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<br /> `�'•',` 4 k..f� ; � 'PO(iEII�R WtTH alt the imgmvements no�or 6iereaftex erecced or�tae pro�e�fy.aad alt easemears.uoputtes�s�s. , �--
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<br /> . � ' aad fianues r.ow or hereafter a�art of tbe pmperty. All repla�ements and add'irions sLali atso 6e cavened by this Sec�nity -- --
<br /> �'"� �� '� ' ` � 4�sttumen� All of tfls fo m u rzfe�4ed.to in this Seauiry r••�,n�as the"P4operty." '
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<br /> -�- �<-`,� >r.., :. :�, � BORROWER COVENANfS that Bwro�ver is fawFully seised of the estate hereby waveyed andhas the rigtit to grant � .
<br />, .j r:. �.••.' : . : i. . , and ooavey the Pr�perty and�that the Prog�irty is taieac�beied,eaaeps for eacamBrances of record: Bosower aa�nfs�ad• . —
<br />:'t.; ,` : , ,' ; cwlll delieend�eneraUy the 6tle w the Pmperty aguiust aU clsims aad demands.subject to an}r ensumbr�mses of cecard. -----
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<br /> �• �• . 7'FIIS SEC[TRTfY iN51RUNN�NNT comhines uni�vnas cavevaats for natint�I use aad nari-uHifomi ca�ccaants arith �
<br /> Y.�. . timited variatians hy j�r��;��nn sn canstitute a uniform sec�uity instrument covering real pmgezty. .
<br /> �, .. - UN�ORM CAVENAN[°S: Bormwer and Leader eoveoant aad�ee as foItaws: ; - .
<br /> �;;,�� ` � j l. payment of Prindyal an�Iniezesi3 Pce�aYnteffi sad Late�a�s. BaYmwer shall promptlY PaY when due the
<br />=._� • ., . ;r�� . . principal of aad interest oa the debt evidenced by�the Noie and anY PrePaY�t aad Iaffi charges due uader the Nota. .
<br />- _ . . _ . , Z. �l�ads[or4ioxec aad Insnrance. Sab�ect to ap�lic�ble law orto a�vritien waiver by.Lender.Bmmwer sF�all pay to
<br />- , • II.ender on the day mnaihly payments�e dae undes the Note,antil the Note is paid in fai1.a sym("Fuads")far.ta)Y�Y .
<br /> :�'� � taxes aad a�s...��'*-S�vbich tnay auain prlority aver this Sectuity InstivmEnt as a liea on the Progecty;(b)Year3y i�asehokt �
<br />.-%:�.•�,-,:• •� • payments ar gcaustd ceats on the P�erty, if anY+(e} yeariy haiard or prapesty iasiuunce pieani�ts: (� Y�Y �� �
<br /> ,�.`�, ;• „�� •�, insuiance premi,T�c.id any:(e)YeariY moTtg�ge ins�nce prremiams,if any:aa� (�anY smns payable tsy�Baitu�wer to _
<br />� J• ` . � .` bxnder,in ascondance w►th the provisians of para�aph S.in lieu of tl�paymeat of mortgage insurdmce prem�s. Tf�ese
<br /> .�i /t2Q18 8!C�II�°FSCIdN ILCIIIS." Leadei�ay.3L SIIy UIIL.c�3'.{t�C[aIId ho2�F9mt15 IIi 2�3316WIf IIOi[o e7[Cesd t$C m87Si1IIIIin
<br />`,.�;. . r:F; amauat a lender faz a fed�mlly telat,ed mortgage loan�requine for Bormwer's esaaw accaunt��et the fede�al Real
<br />,.�'�.� � . . gstate Setttemeat�duies Ast of 1974 as am�nded fivm ti�ne to time,f2 U.S.C.§2�t11 et seq.("RFSPA"1.�mless:uwther
<br /> ` !aw that applies to tt�fi�nds seis a lesser am� If so,Lender may.at ar►Y dme.col�ieet�d l�otd�n�in an amovnt uot to .
<br /> ._�`�:-.T;.. .��' ,' , � , � �asea� the lesser a�oaat l.e�r may esiumate the amonnt of�dae on tt�e i�of ciurent data and reasnna6ie
<br /> - �� " • •esbmates of exgseadittues of fut�Escrow Items ar�otherwise in accardance with a�pliq3le law.
<br />'-�� .�.�....._.,• --.•,,.� • The F�uads shall be heId in an institution whose depasits are ins�ued by a fedeta! ageacy.instramentaliry.or entit}+ .
<br /> �' ,� - � -- - -(iusluding Leader;af i:ender is sach an institaiton)ar in any F�ederal Home Loan Bank...I.endec shali ap�ly t1�Fuads 4o pay
<br /> � .�. ._ . .. tbe Fscrow Iteins. I.eadcr may not charge Boirower for holding and apFlying the Fuads.annually aaalyzing the escrow •
<br /> � ' ' ` ascoun�or verifying the Essrow items,�mless Leuder pays Horrower intecest on the Fvm�s and applicable law�erRrits
<br /> . �-• . , . Lender to make s�cb a charge. HoNev�r,Leader may require Bosawer w pay a one-time charge for an independeut iea!
