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<br /> — �-�-- .�_YV_»��____�._. -- --- —
<br /> -_- _ - -- ,s3."'`�',�.���h�i����'��ri'�'��._�*.,.ii�� acr�"""_ .---� - —� --------
<br /> __ _-�—_ - `— . , . - , K��+ ��Rii�dlfs _ � c` '
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<br /> -• TQ('i���"3�f1tB'lIIIpI8VCIIIC�LS�DW OI�CZ Cl2Ct0a 011 Y��tI0�tllty�2�2v�i2TII£I1us�}���
<br /> ---— fixtures n4w or itereafter a parc of the ptoPert}'• All reStAo��n�a an� �dditions shal� a�sO �e oovered by tl�is �tY
<br /> - - -- ----- inctrnmee_AIl of the focEgc+mg is refetred to`iu t}�is Security Insriument as the°�roperty.." .
<br /> -- • � 80RROWER C�VENANFS shat Bnrrawer is IawfulIy seis�d of the estate.haebY conveyed au�bas th_e rigtbi to$r�ui an4 ,
<br />=�� comrey th�Prapeny and that th�Prope�ty is emeaicum�eteci,except fcrt e�cvmbiances of reoord.Bnrrower war�anis a�i w�� . ,.
<br /> --=--�_...�,�,., . defend geII�r�B+j t�e ttde to the Fraperty all ctaims a�d deraaads,suttjea to any eaaunforancxs of r�+l.
<br /> �-?��`� THL�a�Z:i7RTF'Y IN5TI�LTMEriT�nnes�niform�venants for aationat t�se and a,on-�niform�caveaaats wi.h Limited .
<br /> ��i�`,� . vc•s:S�s£s�,;�tlsdic�on to ronsdtute s umfotm se�wzty' �ment eovering real ptoPertY• ; • , , • ' r
<br /> U�'t�adiVi COVENANTS.Borrawer and Leuder covenant and a�as foitows: n whsn due_the
<br />-=~�.�i i. Paymeat of Frindpal and Ia,�resti PrePa9me� aaa Late Charges. Bormwer sha?f proaaP�Y � Y
<br />�°';;.'�--s; priacipal of and'uuerest oa the debt'evidenced by the Idote and anY preDays��nt ar�Isue chargc:s due ut�dea the l�ote.
<br /> ---�="�:::���
<br /> - _= Z.Fuads Por�'ases aad IIISm$nce.Snbject to appUrable!�w ns to a cv�i,tten waiv.ex by L�rtdar,Borrower shalt�s}r.ti�
<br /> - -=-_- = Lender on the dayr montiilY payanents are due uader the Note.until che Note is paid in�uuli.a sum("f�utids"}for;(a13'��Y��+ ,
<br />- --= _=_ , and a�ses�ents which may atrafa priorisy oves tliis Secuiity�Instrum2nt es a lien on thg�: (b)3�fy fe�sehald paymaMS �
<br /> -- --� or ground rents an the PropertY.�f any:(c)Yearly hazard o�Pirogert7►in.4um.nce premi.sms:(d}yeatiy ftoed€nsutanra.pretnlumar. '.
<br /> —_--- -�', if any:(e)YeariY mortgage insurance pr�miums.if any;�and tfl aay�ums payable by Borrowc�ta l�endes,�n ncxprdat�s�with
<br /> __- -�-` the provistons of pam�raph 8,in lieu of tha payraenc o�mort�e�nsurunos ptemiu�+s.T[�cs.e items are called"Essror��tem}�."
<br /> -��'""°1 l,encter may. at ssny time. collea and hotd Funds in an amouat not to eRCecd�the maximum a,ffiount a ignder for a f�1y` � .
<br />- �—=- - related�mort�age lean may rcquire for Horrower's escraw accaunt�under ths fede►al Rea1 E:stau Sculement PrExed�rea Act'af
<br />-----�"'R--"' 1974 as amended fmm time to dme. 12 U.S.C.Sectiom Z641 et seq. t"RESPA"1.vate�s another law that e�pgliss ta the Funds .
<br />---��._�� �ets a tesser amoun� If so, l.ender may.at anry dme.callect and kold FuAds in an amount npt N excee3 the tesser zmaunt.
<br /> :_�;;;�:.:r�..
<br /> - - Lender may estimate ttte amount of Fundc due on the 6asis of cument data and reasonabte estimates of expenditiues uf fi}tur� •
<br /> ___
<br /> y�. , � Fscrow Items or othetwise in areardancc with atiplicable taw.. ---..--- ,
<br /> `�-� T0e Funds shall 6e heid in an instiduion whose deposits are u�sured by a federal ageacy, insbnm�lity. or enE[tK ,. .
<br />-�-±�;F_��-`-�: (including Lender.if l.eader is such an institution)or in any Fedetal Horae Loan Bank.L�siei shall appiy the F�ttds to pay t�e �
<br />±��•�� f� .._�� Fscco�Items.Lender may nnt c6azge Borrower for holding aad applying the Funds,annuatly anai�rzing t1�e e�ct+ov�►2ecpuat,ar .
