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<br /> L�< <� ^. :'�1,. J.;:. _ �Z.n.�.<*.c}-ut _._s�'-,_- _R' . . �a�a'a4+=:.0,.:. __—.
<br /> =.4� �.: � ' . ` . . . �-�v���---
<br />—_�' -. ' (Q�f Rf��'QE!iT��OT BOtiC1Y�'8 E4SdDW 6Gf�i!?fl IRlQOr� < �_=__---
<br /> _ � . nctt m exceed tt►e�aun ema�urt e tmdg�ar n fedsaHyt����, �:M��---- :
<br /> _ ;` .Ec ;,, tedeni R�!EststR�ent RaeesSures Act o118T4.as enta�ed h�s�4Br;e to�12 Ii.3.C. �64 ct c�.t`����1•ans.�anati�ar ftw =_ ----
<br /> ` t N�a A A�q t o t A m Fl m�a z t s a t p a�u n o u rt t N so.1.�►�ar may►.��ty L4n�. caHed and hab Fem��an ap�a�mt aat to�tha
<br /> ` ` ° • • tasax amoun�. Lend��ll es�rna�o 4Rs et��m1 af f�rtda Qste an tise basb af atrtent dat�e�n d rqs a n s b I s e s t S t�t e s o t e��� a t.� "�'�` _ _
<br /> ' • tutiun Esaovv ftesns or otfienirlse�r.ccar6mce wRfi tpP�bte�r+. . ��) - --
<br /> . . The f�utQs eha�be ha�In an tnsUltNan whoss dapos�'q ve�s�ad Dy.a fe�rat�rtal►� inatrea�ca�ta�lSf.ar er1t�Y Gn��g Undi',N;�!
<br /> - ' � teide�ts saah an�sL�Su".an)ar irt any FtdeaT tF�sra la�8ank I.aader shaA nyPIY the Fimds to PaY.tt�a Eaceovv tt�: !�a!�s�� ,�=—--
<br />-�t '� , � • ' � � charSe Bomowe toc hetdh9 en�sFP�A tt�o Funda.anrtuaIIy ana?ytk�Q ths eactaw accou�ar varNy4�►fl the Eacrow P.etn�,
<br />_�`� � e• '` . . . �ays�orrower tntsses4 an the FuaQs and appBc�Se taw D�tet�Ea to mtke suot�a ehuga. Hovaa+tar,Len6er mEY t�e��� _— -
<br /> , ' ' ' .` pay a ono-Eme chuCe ta�a�inCe�da�t�eai estste tax t�C+�s9 ss.�kstn:�by!�d!t in w���it Shts loan:unieu appSic�ie =—_
<br /> tstterasi to 6s P�Id. L�tdee eShtE eot W ta4uSted ts A�
<br />_ .� prosidsy otheurlsa UNess ec+a�n�►t is made or a�A6abte ta+N eequfr4� thzt tntaeat nhd Oe p�td mn Na�un —
<br /> .. . , , Borrow�any t�t�reat ar e�mp►IIa an tAe FunQs.8fltrawar trtd lander raay�a�'ae�e ar��,how�r�. . -
<br /> , L�+ds ahaD�re to Banow�.wMoui ch.arqa,on anntul'aecatsrt�9 of the F�utds.e�a�n9 a��nd de9�ite to tAs Fur�ds�rtd ths p�ca
<br />- .. .. . .,,� tor whicA�ch deh!!to the Futtds was m�Qe. The FunBs are ptadBeA w ad�tlona!ceaukY tor al�aee�ted by tf�8eanRY fn�nL
<br />- . ` �:�.' . .
