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20041140 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />J ffrey o Williams - Borrower <br />ril, CA L <br />(Seal) <br />GeorgeAn L Williams - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />AM6NE (0311) Page 14 of 15 Form 3028 1/01 <br />0100240662 -5665 <br />11/13/2004 9:35:58 <br />pugimgS <br />EXIM <br />000001002406620301411614 <br />