1�.Ntottee.Exaept for any notIa cequIred under aypllcabte 1aw to be givm in aaothcsr manaer�(a)any notice to Bonawer provided for in this �� � ' <br /> • ,,�. . <br />, � . Socuriry[nstnuaent shall ba given by Qellvuiag It or by mailing it by fust ctass mail to Bonower at the Propeny AdQras or at such other address ' � • <br /> � as Bonower mny desigaate by notice to Leader as pra�ided herein.and(b)any notice to Lendu shall be given by first class mai!to Leader's • ■ <br /> . adQress stated herein or to such other adQrcss as Lender may designate by notice to Bononer ns provided haein.Any nodre pro�-ided for in tAis <br /> _.._:�_ • SccauityIssstrumeotshaA6edeemedtohavebe�n�iv�coBnrrovrerort.mder,�heapive�ir�them�na�sd�ioascsQl�ia. : _�- _--�� ° <br /> . , �. <br /> � � � . . ' .. . �. <br /> � : :. • . E -.- . _. .-- ;. <br /> :,y� .. . . . . . . <br />