<br />� . " , B the Funds hetd by Lender�ceeed tAe e�samffi P�ed to 6e hdd 6Y BPP��t�++r:LenRe sh�i acc�w�R to Bonativer tar fAs
<br /> , ,`` , ` , excess Funda tn aa�[d�nce wftN the�ot app�ble taw. If the amaunt af the Fwd�hetA by t.ander tt ury�S�not sufAd�►t _
<br />_ aa
<br /> �.. 4.� �` ta PaN tho EaaoY+r ftenrs vrQen dac�Lenda rt�y►so nctiy Bortawer tn w�n9.en�in ausA esse Bar�wa ah�f pay to tmde�the amo+�1
<br />= : •� ` , � ,. , necessarf+to make up ffie de8sten�y. Bortowet sh�1f rtaS��the defldairy tn no more,theT twetve moMt►N DaYm�el lenQer'a sote
<br /> � . �s�etian. —
<br /> . � ... upa� �rtertt In (� of aD smns secured bY this 8eeucity tnstnunen� Lend�ahss P�Y�►d to BoROyver enY Fis►ds Add by,
<br />= . . , , Le�dc�: If��mder pusgapb 21.Lr�der shaU acqulre or s�tlie Property.lender.Prlcr to tha scquis�an or sate at the PUapetyl���1/
<br />_ � . any�unds held by Lertder a!tAe time ot�on as sa�e as a rJedt ageinst tAe s�seaued by thla Seauhll InQtrtunett .
<br /> � J.Appitca8on af Psym�ents. lfitess agpficabte taw Pmvides athenxla�eD paym�r�ss reaelved dY lende�under para�apt�i�nd —
<br /> _.� , •
<br />-` ',. • �. .. �• ,� �te und�the Note�second,to amawds PaYa�le�mder Pe��Ah�thkd tn hts+est
<br /> . � . -• • . . . 2.chaA be.appHe�.8�1.to enY P�P�Nr ��
<br />-_.._.. __�__-,:=-----..y .. _
<br /> ; . .. . . . . .. ---� -
<br /> • ' ' due:tourth.W P��Pa!Que:aiid iast.fo atiy lafe cha�Baa due�unQ�U►e . . .... -
<br />_.� . � . •� �,; . . 4.Chafge�UOtts. Batrowv sAeB DaY aA taxes. assessmmts.ch�r�es.tUtes and tmDosit[o�ts attr�ubbie ta the Pro�eRy eYhlcA
<br />_ �. , : ` � �aY�P�'�l over thl3 SecurfcS►tnstnme�n.and[easeho!d payments or�ound rents.B eny. Barrawe►shai pry�esa ah�ietz�tn the
<br /> rf
<br />_. r,enner pcmricted In para�aph 2. or B not P�d tn that rmnner. Borrower sha9 PaY them an dme �racay to the petann awad Pay�t►L
<br /> ` � . - , - . �arrower shaA prert�tY�Ns1�to Lender a�no9ces of amaw�b to be patd undec.Ws p�ragaPh. U 8anawer mfke�these paym�nts
<br /> .. � dueefiyl,Bortower shaU prompl$►�h to L��a recdpts evidendng the paymeMS.
<br /> • .. Hotrawer sha0 pmmqtty,�chsrge anyr Ea►wb;ch lias prier(ly►ov�this Security Instrumerat uniess Bsrto�r�:(a)a�s In wt�in9 to the� �Ai M�.
<br /> � ;,t�i-•:;:; . . Paymertt of the obugatton secured by the Qen in e mar�sc�aa:eAmbte w Lender. (b)cacrtests N goad ta�t�the Q�n ay.or deterds agohsi
<br /> • _ .:F"ty; _` ` . . e.ninrcement af the Qen in.legal proceE�ngs which tn tliQ�:�dEr's opintan operate to p��ca:t tfie enfercemats!of the�s�or(e)s�a�rs tram --
<br /> . . , , rcem n tnatrument tt t ete�ar�etertnines tAoR anY
<br />-- " � " the ho1C�af i�rw Ben an agre�t sffi[sfactary to I.a:�r•.�ordinattng the Qen to th's��ricyr �-.�
<br /> -• . ��>::,:r. a e Borrawef n notJce•Idra►t�n9 �•,-�.,:
<br /> • � ';?�:�;'�' part of the�edf►ta sub}2ct to A Ifen wh:�"aY at''.Jn i�'er(ty over ttr�s..ecurfty Instn�t. lena�may gn►
<br />� � '``� �' ffie Ge�. B�+rer shaU saUstq tAe Qen or�sne or mma oi the ac8oas�t torth abwe within 10�s af the ghfmg oi nagco. r
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<br /> .., ' '��.