<br /> • � • , estate tax reporting service used by l.eader in conneaion witb tbis loan,�ess appiic�bte law Qrovides oihcKwise. UnIess aa
<br /> _. .�. �-� • .agnemeni is�de or applicable law reguiies intecest to 6e paid L.ender shail aaL be cequi�to pay Boaativer aay iatetest ar.
<br /> • . . ; eamings an the I�nds. Borrower and Lender may agree in wnting,however.that intecest shaD be paid an the FF�ds. Leu�er
<br /> ' . ' ? shall give to Botrower,without chatge,an amivai accounting of the Cvnds,showing credits and defits to tlte�ads aad the --
<br /> • • . � ! purpose for aiuch each debit m the F�nds aas made. The Funds are pledged as additioaal seciuity far atl sums seciaed by �
<br /> . ` . . � ' . � this Secariry Insmtment .
<br /> �• ,; ' • � If the Fvmds heId by [xBder exceed the amannts pemdtted to be held bv app7`sable law. Lender shafl a�:mt to ��
<br /> • � • ! Bormwer for the excess Fimds in aceordacce with the reqiurements of applicable law. If the amount of the Fands fl�t�d by
<br /> . � � „ � { Lender at any time fs aot sufficieat to pay the Escruw Items w6en due,I.ender may so nofify Borrower in writing.and.ia
<br /> ' �'' � sucb case Boaower shall pay to Leader the amnunt necessary to a�ke ap the deficiency. Bolrower shall make up tha ��
<br /> : '. ' � � deficix�ncy in no mote[han twelve monttily payments,at i.ender's sole discreuoa. � _ __-
<br /> • • � • Upon payment in full of all sums secured by this Security insuum�r,Lender s6al}promptly iefi�d to Bmtower any ___
<br /> � �nds held by Lender. If.under paragrapb 21.Lender shall acguire or sell the Property.Lender.prior to the acquisition or -
<br /> ��• ��� ' •� sate of the Pm shall a 1 any Funds hetd Lender at the time of uisition or sa�e as a credit ttn seims • �'��
<br /> F�Y• PP Y b3+ �9 � �� _
<br /> sgc�ed by this Serurity lnswment ..
<br /> •' � �• •'. . 3. App7�ca�of Peymeuts. Untess applicable law provides otherwise, all payments received by Leader uadet '��}
<br /> . � pa�a�aphs 1 and 2 shall be applied:firsf,to any prepayment c}iargea due under the Note:secand,to amounts payable under. — =y�`
<br /> . ' . . . ' Par�apb 2;third to interest due;fourth,to principal due:and tast,to any Iare charges due under the Note. �--.—
<br />: , 4. Chargcs;L4en.s Bo�ower shall pay all taaes.assessments,charges.fines and impositions attributable to the ��� -
<br /> _ � Pcape�y wluch may auain priority over dus Security Instrument,aad tease�eold payments or ground rents,if any. Barrower = -
<br /> • . . ' shaU pay these obligations in the manner provided in paragraph 2,or if ac�paid in that manner,Bm�rower s6all pay them on
<br /> ' ' � � dme dim,ctty to the person owed paymen� Borrovrer shall pramp t ly famis'h to Lender all notices of amount�to be paid�der � ���-
<br />-t:• � . this paragraph. If Bonower makes these payments directly.Bomower shalt prompdy famish to Lender receipts evideasing =_—_--
<br /> ,�. .. the paymenis. �_�—
<br /> ,;� , � , ." Bortower shall pm�pdy diseharge any lien which has priofiry over this Security Instrument unless Borrower.(a)a�ees :�:•_-'�
<br /> in writin to the a t of the obli on secured b the lieq in a manner acceptable to Lender.(b)wntesu in aod faith the ���
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<br /> `� '' ' ' . fien by.or defends against enforcement of the�ien in,legal proceedings which in the Lender's opinion aperate to prevent the • •.•. � -�
<br /> � ,°�� � . ' enfo�ement of the lien:or(c)secures from the ho2der of the lien an agrexment satisfactory to Lender subordinating the lien • "'��r'�.-�r�,
<br /> •, to this Security Instrnment If I.e�det detemtines thai aay part of the Propeny is subjest to a lien which may attain�riority .''•:.v�k,. .
<br />°!� � • over this Sec�uity Insuument,Leader may give Boaower a�otice idendfying the lien. L�mrower shall satisfy the li�t cr take '.:•t�..�•• . ,;
<br />_ �• . one or mare of the actions set forth above within Ib days of the�iving of notice. �'''';�`%ti>`�. ... .r
<br />- • 5. Nazard or Pcoperiy Insurance. Boirower shall keep the imp�wements now existing or hereafter erected on the ' �
<br /> • - P�+nperty insured against loss by fire.hazards included within the term"e�.nded coveeage"andany other hazacds.includ'sng . _
<br />= -. ltoods or ftoodin�.for which Lender requires insurance. This insurance sha116e maintained in the amaunts and for the
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