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200411489 secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 20. Lenders in Possession. Upon acceleration under paragraph 19 or abandonment of the Property, Lenders (in person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. Any rents collected by Lenders or the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not limited to, receiver's fees, premiums on receivers bonds and reasonable attorneys' fees, and then to the sums secured by this Security Instrument. 21. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lenders shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 22. Substitute Trustee. Lenders, at their option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 23. Request for Notices_ Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is set forth herein. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument. STATE OF NEBRASKA ) ) 55. COUNTY OF HALL ) The foregoing was acknowledged before me on the4Oday of November 2004, by Elizabeth A Garduno, to be the voluntary act and deed of said person. GENERAL N e of Nebraska JUDY M HAMMERMEISTER otary ublic M Comm. Ex .Dec. 1f , 2044 G