<br /> .. _ _ _ 5.Hazard or Prop�rty Insur�nce. eormwer shau keeD the u�ravemer+ts now e�dsttng or nereafter a�ecte�s on tAe �iaperty . .
<br /> " " (nsured ag�st toss by ftre�harards in�c�.d w1U►In ffie tetm 'e�4ended cav�age•and an1►athec hazard+.(ndud'ur flaods or f!oa�n8.tor .:' -:.:
<br /> . .' �••�,�,�;�,�' which Len�requires insurance. This in�.�e ahail be matrtained In tAe amouirts and for the pe�iads that Le�der requUe9. The Insurance -
<br />- • �•`%'°;<i!" �(�Prpylding tha insuranee shail be cC�.aaett by Bortaw� subied to Lende�a eyPmvai whlCh sria7 not be unteasonahly withhetA. ft _
<br /> • ;;�;': Bonow�taIIs to madntain covetage deseribed ebove, LenQer may►. at Lendefs optton� obtsln eoverage to proteet Leea�der'a dghts tn the
<br /> •. ,. . , praperty In aa:otdanee with para�eph 7. .,
<br />�'', ' �' , . pp��nce poUdes and renew�'s shaD be acceptable to Lender and sha0 induda a atendeN moRgage dau� Lend�shaY have the -'�:,
<br /> _ i " . • :�°•• rlgM to hc:�the poUcteu and renewats. N ler.der requUe9.Bomower sheD DromPUY 8►va to Lender aU r�elPts at paid pranlums e�certewat �'�
<br /> . . • �;�,;:�•
<br /> ' . .. . . ;.�:>�, notices. fn the eueM ot toss.Bortower shrdt�.�e pror�t nottce to the iu�ivanee carrter snd LenE� Lr�Qer may make proof aF Irs��r�: _ ��`
<br />- � '' � - ' ', esmde promptN by Botrower. � ` :���.�..�
<br /> ; . . ' . Untess Lender end 9orrower otAecwise agree tn wrfting, Onsurance pfaceeds sfia4 be appQed to resto�aUon or�atr oi C`ia'ProP�'tyt .-.' t.�,;`f--
<br />_ . •_-�.i���i�-
<br /> , . . � aymaged. U thg testoraHon or repsU b economica4y teasf6le and Lender'a securfry is aot (essened B the �esto►atfon ar repalr is not '3�`.,:;•._" -
<br /> � ` econoMcaIIy teasmle or LendrJ'e secuflry would bs fesse�'►ed.Q►e insuranee pmceeds she0 be app�ed to the aums secured by tAts Securtty : ,,_ ,_„�
<br /> •:.t ; '_ . .•;�;r�,�;;. InstrumenL whether or not then due.w1t���yr excess Pald to Borrmncc� H Borrow�r abandons the Ptoperry.or doas no4 answei withln 30 .�,�" ,p,�,�,a
<br /> �.-
<br /> • , days a natice from LenQer that the Insu�.�e cerrler has oBereA to s�e a cfatm�then Lender mzy c�fIect She insurance pro�. Lender �� , .., �
<br /> ' sums sec�ured by�Saeudry Instrument.wheth�s es aot th��ue. The �t;�
<br />� .� may uso the praceed9 to repalr or restore the PropeRy ar to pay . .;
<br />�5 , � 8(}day perlad wID bagin when the noflee is g i ven. ` � �`
<br />_°• • � Untess Lender end Borrower othecwisa agrea In wrfUng�anY eAAIlcatlon o1 procEeda to prind�al shaD aot mQend or postgcz:s the due . , .�
<br />-' + . I!under pata�aph 21 itt�e Prope�ty {
<br />� � date of the monthy paymertte reterred to in para�aphs t end 2 or change the amount ot the paymcnts. tt o
<br /> s � fs acquired by Lender,Bocrowefa�ight to en}►Insurance poDetea end praceeds resuRing trom demage to the Property pdor to tPie ec�Wsfflon ` ,� '
<br /> r, . � st�aD pass to Lender to the e�ent ot the sums secured by thts SecuAly InsOumenl Immediatetyl P�ar to the aequLsiBon.
