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<br /> i�, ` ,� r. . TQCiEfIdER W1TH alI the impmvenaents aow or�r�erected on tb.e prog:ety,aad all easements.aPPtiutenanc�s. . -Y=_-_
<br /> >;�. ':':�,.' ':f: h,,�,.,: and 6xmres uow or he�eafter a pa�t of the praperty AII zeplacemeuts aad addWoas st�all also 6e cove�6y diis Sec�ity —
<br /> � •` '`�' p :�, Instrame�t All of ttie foregoing is refeaed W in tIns S�[ttiry Instaumsnt as the"P�op�rty." � —
<br /> °;i.•.` � BORROWFIt COVEN77ANTS that B`aaower is lawfiilly seised af the estate hereby coaveyed and�as the right to gant . __ _- -
<br /> snd c4nvey th$Property and that the Property is unencumbe�ed.eascept for encumbrances of reco:d. Bozroiver vraaas►ts aad _ -_ - —
<br /> �, �. .' � . . . w�l defend geneiat�}r the titte tt�the P�operty againsc aU claims aaci demands,svbject to arry encumb�ances of ceconf. `---
<br /> ' � ' THIS SECUBITY INSTRUMENT comb�es imiform covenants for national us�e and nan-unifoiw coveaants ariti� ---
<br /> . . -. . timited variations by jm�isdiction to constiaue a mrifoan searrity inat�mm_QII4 COV2[l1lg tE"dI QTOQ�dfl}�. �.. -�_____
<br /> ; a : UNIFOItM COVENANTS. $aaower aad LeQdercoVeaani and agree as follows: ----
<br /> , '. i. Payment of Prindpa!aa�d Intern.st;PcePaymeni aud Late Ct�arges. Bflnower small F�mP�Y Pay when dae t9e
<br /> . , Prmcipal of and interest oa the de6t evidenced by the Note and auy preFayment anQ late chaiges due imder the Note. �
<br /> ,, � Famds for Tages and Insarauo� Subject to applica6le laa or m a wriuen araiver by Lender,Bmmwer s�a12 pay to _
<br /> . '. , �. � � L.ender on the day monthly paymeIIts ane due�mder the Note,until the Nate is paid in ta11,_a snm("F+inds")fo�=(a)Y�Y • --
<br />- . ' � taxes and assessments which may attaia prioaty over this Se�auity tnstrunnsnt as a lien on the Property,(b)Yeady IeaseHold '
<br /> - ' .�,,,. . � Qaymeats ar gmund rems on the Praperty. if�y; (c) Yeaz1Y ha�ard or property insurance piem�iums:f�Y�Y Q�
<br /> ' • � insuiance piemi�s. if any: (e)Ye�Y mort8a�e insaiaace piemiwms,if any;and(�anY s�ms PaYal�le by Honower to �
<br /> su
<br /> ' . . .. . Le�der,in accordance oiith the pmvisions of paeagrapfl 8,in lien of the p3yment of ffio�tgage ina�irance premtums. T6ese
<br /> . . . .. items are called"Fsciaw Items." Lender may;at ac�8 iime,coIIect and hold Fitads in an amouni not w exceed the��+••,,��r,
<br /> , � amo�t a tender for a fec(erally relate�mortgage ia�may require for Boirawds escmw accaua2 ander t�e federaI ReaT
<br /> - .< • Fstate Setttement Pmcea�s Act of 1974 as amend�c�cum time to time.i2 II.��.§2601 et seq.("RFSPA"Z,�l�ss anotbea
<br /> <` taw that?�lies w the F�3�ets a Iesser amount 5ff so,:i.ender may,at aay�,,collect and ha2d Fimds in�a�owat[wi to
<br /> ,�r,, excee3��ser a��u.. �.endrr'y���.estimate t3�e a�ount�'i�,.�ds dux c�fhe 6asis a�€enaent data��reasr.a�Ie --
<br /> , j�t,�F�;~ . esau�t�:.-�u�expendit�af fuwre�Ctems ozoihecwise im.��.zdanca wie�appTicaLIe ir�aa_ . , : : _ =— --
<br /> , �f ,�- - .Ti�eirtmds�sha���freld in an�u�Yons��sse deposits ara ias�ed.tay'�f,.�deral_:��:,.insr"rn,�r�riy,.ess�•l...
<br />, ,,y;�";, '�,� r�- - � .. (including Lender,if��n:er is such an instiwtiaa➢�.in any Federal Home I.o�t3aak. I.�?�sshall apglg�iYeL'�.»�s to.gay ----
<br /> � ;��''�; . . ° . the Escmw Items. Le��r may not charge Boaower for holding aad applyiug the Puiids,z�ually 2aS��Le.es�iuw
<br /> , account,or verifyiug the Escrow Items,unless Lender pays Borcower iaterest on the�mmds and appii.q'�s�e�aw pertaits .
