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200411534 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />RONNIE N SCHMIT - Borrower <br />talc C� a � Sc k ' - (Seal) <br />PATRICIA A SCHMIT - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />- (Seal) <br />Borrower <br />229775 <br />(Q- 6(NE) (0005) Page 14 of 15 Form 3028 1101 <br />1J <br />