<br />- � 6. Oecup�ncy. Pns�nrAtton, Mal�tenancs and P�otectton ot the Properly; BorrowePs Loan �;�x
<br /> `�` .� . ApPilcation;L��holdl.Borrower shaD oecupy. estabIIsh.and use the Pmperty as Bortower's pdndpal resIdence witt►in si�Ry days ..� '
<br />�. • edter the execuUon ot Ws Secudty Instrument and shaU carrttnue to occupy the P9roperty as Bortowe�'s prUdpal residenea for at teast one
<br /> ... � � ` year atter the defe ot oavAeney. untesa Lender othenMse a�ees tn wdUn9�wh(cM conserri aheD not ba unreasonabty withhetd. or untess
<br />� � p�enuaVng c;roums�;aae exbt which ere beyond BorrowePe control. Borroiver ehaD not destroy,dama9e or tmpair the Property.aRow the .
<br />=�'� � � ' Botrower shal!bo in detault fl any tortefture actton or pmceed'ing.vihether civ�or � �°•
<br />-�.,. :.'� �_
<br /> PropeRp to det�torate,ar cammil wasto on the PropeAy. -,,
<br />-+'� • "'' � • exim�na►.t�begun tQat in Lenddo goad faRh juEgment coutd resuit tn(arfeituro o1 the Properiy or otherwlss rt�aterta[�►UnDalr tho Den�eated ,. . .«
<br />-�t.� t py thig gecurity�nstrurrteM or Lender's securtry UrtetesL Borrawer may cure such a deiautt artd reinstata.as provided In para9raDh 18, by .
<br /> `'�' � • • � �ausirtg tha aqton or proceedin9 to ba d is m iss e d w i t t► a n r f u f g t h a t i n L e n d e P e Q o o d t a R h d e t e rt N n a N on. precfudea tortatturo of tha { . .
<br /> r� y. . .
<br /> - ' � � " BortoweVe tnterost In the Froperty or other mateRellmRalrtnent ol tha Uen aeated by this Seairi�►Inswment ar lender's ceeudiy tnterest i.
<br /> _r._. � � Bortower shaU etso bo tn detauK H Borrovrcr,dwing the taan eppUcaUon proeess,gsve matertaty tatse or ina�eura�te IMortna�on or statements �
<br /> •. 4 � ' to lendv (ot ta0ed to pravlde lender vdth nny matetfal Utortnatlan)fn eonrteetioh with thQ loan evidenead�y tho Hete,inchid'ing, but not ; ' '
<br />_Y (�.. ' • [m�ed to. represc�r�taUons eoneeming BarrowePs oxupanry o1 the Properiy as o pdncipal�esidenco. If this S�rity Instrumenl ts on e � . ,
<br /> � + ' tease9�ol4,Bocrower aha0 eampfy with ad tho provtsions o1 tho(easo. 8 Bmrower aa�uVes tee titio to tho Property,the leasehotd anA the
<br /> � . �
<br /> � �;� '� . ' . �, � tes�1te sha11 not mage untess tho Lender agrees to tha merg�r in vrriUng. , � • .
<br />- �#` . ,�' �. ,
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