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� <br />x n <br />rn <br />n <br />M CA <br />n <br />� <br />After Reco ding Return To: <br />NOVASTA ORTGAGE, INC. <br />ATTN: LLATERAL CONTROL <br />2552 COMMERCENTRE DRIVE 2ND FLOOR <br />FOREST, CA 92630 <br />Title Order No.: 2477030473 -77 <br />Escrow No.: 24026684 <br />LOAN #: 04- E63141 <br />x n <br />rn <br />M CA <br />n m: <br />a <br />=a <br />rO <br />V' <br />Q <br />After Reco ding Return To: <br />NOVASTA ORTGAGE, INC. <br />ATTN: LLATERAL CONTROL <br />2552 COMMERCENTRE DRIVE 2ND FLOOR <br />FOREST, CA 92630 <br />Title Order No.: 2477030473 -77 <br />Escrow No.: 24026684 <br />LOAN #: 04- E63141 <br />200411564 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN 100080190035252956 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 22, 2004, together with <br />all Riders to this document. <br />(B) "Borrower" is MELINDA S. MANGUS AND KRAIG E. MANGUS, HUSBAND AND WIFE AS JOINT <br />TENANTS WITH RIGHTS OF SURVIVORSHIP. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is NOVASTAR HOME MORTGAGE, INC. <br />Lender is a CORPORATION <br />under the laws of THE STATE OF VIRGINIA. <br />1666 NORTH MAIN STREET SECOND FLOOR, SANTA ANA, CA 92701. <br />(D) "Trustee" is TICOR TITLE. <br />organized and existing <br />Lender's address is <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 22, 2004. The Note <br />states that Borrower owes Lender ** *ONE HUNDRED THIRTY SEVEN THOUSAND SEVEN HUNDRED FIFTY AND <br />Dollars (U.S. $137,750.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2034. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />© 1999 -2004 Online Documents, Inc. Page 1 of 9 <br />LUZ <br />Initials: <br />NEEDEED 0402 <br />11 -19 -2004 14 :40 <br />=a <br />O <br />GL <br />r � <br />o <br />I J <br />~� <br />:3 <br />cn <br />c1� <br />x <br />� <br />n <br />cn <br />CD <br />CD <br />CP <br />co <br />Z <br />O <br />200411564 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN 100080190035252956 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 22, 2004, together with <br />all Riders to this document. <br />(B) "Borrower" is MELINDA S. MANGUS AND KRAIG E. MANGUS, HUSBAND AND WIFE AS JOINT <br />TENANTS WITH RIGHTS OF SURVIVORSHIP. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is NOVASTAR HOME MORTGAGE, INC. <br />Lender is a CORPORATION <br />under the laws of THE STATE OF VIRGINIA. <br />1666 NORTH MAIN STREET SECOND FLOOR, SANTA ANA, CA 92701. <br />(D) "Trustee" is TICOR TITLE. <br />organized and existing <br />Lender's address is <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 22, 2004. The Note <br />states that Borrower owes Lender ** *ONE HUNDRED THIRTY SEVEN THOUSAND SEVEN HUNDRED FIFTY AND <br />Dollars (U.S. $137,750.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2034. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />© 1999 -2004 Online Documents, Inc. Page 1 of 9 <br />LUZ <br />Initials: <br />NEEDEED 0402 <br />11 -19 -2004 14 :40 <br />