<br /> Lender w make such a charge. However,I.euder may requi:e Boimwer to pay a oa�time charge for aa iadependent ixai
<br /> _ ` . estate tax reporting service�sed by Lender in sor�uection with tiiis 1oan,ualess applicabie law piovides oiheiwise. Unless an --
<br /> . � � agreement is made or applicable law requires inte�st to be paid,Lender shaU not be reqt�ued m pay Boimwer a�r inteiest or �
<br /> . . � eam�gs on the Fvnds. Bomnwer and l.ender may a�in writing,however,that iaterest shall be�aid on the Puads. Lender � _
<br /> . " . . •� shall give to Bormwer..without charge,an anuual accounting of the Funds,showing credits and debtts to the fi�t►ds aud the ,�,_.,,...,,
<br /> '. . . pw�pose for wtuch each debit to the Funds was made. The F�ntis are pledged as addidonal securiry for all sums secuted by ,
<br /> :. ._ . '. '-. thisSecurityInsavmen� � --
<br /> � ' � If the �nds held by Lender eacked the amounts permitted to be held 6y applic3ble law. Lender sha11 ac�ouat to = ---
<br /> ` Bor�wer for the eacess Funds in accordartce with the requirements of aQplicable luw. If the amount of the Punds held by ';'+�,.,
<br /> • ' ' � • Le�der at uny time is rtot sufficient to pay the Escraw Items when due.Lender may so notify Borrower in writing.and.in �,,�
<br /> '. • such case Borrowcr shaU pay �o L,ender the amount necessary to make up the defcicncy. Borrowcr shal! make up the ' ��`�
<br /> • . _ .'. _ _. deficiency in no moie than twelve monthly paymeats,at Lender's sole distretion.
<br />• , ,� � � .. " � Upon paymcat in fuil of ali sums secured 6y this Security Insnument,Lender shall pmmpily refund to Barcower any . ,
<br /> . _ � Funds hetd by Lender. if.uader parsgraph 21.Leader shall acquire or sell the Froperty.Lender.prior to the ucqu�siaon or .��. , .-
<br /> . � . : sale of the Property. shall upply any E§�nds held by L$nder at the time of acqaisltio»or sale as a credit against the sums , _-
<br /> _ . secured by th9s Security laswmen� . .
<br /> � .. �., 3. Appllcatton of Paqmenta Urtless appficable law provides otherwise. all payments mceived by Lender under ,-�� �: �
<br /> • paragraphs 1 and 2 shall be applied:fi�s�to any prepayment charges dne under the Note:second to amounis payable�nder - .
<br />-, • paragraph 2•third.to interest due:fourth.ta principal due;aad las�to any late charges dae under the Note. ° ��.. :_�--=-
<br /> . . a. Charges; Uea4. Borrower shall pay all taxes.assessments. charges. fines and impositions attributable to the �.. - ��
<br /> ' property which may attain priority over this Securiry Insbumen�and leasehold payments or ground rents,if any. Borrower �: ,.�:�� :�
<br /> - � • ' shaU pa y these ob}i gations in the manner provided in para g r a ph 2,or if not paid in that manner,Borrower shall pay them on - �`,��-.'�, �
<br /> ' . . . dme directty to the gerson owed payment Bonower shaU pmmpdy fumish to Lender all nouces of amounts to be paid under
<br /> � . . this paragraph. If Bozrower makes these payments direcdy,Borrower shall prompdy fumish to l.eader receipts evidencing . T.T ;..�i,;�• _-
<br /> . � � . the payments. ��4-
<br />- �• � Borrower shall prompdy discharge any lien which has priority over this Security Inswment unless Boaower.(a)age�ees . . ,. �R-:
<br />= � � : . in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender.(b)contests in good fv�b the ��� • � s Iz-�
<br /> - . � r.•,_
<br /> . ' , lien by,or defends against enforcement of the lien in.legal proceedings which in the Lender's opinian operate to prevent the :�t.�, .�.._�,,..,
<br />�- � � enforcement of the lien:or(c)secures from the holder of the lien an ageement sadsfactory to Lender subordinating the Gen � . � •, ��`:=
<br /> '' � . . . to this Security dnswmen� If Lender determines that any part of the Firoperty is su6ject to a lien wtuch may attain prioriry . ' , ' �
<br />,� y ', • : . . over this Security[nstrument,Lender may give Borrower a notice identifying the lien. Boaower shall satisfy lhe lien or take _ �� . � '�
<br />, . . one or more of the actions set forth above within 10 days of the giving of notice. .
<br /> . "' � S. HaTard or Property Insu�aaoe. Bortower shall keeQ the impmvements now existing or hemaftcr ec+ected on the � - ,
<br />, '" : Property insured against loss by fire.hazards included within the term"eatended coverage"and any other hazards,including � _
<br /> � . • � • floods or ftaoding,for which Lender requizses insurance. This insurance shall be maintained in the amounts and for the •
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