<br /> :�,.=.
<br /> _ ' , • verifying the Escraw Items.unless T.endei FaYs Bortower interest on the Funds and,epplicable law permits�Leader to.make auch
<br />`�X"�':,r�°�.?�; a charge.However,Lender may reqnire Hotrower to pay a one-time chazge for�a indepe�dent rea!estate tax repordssg sei�+ice
<br />���a.t,'!_.,,: . LY IIlad6 O!
<br /> _ � ,; ;f:.%.: ' used by Leader in connection with this loan, untess applipble law pravides otherwise: Uniess an a�
<br /> 7rYE��'�f$�,��, ;.' applicable law requires interest to be pa3d,Lender shall not be re�uired w pay Borrower azry inteaest or�gs an the Fuads.
<br /> r j,�l�i.�,��. � Bormwer and I.Qnder may agree in��ng.however.that interest shall be paid on the Fancis.�ader shali give to Bonower. .
<br /> :•a.s... withaut c8arge. an armual accuuntin$.`of the Fands. showing credits and debits to the Funds aud the p'�puse fox whieh ezch
<br /> �`-''�'4''` �' � debit to the Funds was roade.The Fands are pled.�et1 as additional security for all sams secured by this S°„curity Instrumen�
<br />"-=ur';'�r-�...� ; If the Funds held by Lender ecc.eed the ama�•ts permitted to be held by applicable law,Lender shall aceownt to Borrower
<br /> ���.
<br /> �'^"�'�• `�'� '' for the excess Funds in accord;.a��'=th the requirements of applicable law. If the amount of the Funds hetd by at any. .
<br />.'='�',��'�` �� �` � time is not sufficient to pay the Escrcx+r Ttems when due.Lender may so nt�tify Eonower in writing,and,in sac�case Sorrower �
<br /> •�'�tif'��`'` 'i shall pay ta Lender the amount neces�ary io ma�ce up the deSciency. Borcower s6a11 make up the defici�cy in no more t�ap
<br />-=��;;.%;,:` twetve monthly payments,at Lender's sole discr�ioa.
<br /> _" �l il�:.'� Upon payment in ful! of all s�ms secured by this Security Instcument. Lender shall prompdy rf'n:�d co Borrower any
<br /> -�n"4��"`''=�'� ' Funds hetd by I.ender.If,under pa�^�aph 21.Lender shall acquire or sell the Property,Le�1er,prior to the acquisiuon or sale
<br /> -- -...�.•,
<br /> ��'-'�"' • of the Property,shall appiy any Fur�.s".�Id by Lender at the time of acquisidon or sale as a credit againct the sums seaured by
<br /> �__T.. .
<br />- - - this Security tnstruinent. .
<br /> —° = _- 3.Appllcatton of Payments.Unless ap,�iicz3�le law provides otherwise,all payments received by L�der under pazagtaphs
<br /> �'=:y::-'�``� .Il and 2 shall be applied: first,to any prepaymcnt charges due under the Note; second,to amas:':�s g�asa�c:a under paragaph 2;
<br />�--r���:``:` third.to interest due;fourth.to princfp�l due:and last,to any tate charges due under the Na��.
<br />-_'?:4;.--. 4.Charges;Lfens. Borrower sha:l pay all[axes,assessmenu.charges.fines a�d imposirions atrributable to the Property
<br /> `�'"' � wh}ch may attain priority over this Security Instrument,und leasehold payments or ground rents, if any. Borrower shall pay
<br /> these obligations in the manner provided in para�raph 2.or if not paid in that manner.Horrower sh�ll pay them on time directly
<br /> • to the person owed payment. Borroa�e:s".:.11,�r.��dy fumiSh to Lender all no�ces of amounts to be p»5�under this paragraph.
<br /> If Borrower makes these payments d;rectly.Sorrowes shall promptly fumish tv L.ender receipts�vide^ring the payments.�
<br /> � ,.,,'. � Bonower sha11 prompily discharge any tien which has prio�ity over this Security I�s�ru-nent urw:ss Bonower.(a)agrees in ;
<br /> ' '`'� ' wri6ng to ttie payment of the obligation secuserl by the lien in a manner acceptable to Lencyr:(b)ooatests in good faith the lien _.
<br />''�`'`-•`'= � by. or defends against enforcement of the t:e� in, legal proceedings which in the Lertder s opinio��sperate to prevent the _
<br /> , ,:�;:; ' �
<br /> -:-�;,�,:'�y�•-,,,�: •:t enforcement of the lien;or(c)secures from the holder of the lien an agreemera satisfactory to I.ender subordinating the lien to �
<br />�_?�:±:���:�!;_ ... this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over
<br />`��L•�!:.�� ;;,: this Security Instrument. Lender may give Borrawer a notice identifying the lien.Barrower shall satisfy the lien or take one or
<br />:�:_�;�':�' :* : more of the actions set forth above within 10 days of the giving of notiee.
<br />:•"i':''."": . Form 3028 9I90
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